Title Loans in North Fairfield, Ohio

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No title loan companies in North Fairfield, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 21177 Euclid Ave, Cleveland, OH 44117 +1 (216) 481 - 0458
Lendmark Financial Services LLC 2189 Stringtown Rd 13, Grove City, OH 43123 +1 (614) 808 - 6424
Fountain City Title, Ltd 1210 W High St, Bryan, OH 43506 +1 (419) 636 - 5213
U.S. Bank Branch 10 Merritt St, Lucasville, OH 45648 +1 (740) 259 - 5280
First Federal Savings 126 N Prospect St, Granville, OH 43023 +1 (740) 587 - 0242
Cashland 1299 Mt Vernon Ave, Marion, OH 43302 +1 (740) 725 - 1311
Peoples Bank 885 S Main St, Georgetown, OH 45121 +1 (937) 378 - 6186
Republic State Mortgage 123 4th St SW, New Philadelphia, OH 44663 +1 (330) 339 - 4335
GNB Gettysburg Banking Center 100 E Main St, Greenville, OH 45331 +1 (937) 447 - 2141
The Peoples Savings & Loan Company 110 N Detroit St, West Liberty, OH 43357 +1 (937) 465 - 4931

Title Loan Companies in Nearby Cities

If there are no title loan companies in North Fairfield, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Warren, OH, Title Loans in West Chester, OH, Title Loans in Westerville, OH, Title Loans in Westlake, OH, Car Title Loans in Youngstown, OH, Title Loans in Akron, OH, Title Loans in Bowling Green, OH and Car Title Loans in Brunswick, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Fairfield, OH.

Title Loans in North Fairfield, Ohio

If you need fast cash and have little to no credit or poor credit, a title loan may be a viable option for you in North Fairfield, Ohio. Title loans are legal and popular in Ohio, and they offer borrowers a simple way to access funds using their vehicle title as collateral.

In this article, we will provide all the information you need to know about title loans in North Fairfield, Ohio, including how they work, their advantages and disadvantages, and the terms and conditions you need to be aware of.

What is a Title Loan?

A title loan is a short-term, secured loan that uses your vehicle title as collateral. The lender holds the title until you repay the loan, and if you default on the loan, the lender can repossess your vehicle.

How Do Title Loans Work in North Fairfield, Ohio?

To obtain a title loan in North Fairfield, Ohio, you must own your vehicle outright and have a lien-free title. The lender will appraise your car and offer you a loan based on its value. The loan amount typically ranges from 25% to 50% of the vehicle’s value.

If you agree to the terms of the loan, you will need to provide the lender with your car title, a copy of your driver’s license, and proof of insurance. The lender will hold the title until you repay the loan.

What are the Advantages of Title Loans?

Title loans offer several advantages, including:

  • Access to quick cash in times of financial need
  • No credit checks required
  • Flexible repayment options
  • Low eligibility requirements

What are the Disadvantages of Title Loans?

Title loans also have several disadvantages, including:

  • High interest rates, fees, and penalties
  • Vehicle repossession risk if you default on the loan
  • Short repayment terms, usually 30 days to 90 days
  • Unregulated and potentially unethical lenders

What are the Terms and Conditions for Title Loans in North Fairfield, Ohio?

Title loans in North Fairfield, Ohio, are governed by the Ohio Loan Act. Under this law, title loan lenders must adhere to several provisions, including:

  • Loan amounts cannot exceed $5,000
  • Interest rates cannot exceed 28% APR
  • The loan term must be at least six months
  • Lenders must be licensed with the Ohio Department of Commerce
  • Borrowers have the right to rescind the loan within 48 hours of signing the agreement

Interesting Facts and Statistics about Title Loans in North Fairfield, Ohio

  • Ohio is one of the 30 states in the U.S. that allow title loans.
  • Ohio has approximately 650 title loan locations.
  • The average title loan in Ohio is $1,000, and the average interest rate is 25% APR.
  • In 2017, Ohio lenders wrote more than 83,000 auto title loans worth over $17 million.
  • The average borrower takes out five title loans per year, each worth $318.

Apply Now

TheGuaranteedLoans is a connector service, not a direct lender. We can connect you with potential lenders in North Fairfield, Ohio, who offer title loans. If you’re interested in applying for a title loan, fill out the online application on our website, and we’ll match you with a lender who meets your needs and requirements.

In conclusion, title loans can be an excellent solution for borrowers in North Fairfield, Ohio, who need fast cash but don’t have good credit or a significant source of income. However, they come with risk and high-interest rates. Therefore, it’s essential to carefully read and understand all the terms and conditions before accepting a loan and to choose a reputable lender.

Useful Articles

Title Loans Available in North Fairfield, OH By The Following ZIP Codes:

44855

North Fairfield, OH title loan calculator

Frequently Asked Questions About Car Title Loans in North Fairfield, Ohio

Can I get a title loan on a vehicle that has been in an accident in North Fairfield, Ohio?

In most cases, you can get a title loan on a vehicle that has been in an accident in North Fairfield, Ohio, as long as the vehicle is still in good working condition and has a clear title. However, the value of the vehicle may be affected by the accident, which could affect the amount you are able to borrow.

Can I get a title loan on a vehicle that has a salvage title in North Fairfield, Ohio?

In most cases, you cannot get a title loan on a vehicle that has a salvage title in North Fairfield, Ohio. This is because vehicles with salvage titles are considered to be of significantly reduced value, and therefore do not provide sufficient collateral for a loan.

Advise to read before applying

Look for Title Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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