Title Loans in Round Lake, New York

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No title loan companies in Round Lake, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Berkshire Bank 1704 Western Ave Town, Centre Dr, Albany, NY 12203 +1 (518) 724 - 1580
NBT Bank 6554 NY-56, Potsdam, NY 13676 +1 (315) 265 - 9950
Quickline Capital Partners, Inc 4713 Crossroads Park Dr Suite 501, Liverpool, NY 13088 +1 (315) 437 - 0001
Wayne Bank 1972 NY-52, Liberty, NY 12754 +1 (845) 292 - 2300
Money Federal Credit Union 100 Madison St, Syracuse, NY 13202 +1 (315) 671 - 4000
Bethpage Federal Credit Union 555 Montauk Hwy, West Babylon, NY 11704 +1 (800) 628 - 7070
KeyBank 9640 Transit Rd, East Amherst, NY 14051 +1 (716) 689 - 6937
KeyBank 380 NY-3, Plattsburgh, NY 12901 +1 (518) 563 - 0310
Empower Federal Credit Union 900 Kinne St, East Syracuse, NY 13057 +1 (315) 477 - 2200
Community Bank, N.A. 320 W Main St, Malone, NY 12953 +1 (518) 483 - 0591

Title Loan Companies in Nearby Cities

If there are no title loan companies in Round Lake, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Ithaca, NY, Car Title Loans in Jamestown, NY, Car Title Loans in Lancaster, NY, Car Title Loans in Levittown, NY, Car Title Loans in Long Beach, NY, Car Title Loans in Manlius, NY, Title Loans in Mount Vernon, NY and Title Loans in New City, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Round Lake, NY.

Title Loans in Round Lake, New York

If you live in Round Lake, New York, and are experiencing a financial emergency, you may be considering a title loan as an option for fast cash. However, it is important to note that title loans are not popular in New York, and there are strict regulations surrounding them. In this article, we will explore title loans in Round Lake and provide you with all the information you need to make an informed decision.

What are Title Loans?

A title loan is a type of secured loan where the borrower uses their car title as collateral. The lender evaluates the value of the car and offers the borrower a loan based on that value. The borrower then has to repay the loan, plus interest, within a set period of time. If they fail to do so, the lender has the right to repossess the car.

Title Loans in New York

Title loans are not legal in New York State. The New York Banking Department, which oversees lending in the state, has issued a warning to consumers about the dangers of title loans, stating that they are illegal and unregulated.

While title loans are not an option in New York, there are other types of loans available for those in need of quick cash. Some of the alternatives include payday loans, personal loans, and installment loans. It is important to note that these types of loans can also come with high interest rates and fees, so it is important to carefully read and understand the terms before agreeing to any loan.

Interesting Facts and Statistics

  • In 2017, the average title loan in the US was $1,000, with an annual percentage rate (APR) of 300%.
  • In 2018, title loans were banned in West Virginia.
  • According to the Consumer Financial Protection Bureau, one in five title loan borrowers has their car repossessed.

Apply Now

If you are in need of fast cash and live in Round Lake, New York, there are still options available to you. TheGuaranteedLoans is a connector service that can help connect you with potential lenders who offer payday loans, personal loans, and installment loans. Our online application process is fast and easy, and we work with a network of trusted lenders to help you find the best loan option for your needs.

It is important to remember that TheGuaranteedLoans is not a direct lender, but rather a connector service. We are here to help facilitate your connection with potential lenders and provide you with all the information you need to make an informed decision about your loan. To learn more and apply now, visit our website.

The Bottom Line

While title loans may seem like a quick fix for a financial emergency, they are not legal in New York State. If you need fast cash, there are other types of loans available, such as payday loans, personal loans, and installment loans. It is important to carefully read and understand the terms of any loan you are considering and to only work with reputable lenders. TheGuaranteedLoans can help connect you with potential lenders and provide you with the information you need to make an informed decision about your loan. Apply now and get the cash you need today!

Beautiful sights of Round Lake, NY

Title Loans Available in Round Lake, NY By The Following ZIP Codes:

12151

Round Lake, NY title loan calculator

Frequently Asked Questions About Car Title Loans in Round Lake, New York

Are title loans legal in Round Lake, New York?

Yes, title loans are legal in Round Lake, New York. The New York Finance Code regulates the title loan industry in the state, including requirements for lenders and the maximum loan amounts and interest rates that can be charged.

How much can I borrow with a title loan in Round Lake, New York?

The maximum loan amount that can be borrowed with a title loan in Round Lake, New York is based on the value of the borrower's vehicle. Lenders are required to follow the New York Finance Code, which sets a maximum loan-to-value (LTV) ratio of 10% for title loans. This means that the maximum loan amount cannot exceed 10% of the value of the borrower's vehicle.