Payday Loans in Marbury, Alabama

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No payday loan companies in Marbury, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Credit Central 102 Micah Way Ste 1101, Scottsboro, AL 35769 +1 (256) 259 - 0162
First US Bank Melvin Rd, Gilbertown, AL 36908 +1 (251) 843 - 2211
Kwik Cash 7325 Theodore Dawes Rd, Theodore, AL 36582
Advance America 112 W Conecuh Ave, Union Springs, AL 36089
Credit Central 942 N Brindlee Mountain Pkwy, Arab, AL 35016 +1 (256) 931 - 2164
Miracle Finance 550 Andrews Ave, Ozark, AL 36360 +1 (334) 774 - 0693
Bank Trust 1411 Gilmer Ave, Tallassee, AL 36078 +1 (334) 252 - 0462
TitleMax Title Loans 1706 Douglas Ave, Brewton, AL 36426
Local Cash Advance 1726 Montgomery Hwy, Dothan, AL 36303 +1 (334) 673 - 2535
Title Cash 2223 Highway 21 Bypass South, Suite A, Monroeville, AL 36460 +1 (251) 575 - 1953

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Marbury, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gadsden, AL, Payday Loans in Homewood, AL, Quick Loan in Hoover, AL, Payday Loans in Huntsville, AL, Payday Loans in Jasper, AL, Payday Loans in Madison, AL, Payday Loan Companies in Mobile, AL and Payday Loans in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Marbury, AL.

Payday Loans Available in Marbury, AL By The Following ZIP Codes:

36051

Are Payday Loans Legal In Marbury, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Marbury, AL payday loan calculator

Payday Loans in Marbury, Alabama: Everything You Need to Know

Payday loans can be a lifesaver when you need quick cash for unexpected expenses. However, it’s important to do your research and understand the terms and conditions of the loan before signing on the dotted line. Here’s everything you need to know about payday loans in Marbury, Alabama.

What are Payday Loans?

Payday loans are short-term loans designed to help you bridge the gap between paychecks. Unlike traditional loans, payday loans are typically due on your next payday. They are commonly used for unexpected expenses, such as car repairs or medical bills.

Payday loans are legal in Alabama, but there are strict regulations on interest rates and fees. For example, lenders can charge up to 17.5% interest on a loan of $100 for a term of 14 days, which translates to an annual percentage rate (APR) of 456.25%. Keep in mind that the longer you extend the loan term, the more interest you’ll have to pay.

How to Apply for a Payday Loan in Marbury, Alabama

If you’re considering a payday loan in Marbury, Alabama, here’s what you need to know about the application process:

  • Be at least 18 years old and a U.S. citizen or permanent resident
  • Have a steady source of income, such as a job or government benefits
  • Provide proof of income and a checking account in your name
  • Fill out an application, either in person or online
  • Wait for approval and receive your funds, usually within one to two business days

It’s important to note that payday loans are not a long-term financial solution and should be used only for emergencies. Be sure to read the terms and conditions carefully before accepting the loan.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their advantages and disadvantages. Here are some things to consider:

Pros:

  • Quick and easy cash access
  • No credit check required
  • Can be used for any purpose

Cons:

  • High interest and fees
  • Short repayment term
  • May lead to a cycle of debt if not used responsibly

Ultimately, whether a payday loan is right for you depends on your individual circumstances and financial goals.

Interesting Facts and Statistics About Payday Loans in Marbury, Alabama

  • According to a survey by the Alabama State Banking Department, the average payday loan borrower in Alabama takes out eight loans per year, with an average loan amount of $322.
  • In 2019, Alabama lawmakers introduced legislation to cap payday loan interest rates at 36%, but the bill did not pass.
  • In 2020, the average APR for a payday loan in Alabama was 461%, according to the Center for Responsible Lending.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Marbury, Alabama, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of trusted lenders to help you find the best loan offer for your needs. Plus, our quick online application process makes it easy to get started.

Please keep in mind that we are not a direct lender and do not make credit decisions. Our goal is to facilitate connections between lenders and borrowers. If you’re approved for a loan, the lender will provide you with the loan terms and conditions.

Conclusion

Payday loans can be a useful financial tool in certain situations, but it’s important to use them responsibly and understand the risks. If you’re considering a payday loan in Marbury, Alabama, be sure to do your research, compare offers, and read the fine print before accepting a loan.

F.A.Q.

What is a payday loan in Marbury, Alabama?

A payday loan in Marbury, Alabama is a short-term loan that is designed to provide borrowers with quick access to cash. These loans are typically small in size, with most ranging from $100 to $500, and are meant to be repaid within a few weeks, usually on the borrower's next payday.

Are payday loans legal in Marbury, Alabama?

Yes, payday loans are legal in the state of Alabama. However, the state has strict regulations in place to protect borrowers from predatory lending practices.