Title Loans in Walton, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Walton, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Summit Community Bank 1826 Harper Rd, Beckley, WV 25801 +1 (304) 255 - 4560
City National Bank 4th Ave &, Washington St, Montgomery, WV 25136 +1 (304) 442 - 6000
Chase Mortgage 424 Old Co 3/3 Rd, Chapmanville, WV 25508
FNB Bank - Mortgage Services 90 W Rosemary Ln, Romney, WV 26757 +1 (304) 822 - 8750
Clear Mountain Bank 115 N Robert Stone Way, Reedsville, WV 26547 +1 (304) 864 - 2265
United Bank 2650 Grand Central Ave, Vienna, WV 26105 +1 (304) 295 - 3400
City National Bank 1 Park Ave, Beckley, WV 25801 +1 (304) 255 - 7000
Bank of America Mortgage 5000 Green Bag Road, Morgantown, WV 26501 +1 (304) 208 - 0329
City National Bank 212 Airport Rd, Beaver, WV 25813 +1 (304) 255 - 5140
Wes Banco Bank 2100 National Rd, Wheeling, WV 26003 +1 (304) 243 - 7550

Title Loan Companies in Nearby Cities

If there are no title loan companies in Walton, WV, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Charleston, WV, Title Loans in Huntington, WV, Title Loans in Morgantown, WV and Title Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walton, WV.

Title Loans in Walton, West Virginia

If you’re in need of cash and live in Walton, West Virginia, you may be considering a title loan. Title loans are a legal and popular way to get quick cash in the state of West Virginia. In this comprehensive guide, we’ll cover everything you need to know about title loans in Walton, West Virginia.

What Is a Title Loan?

A title loan is a type of short-term loan that uses your vehicle’s title as collateral. In other words, you borrow money and use the title of your car, truck, or motorcycle as security. If you fail to repay the loan, the lender can repossess your vehicle to cover their losses. Title loans are a quick and easy way to get cash in hand when you need it.

How Do Title Loans Work in West Virginia?

In West Virginia, title loans are regulated by the state’s Division of Financial Institutions. The maximum amount you can borrow is $2,500, and the term must be between 24-48 months. The interest rate is capped at 18% for the first $600 and 15% for any amount over that. Lenders are not allowed to charge any additional fees other than the interest rate.

The process of getting a title loan is relatively simple. You must be at least 18 years old and own a vehicle with a clear title in your name. You’ll need to provide proof of income and residency, as well as a valid government-issued ID. The lender will also ask for information about your vehicle, including the make, model, and mileage. They’ll use this information to determine how much money you can borrow.

What Are the Pros and Cons of Title Loans?

Like any type of loan, title loans have both advantages and disadvantages. Here are some things to keep in mind:

  • Pros: Title loans are easy to get and can provide quick access to cash. You don’t need to have good credit to qualify, as the loan is secured by your vehicle. The application process is typically fast and straightforward.
  • Cons: Title loans are expensive, with high interest rates and fees. If you can’t repay the loan, you risk losing your vehicle. Some lenders engage in predatory practices, so it’s essential to read the terms and conditions carefully and only work with reputable lenders.

Interesting Facts and Statistics About Title Loans in Walton, West Virginia

  • In 2020, the average title loan amount in West Virginia was $1,228.
  • The default rate on title loans in West Virginia is approximately 20%.
  • There are over 100 title loan companies operating in West Virginia.

Apply Now

If you’re considering a title loan, TheGuaranteedLoans can help you find a reputable lender. We are a connector service, not a direct lender, and we’ll match you with potential lenders based on your needs and qualifications. Our application process is fast and easy, and you can get started today by filling out our online form. Let us help you get the cash you need quickly and easily.

Walton, WV title loan calculator

Frequently Asked Questions About Car Title Loans in Walton, West Virginia

Can I get a title loan in Walton, West Virginia on a leased car?

It is generally not possible to get a title loan in Walton, West Virginia on a leased car, as the borrower does not own the vehicle outright. In most cases, the lender will require the borrower to own the vehicle in order to qualify for a title loan.

Can I get a title loan in Walton, West Virginia on a salvage title car?

It is possible to get a title loan in Walton, West Virginia on a salvage title car, but it will depend on the lender's policies. Some lenders may be willing to provide a title loan on a salvage title car, while others may not.

Look for Title Loans in Other Cities: