Title Loans in Italy, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Italy, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Cash Pawn 2916 S Cooper St, Arlington, TX 76015 +1 (817) 467 - 4466
Regional Finance 1812 Santa Fe Dr Suite D, Weatherford, TX 76086 +1 (682) 804 - 6000
Capital Farm Credit 502 S Main St, Perryton, TX 79070 +1 (806) 435 - 6526
B & W Finance Co 139 E Nopal St, Uvalde, TX 78801
Montana Capital Car Title Loans 1404 S Buckner Blvd, Dallas, TX 75217 +1 (469) 457 - 4975
Texas Car Title & Payday Loan Services, Inc. 1230 FM 1462, Alvin, TX 77511 +1 (281) 585 - 9922
Advance America 7111 Broadway St, Pearland, TX 77581 +1 (281) 997 - 7881
World Finance 900 E 2nd St Ste C, Rio Grande City, TX 78582 +1 (956) 716 - 8774
Thrifty Loans LP 701 S Beckham Ave, Tyler, TX 75701 +1 (903) 593 - 0600
Hardeman Abstract & Title Inc 105 W 4th St, Quanah, TX 79252 +1 (940) 663 - 5132

Title Loan Companies in Nearby Cities

If there are no title loan companies in Italy, TX, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Lewisville, TX, Car Title Loans in Little Elm, TX, Car Title Loans in Longview, TX, Title Loans in Lubbock, TX, Car Title Loans in Lufkin, TX, Car Title Loans in Mansfield, TX, Title Loans in McAllen, TX and Car Title Loans in McKinney, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Italy, TX.

Understanding Title Loans in Italy, Texas

When you need cash in a hurry, title loans can be an attractive option. In Texas, title loans are legal and popular, providing a way for people with poor credit or no credit to get the money they need quickly. However, title loans can also be risky. Before you consider taking out a title loan in Italy, Texas, it is important to understand the pros and cons of this type of loan.

What Is a Title Loan?

A title loan is a type of secured loan where the borrower uses their vehicle’s title as collateral. The lender holds the title until the loan is repaid in full. In Texas, title loans are governed by the Texas Title Loan Act. This law sets limits on the amount that can be borrowed, the interest rate that can be charged, and the length of the loan.

Unlike traditional loans, title loans do not require borrowers to undergo credit checks or provide proof of income. Instead, the lender relies on the value of the vehicle to determine how much can be borrowed. Generally, borrowers can receive up to 80% of the vehicle’s value.

The Pros of Title Loans in Italy, Texas

  • Quick access to cash: Title loans can be approved in as little as one day, making them a good option for people who need money quickly.
  • No credit check required: Because title loans are secured by collateral, most lenders do not require borrowers to have good credit scores or any credit histories at all.
  • Flexible repayment terms: Lenders generally offer borrowers a range of repayment options, including monthly payments, interest-only payments, and balloon payments.

The Cons of Title Loans in Italy, Texas

  • High interest rates: Title loans in Texas can have very high interest rates. The average interest rate for a title loan in Texas is around 25%, but some lenders charge rates as high as 100% or more.
  • Potential for repossession: If you fail to repay your title loan, the lender can repossess your vehicle. This can be a significant risk, especially if you rely on your vehicle for transportation to work or school.
  • Additional fees: In addition to interest, title loan lenders may charge a range of fees, including origination fees, processing fees, and late fees.

Interesting Facts and Statistics about Title Loans in Italy, Texas

  • In 2019, the average title loan in Texas was $1,131.
  • Almost 16% of title loan borrowers in Texas have their vehicles repossessed.
  • In Texas, title loan lenders are required to provide borrowers with written contracts that outline all terms and conditions of the loan.

Apply Now

If you are considering a title loan in Italy, Texas, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders to connect borrowers with potential lenders. Fill out our online application to get started and one of our representatives will be in touch to discuss your options.

Please note that TheGuaranteedLoans is not a direct lender. We do not provide loans ourselves and we are not responsible for the lending decisions made by our network of lenders. However, we are committed to providing exceptional customer service and connecting borrowers with lenders who can meet their needs.

Title Loans Available in Italy, TX By The Following ZIP Codes:

76651

Italy, TX title loan calculator

Frequently Asked Questions About Car Title Loans in Italy, Texas

Can I get a title loan in Italy, Texas if I am self-employed?

Yes, it is possible to get a title loan in Italy, Texas if you are self-employed. However, you will need to provide proof of income and be able to meet the lender's qualifications in order to qualify for a loan.

Do I need to have a bank account to get a title loan in Italy, Texas?

Yes, most lenders will require you to have a bank account in order to get a title loan in Italy, Texas. This is because the lender will typically deposit the loan funds into your bank account and withdraw the loan payments from your account.