Title Loans in Spiritwood, North Dakota

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Spiritwood, ND. Consider companies in other cities:

Company nameAddressZip codePhone number
Frandsen Bank & Trust 1616 S Washington St, Grand Forks, ND 58201 +1 (701) 780 - 7700
North Star Community Credit Union 202 Division Ave S, Cavalier, ND 58220 +1 (701) 265 - 4355
Wells Fargo Bank 2501 13th Ave S, Fargo, ND 58103 +1 (701) 241 - 5959
EZ Money Check Cashing 2508 S Washington St, Grand Forks, ND 58201 +1 (701) 792 - 1055
U.S. Bank Branch 123 1st Ave S, Jamestown, ND 58401 +1 (701) 253 - 2733
North Dakota Guaranty & Title Co. 400 E Broadway Ave 102, Bismarck, ND 58501 +1 (701) 223 - 6835
First Western Bank & Trust 2200 15th St SW, Minot, ND 58701 +1 (701) 857 - 7220
Eide Ford Lincoln 800 E Bismarck Expy, Bismarck, ND 58504 +1 (701) 222 - 3500
First International Bank & Trust 910 Lincoln Ave, Harvey, ND 58341 +1 (701) 324 - 5245
GEM Federal Credit Union 2401 N Broadway, Minot, ND 58703 +1 (701) 852 - 3866

Title Loan Companies in Nearby Cities

If there are no title loan companies in Spiritwood, ND, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Bismarck, ND, Title Loans in Fargo, ND, Car Title Loans in Grand Forks, ND, Title Loans in Minot, ND and Car Title Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spiritwood, ND.

Title Loans in Spiritwood, North Dakota: A Comprehensive Guide

Introduction: What are Title Loans?

Title loans are a type of secured loan where the borrower uses their vehicle title as collateral. The lender assesses the value of the borrower’s vehicle and offers a loan based on that value. Title loans are popular among people who need cash quickly and have poor credit scores. They offer a way for borrowers to obtain the money they need without going through a lengthy application process or credit check.

Legal Status of Title Loans in North Dakota

Title loans are a legal and regulated form of lending in North Dakota. The state has implemented measures to protect borrowers from predatory lending practices, including specific regulations around title loans. The maximum loan amount allowed in North Dakota is $25,000, and the maximum interest rate is set at 36% annually.

Getting a Title Loan in Spiritwood, North Dakota

If you are considering getting a title loan in Spiritwood, North Dakota, there are several things you should know. The first step is to find a reputable lender. You can find a list of licensed lenders on TheGuaranteedLoans website. Once you have identified a lender, you will need to fill out an application and provide the following documentation:

  • Your vehicle title, which must be in your name and free of liens
  • Proof of income, such as a recent pay stub
  • Proof of identity, such as a driver’s license or passport
  • Proof of insurance

The lender will assess the value of your vehicle and offer you a loan based on that value. If you agree to the terms of the loan, you will sign a contract and give the lender your vehicle title. In exchange, you will receive the loan amount.

Repaying Your Title Loan

When you take out a title loan, you will have to repay the loan amount plus interest and fees within a specified time frame. In North Dakota, the maximum loan term allowed is six months. Some lenders may offer extended loan terms, but these are not legally allowed in the state. If you are unable to repay the loan on time, the lender has the right to repossess your vehicle to recoup their losses.

Advantages of Title Loans

One of the main advantages of title loans is that they offer a way for people with poor credit to obtain a loan. Because title loans are secured by collateral, lenders are typically more lenient when it comes to credit scores. Additionally, title loans are generally processed quickly, which makes them a good option for people who need cash fast.

Disadvantages of Title Loans

While title loans offer many advantages, there are also some disadvantages to consider. The most significant disadvantage is that if you are unable to repay the loan, the lender can repossess your vehicle. This can be particularly problematic if you rely on your vehicle to get to work or school. Additionally, title loans can be expensive due to their high-interest rates.

Interesting facts about Title Loans in Spiritwood, North Dakota

  • North Dakota is one of only a few states that has implemented regulations around title loans.
  • In 2019, North Dakota title loan lenders processed over 8,000 loans with a total value of over $20 million.
  • While title loans are legal in North Dakota, payday loans are not allowed in the state.

Apply Now

If you are in need of quick cash and are considering a title loan, TheGuaranteedLoans can help. We are a connector service that can help you find a reputable lender in Spiritwood, North Dakota. We do not provide direct loans, but we can facilitate your connection with potential lenders. Fill out our online application today to get started.

Useful Articles

Spiritwood, ND title loan calculator

Frequently Asked Questions About Car Title Loans in Spiritwood, North Dakota

What are the interest rates for title loans in Spiritwood, North Dakota?

The interest rates for title loans in Spiritwood, North Dakota vary depending on the lender and the specific loan terms. In general, title loans in Spiritwood, North Dakota have higher interest rates than traditional loans, due to the higher risk involved.

Are there any fees associated with title loans in Spiritwood, North Dakota?

Yes, there are fees associated with title loans in Spiritwood, North Dakota. These can include origination fees, processing fees, and other fees that are charged by the lender.

Advise to read before applying

Look for Title Loans in Other Cities:

Bismarck Fargo Grand Forks Minot West Fargo
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.