Title Loans in Athelstane, Wisconsin

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No title loan companies in Athelstane, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 4915 Washington Ave Suite A, Racine, WI 53406 +1 (262) 634 - 5540
mBank 900 Roosevelt Rd, Niagara, WI 54151 +1 (715) 251 - 3113
Matrix Title Company, LLC 2412 W Washington St, West Bend, WI 53095 +1 (262) 306 - 1111
Old National Bank 1516 W Main St, Sun Prairie, WI 53590 +1 (608) 478 - 6213
National Exchange Bank & Trust - Coloma 209 N Front St, Coloma, WI 54930 +1 (715) 228 - 2311
First American Bank 23604 75th St, Salem, WI 53168 +1 (262) 843 - 1144
Fox Valley Savings Bank 101 S Madison St, Waupun, WI 53963 +1 (920) 324 - 5528
Vinopal Title & Abstract LLC 1030 Regis Ct, Eau Claire, WI 54701 +1 (715) 831 - 0880
Marine Credit Union (Onalaska) 1848 E Main St, Onalaska, WI 54650 +1 (608) 783 - 4000
Knight Barry Title 522 Service Rd, Spooner, WI 54801 +1 (715) 939 - 1445

Title Loan Companies in Nearby Cities

If there are no title loan companies in Athelstane, WI, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Racine, WI, Car Title Loans in Sheboygan, WI, Car Title Loans in Sun Prairie, WI, Title Loans in Waukesha, WI, Title Loans in Wausau, WI, Title Loans in West Bend, WI, Car Title Loans in Appleton, WI and Title Loans in Beloit, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Athelstane, WI.

Title Loans in Athelstane, Wisconsin: A Complete Guide

If you find yourself in need of fast financial assistance, title loans in Athelstane, Wisconsin, can be a useful option to consider. Title loans, also known as car title loans or auto title loans, can provide you with cash in exchange for the title of your vehicle as collateral.

Despite some stigma surrounding title loans, they are legal and popular in Wisconsin. In this article, we will provide you with a comprehensive guide to title loans in Athelstane, Wisconsin.

How Does a Title Loan Work?

When you apply for a title loan, you will need to provide the title of your vehicle as collateral. The lender will give you a sum of money, usually up to 50% of the value of your vehicle, based on the title’s value. Typically, the loan term is 30 days.

The lender will keep the title of your vehicle until you repay the loan. During the loan term, you can continue to use your car.

If you are unable to repay the loan on time, the lender can repossess your vehicle. In such a case, the lender may sell your car and collect the money they lent you plus any additional fees related to the repossession.

Applying for a Title Loan in Athelstane, Wisconsin

Applying for a title loan in Athelstane, Wisconsin, is a straightforward process. You will need to:

  • Own a vehicle with a clear title
  • Be a resident of Wisconsin and at least 18 years old
  • Have a valid government-issued photo ID
  • Have proof of income or employment
  • Provide your vehicle’s registration and insurance documents
  • Complete a loan application and sign an agreement

Once you have provided all necessary documentation, the lender will examine your vehicle to determine its value. Based on this assessment, the lender will offer you a sum of money as a loan.

Interest Rates and Fees for Title Loans in Athelstane, Wisconsin

Interest rates for title loans in Athelstane, Wisconsin, can vary depending on the lender and the loan amount. Most lenders charge an interest rate of around 25% per month. For a $1000 loan, this would mean you would have to pay $250 in interest per month.

In addition to interest rates, lenders may also charge additional fees, such as processing fees, late fees or prepayment fees. Always read your loan agreement carefully to ensure you are aware of all the fees associated with your loan.

Pros and Cons of Title Loans in Athelstane, Wisconsin

Like any financial product, title loans have their pros and cons. Here are some of the advantages and disadvantages of title loans in Athelstane, Wisconsin:

Pros:

  • Fast and easy to obtain: Unlike traditional loans, title loans can be processed quickly, and you can usually receive your funds the same day you apply.
  • No credit check: Title loans do not require a credit check, which can be beneficial for people with bad credit or no credit history.
  • You can continue to use your car: During the loan term, you can continue to drive your vehicle without any problems.

Cons:

  • High interest rates and fees: Interest rates for title loans can be higher than traditional loans, and lenders may charge various fees.
  • Potential for repossession: If you are unable to repay your loan, the lender may repossess your vehicle.
  • Short loan term: Title loans usually have a term of 30 days, which can be difficult for some borrowers to repay.

Interesting Facts and Statistics about Title Loans in Athelstane, Wisconsin

  • Wisconsin does not have any specific laws concerning title loans, but the state’s laws regarding interest rates, consumer protection, and usury apply to title loans as well.
  • In 2019, the average title loan amount in Wisconsin was $935. The average term was about one month, and the average interest rate was 25% per month.
  • Wisconsin title loan borrowers often use the loans for home repairs, car repairs, medical bills, and small business expenses.

Apply Now

If you are considering a title loan in Athelstane, Wisconsin, TheGuaranteedLoans can help. We are a connector service that can help you find a lender that fits your needs. Fill out our online application, and we will match you with a potential lender. Remember, we are not a direct lender, and all loan terms and conditions will be between you and the lender.

Get started today and get the financial assistance you need!

Title Loans Available in Athelstane, WI By The Following ZIP Codes:

54104

Athelstane, WI title loan calculator

Frequently Asked Questions About Car Title Loans in Athelstane, Wisconsin

How much money can I borrow with a title loan in Athelstane, Wisconsin?

The amount of money that can be borrowed with a title loan in Athelstane, Wisconsin will depend on the value of the borrower's vehicle. Most lenders will lend a percentage of the vehicle's value, typically between 25% and 50%.

What do I need to qualify for a title loan in Athelstane, Wisconsin?

To qualify for a title loan in Athelstane, Wisconsin, borrowers must own their vehicle outright and have the title in their name. They must also have a source of income and be able to provide proof of income and residence.