Title Loans in Valley City, Ohio

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No title loan companies in Valley City, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
First Title Agency 103 N Ohio Ave, Sidney, OH 45365 +1 (800) 689 - 1683
Cashland 123 E South St, Bryan, OH 43506 +1 (419) 633 - 3475
Cashland 2050 E Main St, Springfield, OH 45503 +1 (937) 325 - 5446
AgCredit, ACA 111 E Gypsy Lane Rd, Bowling Green, OH 43402 +1 (419) 352 - 5178
Premier Bank 4625 N River Rd NE, Warren, OH 44484 +1 (330) 856 - 1940
U.S. Bank Branch 730 W Market St, Tiffin, OH 44883 +1 (419) 447 - 7133
Loanmax Title Loans 7825 Reading Rd, Cincinnati, OH 45237 +1 (513) 830 - 0170
Denise Jones, Mortgage Lending Officer 230 E Main St, Barnesville, OH 43713 +1 (740) 238 - 9303
Ohio Auto Loan Services, Inc. 1754 E US Hwy 36, Urbana, OH 43078 +1 (937) 508 - 2329
AAA East Central 2835 N Ridge Rd E, Ashtabula, OH 44004 +1 (440) 997 - 5586

Title Loan Companies in Nearby Cities

If there are no title loan companies in Valley City, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Columbus, OH, Title Loans in Cuyahoga Falls, OH, Car Title Loans in Dayton, OH, Title Loans in Delaware, OH, Car Title Loans in Dublin, OH, Car Title Loans in Elyria, OH, Car Title Loans in Euclid, OH and Car Title Loans in Fairborn, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valley City, OH.

Understanding Title Loans in Valley City, Ohio

If you’re in need of quick cash and live in Valley City, Ohio, title loans could be a viable option. Title loans are a type of secured loan that uses your vehicle as collateral. These loans are legal and are quite popular in Ohio.

How Title Loans Work?

When you apply for a title loan, the lender evaluates your vehicle’s value and offers you a loan amount based on that value. The lender will keep a lien on the vehicle title until the loan is repaid, and you will continue to use your vehicle as normal during the loan period.

If you are unable to repay the loan, the lender has the right to repossess your vehicle and sell it to recover the amount owed. However, the lender must follow certain legal procedures before seizing the vehicle, which includes providing you with prior notice.

Eligibility Criteria for Title Loans in Valley City, Ohio

To qualify for a title loan in Valley City, Ohio, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Show proof of income
  • Show proof of ownership of the vehicle
  • Have a lien-free title

The Pros and Cons of Title Loans

Like any loan, title loans have their pros and cons. Some key advantages include:

  • Easy access to cash
  • No credit check
  • You keep your vehicle during the loan period

On the other hand, some key disadvantages include:

  • High-interest rates
  • Potential repossession of your vehicle
  • The possibility of falling into a debt trap

Interesting Facts and Statistics about Title Loans in Valley City, Ohio

  • In 2019, Ohioans borrowed $1.3 billion in title loans.
  • The average title loan in Ohio is $1,042.
  • The average APR for a title loan in Ohio is 25% per month.

Apply Now with TheGuaranteedLoans

If you’re interested in applying for a title loan in Valley City, Ohio, TheGuaranteedLoans is here to help. As a connector service, we can help you connect with potential lenders who offer title loans.

Our online application process is simple, and you can get started right away. We understand that life can be unpredictable, so we strive to make the loan process as easy and stress-free as possible. Apply now and see what offers are available to you.

Note that TheGuaranteedLoans is not a direct lender, but rather a connector service. We work with a network of potential lenders and help find a lender that matches your needs. We do not make credit decisions or offer loan approval directly.

Beautiful sights of Valley City, OH

Title Loans Available in Valley City, OH By The Following ZIP Codes:

44280

Valley City, OH title loan calculator

Frequently Asked Questions About Car Title Loans in Valley City, Ohio

What documents do I need to apply for a title loan in Valley City, Ohio?

To apply for a title loan in Valley City, Ohio, borrowers typically need to provide their car title, proof of income, proof of insurance, and a government-issued ID.

Are there any eligibility requirements for title loans in Valley City, Ohio?

To be eligible for a title loan in Valley City, Ohio, borrowers must be at least 18 years old and have a clear car title in their name.