Payday Loans in Catherine, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Catherine, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Mart Inc 2516 Sparkman Dr NW UNIT B, Huntsville, AL 35810 +1 (256) 858 - 9393
Progressive Ozark Bank - Salem, MO 904 W Scenic Rivers Blvd, Salem, Missouri +1 (573) 729 - 4146
Advance America 1210 S. US Hwy. 231, Ozark, AL 36360
Capstone Finance 502 W Avalon Ave, Muscle Shoals, AL 35661 +1 (256) 386 - 0010
Title Cash 984 S Eufaula Ave, Eufaula, AL 36027
Check Into Cash 1104 A S Gilmer Ave, Lanett, AL 36863 +1 (334) 644 - 4201
Cash Mart Inc 1003 S Broad St, Scottsboro, AL 35768
All In Credit Union 238 Virginia Ave, Daleville, AL 36322 +1 (334) 598 - 4411
Check n Go 4922 Highway 78, West Dr, Oxford, AL 36203 +1 (256) 832 - 3700
Regions Bank 14020 S Wintzell Ave, Bayou La Batre, AL 36509 +1 (251) 824 - 0880

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Catherine, AL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Cullman, AL, Payday Loans in Daphne, AL, Payday Loans in Decatur, AL, Payday Loans in Dothan, AL, Payday Loans in Enterprise, AL, Same Day Loans in Eufaula, AL, Emergency Loan in Florence, AL and Payday Loans in Foley, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Catherine, AL.

Payday Loans Available in Catherine, AL By The Following ZIP Codes:

36728

Are Payday Loans Legal In Catherine, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Catherine, AL payday loan calculator

Payday Loans in Catherine, Alabama

When unexpected expenses come up, payday loans can be a lifeline for many people. But before you apply for a payday loan in Catherine, Alabama, it’s important to understand the regulations and requirements surrounding these loans.

What are Payday Loans?

Payday loans are a type of short-term loan that are typically due on your next payday. They are meant to be a quick solution for people who need cash to cover unexpected expenses, such as car repairs, medical bills, or emergency home repairs. Payday loans are usually small amounts, ranging from $100 to $500.

Are Payday Loans Legal in Alabama?

Yes, payday loans are legal in Alabama. The Alabama State Banking Department regulates payday lenders in the state.

Regulations for Payday Loans in Alabama

In Alabama, payday lenders are prohibited from charging more than 17.5% interest on loans of $500 or less. The loan term must be between 10 and 31 days. Lenders are also required to clearly disclose all fees and terms of the loan before you sign the agreement.

How to Apply for a Payday Loan in Catherine, Alabama

Applying for a payday loan in Catherine, Alabama is a simple process. You can apply online or in person at a payday lender’s location. To qualify for a payday loan, you must:

  • Be 18 years or older
  • Have a valid ID
  • Have a checking account
  • Have proof of income

Once you’ve completed the application, the lender will review your information and decide whether to approve the loan. If you’re approved, you’ll receive the funds typically within 24 hours.

Payday Loan Alternatives in Catherine, Alabama

While payday loans can be a quick solution for unexpected expenses, they can also be expensive. If you’re unable to pay back the loan on time, you could end up in a cycle of debt. Here are some alternatives to consider:

  • Credit union loans: If you’re a member of a credit union, you may be able to get a low-cost loan.
  • Credit counseling: A credit counseling agency can help you create a budget and develop a repayment plan.
  • Payment plans: Many service providers offer payment plans for people who can’t pay the full amount upfront.

Interesting Facts and Statistics about Payday Loans in Catherine, Alabama

  • As of 2019, there were more than 1,000 payday lenders operating in Alabama.
  • In 2018, Alabama borrowers took out more than 2.1 million payday loans, with an average loan amount of $348.
  • The Alabama State Banking Department reported that the average APR on payday loans in 2018 was 300%.
  • Alabama residents who take out payday loans are more likely to file for bankruptcy than those who don’t.

Apply Now

If you’re in need of a payday loan in Catherine, Alabama, TheGuaranteedLoans is here to help. As a connector service, we work with a network of lenders to help you find the right loan for your needs. Simply fill out our online application and we’ll match you with potential lenders. Remember, payday loans are a short-term solution, so it’s important to borrow responsibly.

F.A.Q.

What is the maximum APR for payday loans in Catherine, Alabama?

The maximum APR for payday loans in Catherine, Alabama is 456%.

What are the fees associated with payday loans in Catherine, Alabama?

The fees associated with payday loans in Catherine, Alabama are determined by the amount of the loan and the length of the loan term. Typically, the fee is a flat rate that is a certain percentage of the loan amount, such as $15 per $100 borrowed.