Title Loans in Portlandville, New York

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No title loan companies in Portlandville, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Federal Credit Union 100 Madison St, Syracuse, NY 13202 +1 (315) 671 - 4000
Heritage Financial Credit Union 36 Boniface Dr, Pine Bush, NY 12566 +1 (845) 561 - 5607
Niagara's Choice Federal Credit Union 621 10th St, Niagara Falls, NY 14301 +1 (716) 284 - 4110
Tri-Lakes Federal Credit Union 453 Wesvalley Rd, Lake Placid, NY 12946 +1 (518) 891 - 1666
Visions Federal Credit Union 4700 Vestal Pkwy E, Vestal, NY 13850 +1 (800) 242 - 2120
Chase Bank 220 E Park Ave, Long Beach, NY 11561 +1 (516) 432 - 9195
Howard Hanna Utica/New Hartford 141 Genesee St, New Hartford, NY 13413 +1 (315) 735 - 8515
George T Rhein, CPA PC 2758 Middle Country Rd 202, Lake Grove, NY 11755 +1 (631) 793 - 5881
CFCU Community Credit Union - Mortgage Office 1050 Craft Rd, Ithaca, NY 14850 +1 (607) 257 - 8500
Commonfund Mortgage Corp 717 Erie Blvd W, Syracuse, NY 13204 +1 (315) 422 - 2325

Title Loan Companies in Nearby Cities

If there are no title loan companies in Portlandville, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Yonkers, NY, Title Loans in Albany, NY, Car Title Loans in Babylon, NY, Car Title Loans in Bay Shore, NY, Car Title Loans in Binghamton, NY, Title Loans in Brentwood, NY, Title Loans in Brookhaven, NY and Title Loans in Brooklyn, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portlandville, NY.

Title Loans in Portlandville, New York

If you’re looking for a way to get quick cash in Portlandville, New York, you may have come across title loans. However, it’s important to note that title loans are not popular in New York, so you may have trouble finding a lender who offers them.

What are Title Loans?

Title loans are a type of secured loan where borrowers use their vehicle’s title as collateral. In other words, if you take out a title loan and fail to repay it, the lender can repossess your car. Title loans are typically short-term loans with high interest rates, making them a risky choice for borrowers.

Why are Title Loans Not Popular in New York?

New York has strict laws regulating payday loans and other forms of high-interest lending, including title loans. In fact, title loans are specifically prohibited by New York’s Banking Law. This means that you will not find a title loan lender in New York, and if you come across a lender claiming to offer title loans in the state, they are operating illegally.

What Are Your Options for Quick Cash in Portlandville, NY?

Since title loans are not an option in New York, you may be wondering what alternatives exist if you need quick cash. Here are some options to consider:

  • Personal Loans: Personal loans are unsecured loans that can be used for a variety of purposes. Many lenders offer personal loans online, making them a convenient option if you need to apply outside of regular business hours. While personal loans may have lower interest rates than title loans, they can still come with high fees and interest rates, so be sure to compare your options carefully.
  • Credit Cards: If you have a credit card with an available balance, that can be a quick and easy way to get the cash you need. Keep in mind that credit cards also have high interest rates, so be sure to pay off the balance as soon as possible.
  • Selling Items: You may have items around the house that you no longer need or use. Consider selling them online or at a garage sale to get some quick cash.
  • Borrowing from Friends or Family: While borrowing money from friends or family can be awkward, it can also be a way to get the cash you need without paying high fees or interest rates. Just be sure to have a plan in place to repay the loan.

Interesting Facts and Statistics

Did you know that the average title loan in the US is for $959 and has an annual percentage rate (APR) of 300%? In fact, one in five borrowers of title loans ends up having their car seized by the lender. These alarming statistics highlight the risks associated with title loans and why they are not a popular option in New York.

Apply Now

If you’re considering a personal loan or other alternative to a title loan, TheGuaranteedLoans can help. As a connector service, we can connect you with potential lenders who may be able to provide the cash you need. Simply fill out our online application to get started. Remember, we are not a direct lender, and all loans are subject to lender approval.

In conclusion, title loans are not a popular option in New York, so if you need quick cash, be sure to consider other alternatives such as personal loans, credit cards, selling items, or borrowing from friends or family. Be sure to compare your options carefully and always read the terms and conditions of any loan you’re considering.

Useful Articles

Portlandville, NY title loan calculator

Frequently Asked Questions About Car Title Loans in Portlandville, New York

How do I apply for a title loan in Portlandville, New York?

To apply for a title loan in Portlandville, New York, you can visit a lender's physical location or apply online. You will need to provide your vehicle's title, proof of income, and other required information.

Can I get a title loan in Portlandville, New York if I am a resident of another state?

No, title loans in Portlandville, New York are only available to residents of the state.

Advise to read before applying

Look for Title Loans in Other Cities:

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