Payday Loans in Edwardsville, Alabama

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No payday loan companies in Edwardsville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrivent Financial for Lutherans 29420 Ardmore Park, Ardmore, AL 35739 +1 (256) 756 - 6934
Advance America 2245-B Bessemer Road, Birmingham, AL 35208
Florida Title 34488 US-98 Suite A, Lillian, AL 36549 +1 (850) 458 - 2274
1 Stop Cash 3457 Pelham Pkwy, Pelham, AL 35124
Tower Loan 4669 US-431, Albertville, AL 35950
Landmark Credit Union 5705 Valley Rd, Fairfield, AL 35064 +1 (205) 783 - 9100
Tower Loan 639 US-72, Athens, AL 35611 +1 (256) 262 - 6838
BB&T 2203 1st Ave N, Pell City, AL 35125 +1 (205) 338 - 2286
Check Depot 9570 AL-18, Vernon, AL 35592 +1 (205) 695 - 9733
Quick Loans 302 E Laurel Ave, Foley, AL 36535 +1 (251) 971 - 2122

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edwardsville, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Prichard, AL, Payday Loans in Sylacauga, AL, Payday Loans in Talladega, AL, Payday Loans in Troy, AL, Payday Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Online Loans in Valley, AL and Payday Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edwardsville, AL.

Payday Loans Available in Edwardsville, AL By The Following ZIP Codes:

36261

Are Payday Loans Legal In Edwardsville, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Edwardsville, AL payday loan calculator

Payday Loans in Edwardsville, Alabama: What You Need to Know

Payday loans are a type of short-term loan that has become increasingly popular in recent years. In Alabama, payday loans are legal, and many residents of Edwardsville, Alabama, have turned to them as a way to get quick access to cash.

How do Payday Loans work?

Payday loans are typically small, short-term loans that are designed to be repaid on the borrower’s next payday. They are often used by people who need to cover unexpected expenses or who are facing a temporary financial shortfall.

To apply for a payday loan, you will need to provide proof of income and identification. The lender will then assess your application and decide whether to approve it. If your application is approved, you will receive the funds quickly, often within a day or two.

What are the Benefits of Payday Loans?

The main benefit of payday loans is that they provide access to cash quickly and easily. They can be used to cover unexpected expenses or to bridge a temporary gap in income, making them a popular choice for many people who need financial assistance.

Payday loans also have a relatively low bar for approval. Unlike traditional loans, which often require a high credit score and collateral, payday loans are accessible to people with all types of credit histories. Additionally, repayment terms are often more flexible than those of traditional loans, making them a popular choice for people who need to borrow money quickly and easily.

The Risks of Payday Loans

While payday loans can be a useful tool for people who need to borrow money quickly, they also come with some risks. The interest rates on payday loans are often high, and many borrowers find themselves in a cycle of debt as they struggle to repay their loans.

Additionally, payday loans are often associated with predatory practices, including hidden fees and aggressive collection tactics.

Interesting Facts and Statistics about Payday Loans in Edwardsville, Alabama

  • Alabama is one of 27 states where payday lending is legal.
  • In 2018, Alabamians took out 1.8 million payday loans, with borrowers paying over $100 million in fees.
  • The average APR on a payday loan in Alabama is 456%.
  • 60% of Alabama payday loan borrowers take out more than 12 loans per year.
  • The average payday loan amount in Alabama is $322.

Apply Now

If you need to borrow money quickly, consider applying for a payday loan through TheGuaranteedLoans. We are a connector service that works with a network of lenders to help borrowers find the right loan for their needs.

To apply for a payday loan, simply fill out an online application on our website. Remember, we are not a direct lender and will facilitate your connection with potential lenders.

At TheGuaranteedLoans, we are committed to helping our customers find the best payday loans for their needs. Contact us today to learn more.

F.A.Q.

Is it legal to take out a payday loan in Edwardsville, Alabama?

Yes, payday loans are legal in Edwardsville, Alabama.

How much can I borrow with a payday loan in Edwardsville, Alabama?

in Edwardsville, Alabama, the maximum amount that you can borrow with a payday loan is $500.