Title Loans in Saint Benedict, Louisiana

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Saint Benedict, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Homeland Bank 3491 S 1st St, Jena, LA 71342 +1 (318) 992 - 0405
Hancock Whitney Bank 606 Ave G, Kentwood, LA 70444 +1 (800) 448 - 8812
First Heritage Credit 2726 W Thomas St, Hammond, LA 70401 +1 (985) 429 - 0270
Republic Finance 753 Odd Fellows Rd Suite D, Crowley, LA 70526 +1 (337) 783 - 4668
Eunice Financial Services Inc 1701 W Laurel Ave, Eunice, LA 70535 +1 (337) 550 - 2507
Foti Finance Co-Houma 6486 W Park Ave, Houma, LA 70364 +1 (985) 879 - 2335
G Money Pay Day Loans 1708 Manhattan Blvd, Harvey, LA 70058 +1 (504) 362 - 4296
Ascension Payday Advance 417 S Burnside Ave, Gonzales, LA 70737 +1 (225) 644 - 5474
Sugarland Credit Inc 221 Willow St, Franklin, LA 70538 +1 (337) 828 - 2750
Western Finance 3200 Monroe Hwy, Pineville, LA 71360 +1 (318) 641 - 7242

Title Loan Companies in Nearby Cities

If there are no title loan companies in Saint Benedict, LA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Marrero, LA, Title Loans in Metairie, LA, Car Title Loans in Monroe, LA, Title Loans in New Iberia, LA, Car Title Loans in New Orleans, LA, Title Loans in Prairieville, LA, Car Title Loans in Shreveport, LA and Car Title Loans in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Benedict, LA.

Title Loans in Saint Benedict, Louisiana: A Comprehensive Guide

Are you in need of some fast cash? If you’re a resident of Saint Benedict, Louisiana, you may want to consider a title loan. Title loans are a popular way for people to get quick access to cash by using their vehicles as collateral. In Louisiana, title loans are legal and regulated, but it’s important to understand the terms and risks associated with these loans before deciding to apply. Read on to learn more about title loans in Saint Benedict and what you need to know before signing up for one.

What Are Title Loans?

A title loan is a short-term loan in which the borrower uses the title to their vehicle as collateral. The title loan company will typically lend up to a certain percentage of the vehicle’s value, and the borrower must repay the loan plus interest within a set amount of time. If the borrower fails to repay the loan, the title loan company can repossess the vehicle and sell it to recoup their losses.

Title loans are typically easier to qualify for than traditional personal loans because they are secured by the vehicle’s title. This means that even if you have poor credit or no credit, you may still be able to get a title loan.

How Do Title Loans Work in Louisiana?

In Louisiana, title loan companies are regulated by the state’s Office of Financial Institutions. Title loan companies are allowed to lend up to $350 for a period of 30 days, with the option to renew the loan for an additional 30 days three times. Renewing the loan requires the borrower to pay at least 25% of the principal and any interest owed, and the total amount owed cannot exceed $800.

Under Louisiana law, title loan companies are required to disclose all fees and interest rates associated with the loan, as well as the total cost of the loan if it is renewed multiple times. Title loan companies are also required to provide borrowers with a written agreement that outlines the terms of the loan.

What Are the Risks of Title Loans?

While title loans can be a convenient way to get fast access to cash, they also come with significant risks. The most obvious risk is that if you fail to repay the loan, the title loan company can repossess your vehicle. This can be a devastating consequence, especially if you rely on your vehicle to get to work or take care of your family.

Another risk of title loans is that they often come with high interest rates and fees. In Louisiana, title loan companies can charge up to 36% APR, plus additional fees for processing and late payments. These fees can quickly add up, making it difficult to repay the loan on time.

Finally, title loans can be a slippery slope for some borrowers. If you find yourself needing to renew the loan multiple times, you could end up in a cycle of debt that is difficult to break out of.

Interesting Facts and Statistics About Title Loans in Saint Benedict, Louisiana

  • The average title loan in Louisiana is for $558
  • 52% of borrowers renew their title loans multiple times
  • 26% of title loan borrowers in Louisiana have their vehicles repossessed
  • Women are more likely to take out title loans than men

Apply Now

If you’re in need of fast cash and are considering a title loan, TheGuaranteedLoans can help. We are a connector service that works with a network of reputable lenders to help borrowers find the right loan for their needs. When you apply through TheGuaranteedLoans, we’ll match you with potential lenders who may be able to offer you a title loan. Remember, we are not a direct lender and do not make credit decisions on behalf of our lenders. Instead, we facilitate the connection between borrowers and lenders to make it easy for you to find the loan you need.

To get started, simply fill out our easy online application. Within minutes, you could be matched with a lender who can offer you the cash you need to get back on track. Apply now and see how TheGuaranteedLoans can help you find a title loan in Saint Benedict, Louisiana.

Useful Articles

Saint Benedict, LA title loan calculator

Frequently Asked Questions About Car Title Loans in Saint Benedict, Louisiana

Can I get a title loan in Saint Benedict, Louisiana if I'm still making payments on my vehicle?

Yes, borrowers can still qualify for a title loan in Saint Benedict, Louisiana if they are still making payments on their vehicle, as long as they have enough equity in the vehicle to secure the loan.

Can I get a title loan in Saint Benedict, Louisiana if I'm self-employed?

Yes, borrowers who are self-employed can still qualify for a title loan in Saint Benedict, Louisiana by providing proof of income through tax returns or financial statements.

Advise to read before applying

Look for Title Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.