Payday Loans in Byron, Wyoming

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No payday loan companies in Byron, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
Trona Valley Federal Credit Union - Green River 840 Hitching Post Dr, Green River, WY 82935 +1 (307) 875 - 9800
Bay Equity Home Loans - Gillette 39 Town Center Dr 110, Gillette, WY 82718 +1 (307) 682 - 1807
Firstier Bank 1508 Stillwater Ave B, Cheyenne, WY 82009 +1 (307) 632 - 3500
Northwestern Mutual 107 S Broadway Ave 204, Riverton, WY 82501 +1 (307) 857 - 9930
Pinnacle Bank 1501 S Greeley Hwy, Cheyenne, WY 82007 +1 (307) 637 - 3552
Pathfinder Federal Credit Union 400 E 1st St 100, Casper, WY 82601 +1 (307) 234 - 4271
Farm Credit Services of America 823 S Main St, Kemmerer, WY 83101 +1 (307) 877 - 2964
First American Title Insurance Company 123 N 3rd St, Douglas, WY 82633 +1 (307) 358 - 3154
Bank of the West 231 S Main St, Lusk, WY 82225 +1 (307) 334 - 3161
U.S. Bank Branch 1132 Beck Ave, Cody, WY 82414 +1 (307) 527 - 9621

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Byron, WY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Casper, WY, Same Day Loans in Cheyenne, WY, No Credit Check Loans in Gillette, WY and Payday Loans in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Byron, WY.

Payday Loans Available in Byron, WY By The Following ZIP Codes:

82412

Are Payday Loans Legal In Byron, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Byron, WY payday loan calculator

Payday Loans in Byron, Wyoming

Payday loans can be a lifeline in times of financial need. Whether you have unexpected bills or need to cover a sudden expense, a payday loan can help you bridge the gap until payday. In Byron, Wyoming, payday loans are legal and regulated by Wyoming Statute 40-14-362 et seq. However, it is essential to understand how payday loans work and the potential risks before applying for one.

What Are Payday Loans?

A payday loan is a short-term loan that typically comes with high-interest rates and fees. These loans are designed to be repaid on or before the borrower’s next payday. Payday loans are usually for small amounts, and the loan amount is often based on the borrower’s income and credit history.

Payday loans can be an attractive option for those who need cash quickly, as the application process is typically straightforward and can be completed online. However, the high-interest rates and fees associated with payday loans mean that they can be difficult to pay back, and borrowers may find themselves in a cycle of debt.

How Do Payday Loans Work in Byron, Wyoming?

In Byron, Wyoming, payday loans are legal and regulated by the Wyoming Division of Banking. Borrowers can apply for payday loans online or in person at a payday lender’s physical location. The amount of the loan and the terms and conditions, including any fees and interest rates, will vary depending on the lender and the borrower’s creditworthiness.

In Wyoming, borrowers can typically borrow up to $1000 or 25% of their gross monthly income, whichever is less. Lenders can charge up to 20% of the value of the loan as an origination fee and up to 780% APR on a 14-day loan. However, borrowers have the right to rescind a loan within 24 hours of receiving the funds without incurring any charges.

The Risks of Payday Loans

While payday loans can be a useful resource for those in need of emergency cash, they come with significant risks. The high-interest rates and fees associated with these loans can make it challenging to pay them back, leading to a cycle of debt. Borrowers may find themselves taking out additional loans to cover the cost of the original loan, leading to a spiral of debt that can be difficult to break.

Additionally, payday lenders may engage in deceptive or unfair practices, including rolling over loans, charging exorbitant fees or interest rates, or failing to disclose the true cost of the loan. It is essential to read the terms and conditions carefully before accepting a loan and to avoid lenders known for predatory practices.

Interesting Facts and Statistics About Payday Loans in Byron, Wyoming

  • As of 2019, there were 82 licensed payday lenders in Wyoming.
  • The average payday loan amount in Wyoming is $419.
  • Wyoming payday lenders charge an average interest rate of 672% APR on a 14-day loan.

Apply Now for a Payday Loan in Byron, Wyoming

If you need emergency cash in Byron, Wyoming, TheGuaranteedLoans can help you connect with potential lenders online. Our convenient online application process is simple and secure, and we work only with reputable lenders who are committed to responsible lending practices.

Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we are committed to upholding the highest standards of integrity and professionalism. If you have any questions or concerns about the payday loan application process, our customer service team is here to help.

Don’t let unexpected expenses catch you off guard. Apply now for a payday loan in Byron, Wyoming, and get the cash you need to bridge the gap until payday.

F.A.Q.

Can I apply for a payday loan in Byron, Wyoming if I am self-employed?

Yes, you can apply for a payday loan in Byron, Wyoming even if you are self-employed. However, you will need to provide proof of income to the lender in order to qualify for the loan.

Can I apply for a payday loan in Byron, Wyoming if I have filed for bankruptcy in the past?

Yes, you can apply for a payday loan in Byron, Wyoming even if you have filed for bankruptcy in the past. However, the lender may still consider your credit history when deciding whether to approve your loan.

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