Payday Loans in Calvert, Alabama

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No payday loan companies in Calvert, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Always Money 12993 Wintzell Ave # B, Bayou La Batre, AL 36509
Advance America 155 Plaza Ln, Oxford, AL 36203
Advance Alabama 5022 Vaughn Rd, Montgomery, AL 36116 +1 (334) 277 - 0960
World Finance 535 Military St S Ste 3, Hamilton, AL 35570 +1 (205) 921 - 1254
Money Matters Title Loans 501 S Cedar Ave, Demopolis, AL 36732
TitleMax Title Loans 508 Martin St N #5, Pell City, AL 35125
Your Payday Loan Help 4315 Downtowner Loop N, Mobile, AL 36609 +1 (251) 300 - 2845
Trustmark 304 Barnett Blvd, Tallassee, AL 36078 +1 (334) 283 - 7000
Teeter Motor Co 1512 W Moline St, Malvern, Arkansas +1 (501) 337 - 7504
Principal Financial Services 107 Broad St, York, AL 36925 +1 (205) 820 - 5803

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calvert, AL, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Cullman, AL, Payday Loans in Daphne, AL, Payday Loans in Decatur, AL, Payday Loans in Dothan, AL, Quick Loan in Enterprise, AL, 24-Hour Loan in Eufaula, AL, Payday Loan for Florence, AL and Payday Loans in Foley, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calvert, AL.

Payday Loans Available in Calvert, AL By The Following ZIP Codes:

36513

Are Payday Loans Legal In Calvert, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Calvert, AL payday loan calculator

Payday Loans in Calvert, Alabama: A Comprehensive Guide

Payday loans are a popular form of short-term borrowing in the United States. In Calvert, Alabama, payday loans are legal and regulated by state law. If you are considering taking out a payday loan in Calvert, it’s important to understand the regulations and guidelines pertaining to this type of lending. In this article, we’ll provide you with a comprehensive guide to payday loans in Calvert, Alabama.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide borrowers with quick access to cash to cover unexpected expenses or emergencies. Payday loans are known for their high interest rates and fees, and they are controversial because of the potential for borrowers to become trapped in a cycle of debt.

Payday Loan Regulations in Calvert, Alabama

Payday loans are legal in Alabama, but there are regulations in place to protect borrowers. In Calvert, payday lenders must be licensed and regulated by the Alabama State Banking Department. The regulations include:

  • Loan amounts cannot exceed $500.
  • Loan terms cannot exceed 31 days.
  • Lenders may charge a maximum APR of 456.25%.
  • Lenders may charge a loan fee of up to 17.5% of the loan amount.
  • Borrowers may not have more than one payday loan at a time.

It’s important to note that these regulations only apply to licensed payday lenders in Calvert. Unlicensed lenders are not subject to these regulations and should be avoided.

Applying for a Payday Loan in Calvert, Alabama

If you’re considering applying for a payday loan in Calvert, there are a few things you should know. First, you’ll need to provide proof of income, such as a pay stub or bank statement. You’ll also need a valid ID and proof of residency. Finally, you’ll need to have a checking account in good standing.

When applying for a payday loan, it’s important to read the terms and conditions carefully. Make sure you understand the interest rate, fees, and due date for repayment. If you’re unsure about anything, ask the lender for clarification before signing the agreement.

Potential Risks of Payday Loans

While payday loans can be helpful in emergency situations, they also come with risks. The high interest rates and fees can make it difficult for borrowers to repay the loan on time, which can lead to a cycle of debt. Borrowers should also be wary of unlicensed lenders who may charge even higher interest rates and fees.

Interesting Facts About Payday Loans in Calvert, Alabama

Did you know that the average payday loan in Alabama is for $322? Or that borrowers typically pay $56 in fees for a two-week loan? These are just a few of the interesting facts about payday loans in Calvert, Alabama.

Apply Now for a Payday Loan in Calvert, Alabama

If you’re in need of a payday loan in Calvert, Alabama, TheGuaranteedLoans can help connect you with potential lenders. Our application process is simple and straightforward, and you can receive a loan decision in minutes. Remember, we are a connector service, not a direct lender, and we’ll help you find the best lender for your needs. Apply now and get the cash you need to cover unexpected expenses.

F.A.Q.

How long do I have to repay a payday loan in Calvert, Alabama?

Payday loans in Calvert, Alabama are typically due on the borrower's next payday. However, some lenders may offer longer repayment terms, depending on the borrower's circumstances.

What are the interest rates on payday loans in Calvert, Alabama?

The interest rates on payday loans in Calvert, Alabama can vary depending on the lender and the borrower's credit history. In general, these loans carry higher interest rates than traditional bank loans.