Title Loans in Harmony, Rhode Island

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No title loan companies in Harmony, RI. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 6198 Post Rd, North Kingstown, RI 02852 +1 (401) 885 - 0815
Advance America 1745 Main St #13, West Warwick, RI 02893 +1 (401) 828 - 1380
Capital Good Fund 22 A St, Providence, RI 02907 +1 (866) 584 - 3651
Ocean State Credit Union 1076 Main St, Coventry, RI 02816 +1 (401) 397 - 1900
Abstrax LLC 88 Silva Ln, Middletown, RI 02842 +1 (401) 239 - 5330
Check `n Go 1375 Mineral Spring Ave Ste 2A, North Providence, RI 02904 +1 (401) 353 - 0541
Fairway Independent Mortgage Corp., Exeter, RI Branch 561 S County Trail, Exeter, RI 02822 +1 (401) 583 - 4150
Navigant Credit Union 1280 Park Ave, Woonsocket, RI 02895 +1 (401) 233 - 4700
People's Credit Union 50 Gooding Ave, Bristol, RI 02809 +1 (401) 253 - 6500
Navigant Credit Union 2300 New London Turnpike, East Greenwich, RI 02818 +1 (401) 233 - 4700

Title Loan Companies in Nearby Cities

If there are no title loan companies in Harmony, RI, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Woonsocket, RI, Title Loans in Coventry, RI, Title Loans in Cranston, RI, Car Title Loans in Cumberland, RI, Car Title Loans in East Providence, RI, Title Loans in North Providence, RI, Title Loans in Pawtucket, RI and Title Loans in Providence, RI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harmony, RI.

Title Loans in Harmony, Rhode Island: A Comprehensive Guide

If you are in need of a quick, convenient way to get cash in Harmony, Rhode Island, you might want to consider a title loan. These loans use your car as collateral and can be a great option for those who need funds quickly and have bad or no credit. However, before you sign up for a title loan, there are a few things you should know.

What are title loans?

A title loan is a type of secured loan, which means it requires collateral. In the case of a title loan, your car serves as collateral and the lender holds onto the title in exchange for the loan. The amount of the loan is based on the value of your car and the lender will typically lend up to 50% of the car’s value.

How do title loans work in Harmony, Rhode Island?

First, you will need to complete an application with a lender. If you are approved, the lender will take your car title and give you the loan. You will then have a repayment period, usually about 30 days, to pay back the loan plus interest. If you cannot repay the loan, the lender can take possession of your car.

Are title loans legal in Rhode Island?

Yes, title loans are legal in Rhode Island. However, there are some restrictions on how much interest lenders can charge. Rhode Island law caps interest rates at 25% per month for the first $500 borrowed, and 10% per month for amounts over $500.

What are the benefits of title loans?

  • Quick access to cash
  • No credit check required
  • You can still use your car while you have the loan

What are the risks of title loans?

  • High interest rates
  • Short repayment period
  • You could lose your car if you can’t repay the loan

Interesting Facts & Statistics About Title Loans in Harmony, Rhode Island

  • In Rhode Island, the average title loan is $1,000
  • Rhode Island has one of the highest rates of title loan usage in the country
  • Approximately 3,000 people in Rhode Island have their cars repossessed each year due to failure to repay a title loan

Apply Now

If you’re interested in getting a title loan in Harmony, Rhode Island, fill out our online application form today. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who may be able to provide you with the loan you need.

Overall, a title loan can be a helpful option if you need quick access to cash but have bad credit. However, it’s important to understand the risks involved and make sure you can repay the loan before taking one out. If you have any questions or concerns about title loans in Harmony, Rhode Island, don’t hesitate to contact us.

Title Loans Available in Harmony, RI By The Following ZIP Codes:

02829

Harmony, RI title loan calculator

Frequently Asked Questions About Car Title Loans in Harmony, Rhode Island

Can I get a title loan in Harmony, Rhode Island if I am a member of the military?

Yes, members of the military are eligible for title loans in Harmony, Rhode Island. However, certain federal laws may apply that limit the interest rates and fees that lenders can charge on these loans.

Can I get a title loan in Harmony, Rhode Island if my vehicle has a lien on it?

Yes, you may be able to get a title loan in Harmony, Rhode Island even if your vehicle has a lien on it. However, the lender will need to be able to secure the loan with the vehicle title, so the existing lien holder may need to agree to this arrangement.