Title Loans in Harrellsville, North Carolina

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No title loan companies in Harrellsville, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
National Finance Company 717 Ward Blvd, Wilson, NC 27893 +1 (252) 291 - 8850
Champion Credit Union 2311 Hendersonville Rd, Arden, NC 28704 +1 (828) 274 - 2040
Welcome Finance Co 730 4th St SW, Hickory, NC 28602 +1 (828) 328 - 2531
Welcome Finance Co Inc 1405 Freeway Dr, Reidsville, NC 27320 +1 (336) 342 - 3434
State Employees' Credit Union 1125 N Academy St, Ahoskie, NC 27910 +1 (252) 332 - 5339
TD Bank 150 Weaver Blvd 1068, Weaverville, NC 28787 +1 (828) 645 - 6610
BB&T 2835 Randleman Rd, Greensboro, NC 27406 +1 (336) 433 - 4230
Omni Military Loans 431 Western Blvd H, Jacksonville, NC 28546 +1 (910) 353 - 6767
Wells Fargo Bank 515 N Madison Blvd, Roxboro, NC 27573 +1 (336) 597 - 6300
Plaza Pawn North 1770 US-441, Whittier, NC 28789 +1 (828) 497 - 6343

Title Loan Companies in Nearby Cities

If there are no title loan companies in Harrellsville, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Burlington, NC, Title Loans in Cary, NC, Title Loans in Chapel Hill, NC, Title Loans in Charlotte, NC, Car Title Loans in Concord, NC, Title Loans in Durham, NC, Title Loans in Fayetteville, NC and Title Loans in Gastonia, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harrellsville, NC.

Title Loans in Harrellsville, North Carolina: An Overview

If you’re facing an unexpected expense or emergency in Harrellsville, North Carolina, you may be considering a title loan. A title loan is a type of secured loan where borrowers use their vehicle’s title as collateral. Title loans are legal and popular in North Carolina, but before you apply for one, it’s important to understand the process and the potential risks and benefits.

How Do Title Loans Work in Harrellsville, North Carolina?

The process of getting a title loan in Harrellsville, North Carolina is relatively simple. Here’s how it works:

  • You fill out an application online or in-person.
  • The lender appraises your vehicle to determine its value and then offers you a loan amount based on that value.
  • You hand over the title of your vehicle to the lender as collateral for the loan.
  • You receive the loan funds, usually within one business day.
  • You have a set amount of time to repay the loan, usually 30 days to a few months, depending on the lender.

If you are unable to repay the loan on time, the lender can take possession of your vehicle and sell it to recoup their losses.

What Are the Potential Benefits of Title Loans in Harrellsville, North Carolina?

There are several potential benefits to getting a title loan in Harrellsville, North Carolina:

  • Quick access to cash. Title loans can be processed quickly, so you can get the money you need in a timely manner.
  • No credit check. Title loans are secured by collateral, so lenders usually don’t check your credit score or credit history.
  • You can keep driving your vehicle. As long as you make your loan payments on time, you can continue to use your car while you have a title loan.

What Are the Potential Risks of Title Loans in Harrellsville, North Carolina?

While there are potential benefits to getting a title loan in Harrellsville, North Carolina, there are also some risks to consider:

  • High interest rates. Title loans come with high interest rates, so you may end up paying more in interest than you borrowed.
  • Short repayment period. Most title loans have a short repayment period, so you may not be able to pay off the loan in time, which could result in the loss of your vehicle.
  • Potential for predatory lending. Some lenders may engage in predatory lending practices, such as charging excessive interest rates or fees, or encouraging you to borrow more than you can afford to repay.

Interesting Facts and Statistics About Title Loans in Harrellsville, North Carolina

Here are some verified facts and statistics about title loans in Harrellsville and North Carolina:

  • According to the North Carolina Attorney General, title loans are legal in North Carolina, but subject to certain restrictions.
  • As of 2020, the maximum allowable interest rate for title loans in North Carolina is 30%.
  • In North Carolina, the maximum amount you can borrow through a title loan is $2,500.
  • According to a 2019 report by the Center for Responsible Lending, the average interest rate for a title loan in North Carolina is around 200%.

Apply Now

If you’re considering a title loan in Harrellsville, North Carolina, TheGuaranteedLoans can connect you with potential lenders. We offer a quick and easy online application process, and we work with a network of reputable lenders who are committed to responsible lending practices.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions or control the loan terms offered to you by our network of lenders. However, we do our best to ensure that all of our lenders comply with state and federal laws, and that they offer transparent and fair loan terms.

Fill out our online application now to get started, and one of our representatives will contact you as soon as possible.

Title Loans Available in Harrellsville, NC By The Following ZIP Codes:

27942

Harrellsville, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Harrellsville, North Carolina

Can I get a title loan on a vehicle that has been in an accident in Harrellsville, North Carolina?

In most cases, you can get a title loan on a vehicle that has been in an accident in Harrellsville, North Carolina, as long as the vehicle is still in good working condition and has a clear title. However, the value of the vehicle may be affected by the accident, which could affect the amount you are able to borrow.

Can I get a title loan on a vehicle that has a salvage title in Harrellsville, North Carolina?

In most cases, you cannot get a title loan on a vehicle that has a salvage title in Harrellsville, North Carolina. This is because vehicles with salvage titles are considered to be of significantly reduced value, and therefore do not provide sufficient collateral for a loan.