Title Loans in Hobbsville, North Carolina

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No title loan companies in Hobbsville, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 183 Wagner St, Troutman, NC 28166 +1 (704) 528 - 6663
Wells Fargo Home Mortgage 10796 S US Highway 15 501, Southern Pines, NC 28387 +1 (910) 692 - 6225
BB&T 2940 S Main St, High Point, NC 27263 +1 (336) 434 - 8450
First Citizens Bank 1004 Spartanburg Hwy, Hendersonville, NC 28792 +1 (828) 696 - 7620
Regional Finance 1111 Ireland Dr #102, Fayetteville, NC 28304 +1 (910) 263 - 8885
BB&T 501 W Thurman Rd, New Bern, NC 28562 +1 (252) 633 - 4045
American Express 4801 Rumley Rd, Graham, NC 27253 +1 (336) 376 - 6008
SunTrust 272 N Fayetteville St, Asheboro, NC 27203 +1 (336) 308 - 3095
Mariner Finance 1803 S Church St, Burlington, NC 27215 +1 (336) 570 - 0990
Southern Trust Mortgage 2600 N Croatan Hwy, Kill Devil Hills, NC 27948 +1 (252) 389 - 9427

Title Loan Companies in Nearby Cities

If there are no title loan companies in Hobbsville, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Greenville, NC, Car Title Loans in Hickory, NC, Car Title Loans in High Point, NC, Title Loans in Holly Springs, NC, Title Loans in Huntersville, NC, Car Title Loans in Indian Trail, NC, Car Title Loans in Jacksonville, NC and Title Loans in Kannapolis, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hobbsville, NC.

Title Loans in Hobbsville, North Carolina: A Comprehensive Guide

Are you considering a title loan in Hobbsville, North Carolina? Title loans are legal and popular in the state, providing individuals with quick access to cash. However, it’s important to understand the process, associated risks and benefits, and potential alternatives before making a decision. In this comprehensive guide, we’ll explore all you need to know about title loans in Hobbsville, North Carolina.

What is a Title Loan?

A title loan is a type of short-term loan secured by the borrower’s vehicle. The borrower allows the lender to place a lien on their car title, making it the collateral for the loan. The amount of the loan is typically determined by the value of the vehicle, with most lenders offering up to 25-50% of the car’s equity.

What Are the Requirements for Getting a Title Loan in Hobbsville, North Carolina?

To qualify for a title loan in Hobbsville, North Carolina, you’ll need:

  • A vehicle title with your name on it
  • Proof of income and residency
  • Valid identification

The loan amount will depend on your car’s value, with some lenders offering up to $10,000. Most title lenders in Hobbsville, North Carolina accept all types of vehicles, including cars, motorcycles, and trucks. However, some may have specific requirements regarding the age and condition of the vehicle.

How Do Title Loans Work?

The application process for a title loan is relatively simple, as the lender only needs to evaluate the value of the vehicle and the borrower’s ability to repay the loan. Once you’ve provided all the necessary documentation, the lender will assess the value of the vehicle and determine the loan amount. If you agree to the offer, you’ll sign a contract agreeing to repay the loan principal plus interest and fees over a set period of time.

If you fail to repay the loan, the lender can repossess your vehicle. It’s important to carefully consider your ability to repay the loan before agreeing to the terms of the contract. Defaulting on a title loan can result in the loss of your car and further financial difficulties.

What Are the Benefits of a Title Loan?

A title loan can provide quick access to cash, making it a popular option for individuals facing unexpected expenses or emergencies. Unlike traditional loans, title loans don’t require a credit check, making them accessible to people with poor credit or no credit history. Additionally, you can continue to use your vehicle while repaying the loan.

What Are the Risks of a Title Loan?

The main risk of a title loan is the potential loss of your vehicle if you can’t make timely payments. Additionally, title loans can have high interest rates, often ranging from 25% to 50% monthly. This can make it difficult to repay the loan and lead to further financial troubles. Title loans are also often associated with aggressive marketing tactics, making it important to thoroughly research and compare lenders before making a decision.

Interesting Facts and Statistics about Title Loans in Hobbsville, North Carolina

  • There are over 150 title lending stores in North Carolina, making it a lucrative market for lenders.
  • According to the North Carolina Attorney General’s Office, title loans in the state typically have interest rates ranging from 300% to 800% APR, with some lenders charging up to 1618% APR.
  • Approximately 20,000 North Carolina residents lose their vehicles to title lenders each year.

Apply Now

If you need quick access to cash and are considering a title loan, TheGuaranteedLoans is here to help. As a connector service, we can facilitate your connection with potential lenders and help you find the best loan option for your needs. Apply now and let us help you get the cash you need.

Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or offer loans. We are simply a connecting service that can help you find a lender that may be able to offer a loan that meets your needs. The loan terms and rates offered by lenders will vary, and it’s important to carefully review the terms and conditions before accepting any loan offer.

Useful Articles

Hobbsville, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Hobbsville, North Carolina

Are there any alternatives to title loans in Hobbsville, North Carolina?

Yes, there are other options for borrowers in need of emergency funds in Hobbsville, North Carolina, such as personal loans or credit cards. It is important to compare the terms and rates of different loan products before deciding on the best option.

How do title loans in Hobbsville, North Carolina work?

Title loans in Hobbsville, North Carolina work similarly to title loans in other states. The borrower must provide their vehicle title and other necessary documents, such as proof of income and identification, to the lender. The lender will then evaluate the borrower's information and the value of their vehicle to determine the loan amount and terms. The borrower will then sign a contract agreeing to the loan terms and will receive the loan funds.

Advise to read before applying

Look for Title Loans in Other Cities:

Apex Asheville Burlington Cary Chapel Hill Charlotte Concord Durham Fayetteville Gastonia Goldsboro Greensboro Greenville Hickory High Point Holly Springs Huntersville Indian Trail Jacksonville Kannapolis Matthews Monroe Mooresville Raleigh Rocky Mount Salisbury Wake Forest Wilmington Wilson Winston-Salem
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