Payday Loans in Millerville, Alabama

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No payday loan companies in Millerville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Finance of Fort Payne, Inc. 227 Glenn Blvd SW, Fort Payne, AL 35967 +1 (256) 845 - 2698
Speedee Cash 600 E Battle St, Talladega, AL 35160
ATM Diamond Gasoline Station 257 S Jackson St, Grove Hill, AL 36451
Pay Day Cash Advance 522 Liberty Hill Dr, Evergreen, AL 36401 +1 (251) 578 - 5055
McIntosh Chemical Federal CU 7895 US-43, McIntosh, AL 36553 +1 (251) 944 - 8034
Jones Finance, Inc. N, 175 Daleville Ave h, Daleville, AL 36322 +1 (844) 669 - 8645
Capstone Finance 2643 Montgomery Hwy 5, Dothan, AL 36303 +1 (334) 794 - 6677
First Lenders Mortgage Corporation 85 Bagby Dr 204, Birmingham, AL 35209 +1 (205) 942 - 9696
BB&T 5836 US-11, Springville, AL 35146 +1 (205) 467 - 7691
Opelika Finance 1721 Pepperell Pkwy, Opelika, AL 36801 +1 (334) 745 - 2600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Millerville, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cullman, AL, Payday Loan for Daphne, AL, Payday Loan Without a Credit Check in Decatur, AL, Payday Loans in Dothan, AL, Payday Loans in Enterprise, AL, Bad Credit Loans in Eufaula, AL, Online Loans in Florence, AL and Payday Loans in Foley, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Millerville, AL.

Payday Loans Available in Millerville, AL By The Following ZIP Codes:

36267

Are Payday Loans Legal In Millerville, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Millerville, AL payday loan calculator

Payday Loans in Millerville, Alabama: A Comprehensive Guide

Life is full of unexpected expenses, bills, and emergencies. Sometimes, it can be tough to make ends meet, leaving you in a difficult financial situation. This is where payday loans come in. A payday loan can provide a quick and easy solution to emergency cash needs.

The town of Millerville in Alabama is no exception. Here, payday loans are legal and can be a great resource for residents who need to cover unexpected expenses. This guide will provide a comprehensive overview of payday loans in Millerville, Alabama, including how they work, the regulations, and how to apply.

How do Payday Loans Work in Millerville, Alabama?

Before we dive into the details, let’s take a look at what payday loans are and how they work. A payday loan is a short-term loan designed to cover emergency expenses until your next paycheck. These loans typically need to be repaid in full on the borrower’s next payday. Although payday loans are a viable solution, they can come with high interest rates and fees attached to them.

In Millerville, Alabama, you can typically borrow up to $500 in payday loans. The maximum loan term is 31 days. According to Alabama state law, payday lenders must disclose all terms, fees, and interest rates in writing before you sign for a loan.

What are the Regulations on Payday Loans in Millerville, Alabama?

As we mentioned earlier, payday loans are legal in Alabama. The Alabama State Banking Department is responsible for regulating and overseeing payday lenders in the state. Alabama state law requires payday lenders to be licensed and follow specific rules and regulations. Here are some of the key regulations on payday loans in Millerville, Alabama:

  • The maximum loan amount is $500
  • The maximum loan term is 31 days
  • Payday lenders must disclose all fees, terms, and interest rates in writing before you sign for a loan
  • Alabama state law prohibits rollovers or extensions of payday loans
  • Payday lenders cannot charge more than 17.5% interest on a loan
  • Payday lenders cannot threaten, harass, or intimidate borrowers to collect payments

How to Apply for a Payday Loan in Millerville, Alabama

Now that you understand how payday loans work and the regulations surrounding them, let’s look at how you can apply for a payday loan in Millerville, Alabama. Applying for a payday loan is a relatively simple process. Here are the steps:

  • Visit our website, TheGuaranteedLoans.com
  • Fill out the online application form
  • Submit your application
  • Wait for one of our trusted lenders to contact you to discuss your loan terms and options
  • If you agree to the terms, sign the loan agreement online
  • Receive your loan funds as soon as the next business day

It’s important to note that we are a connector service, not a direct lender. We work with a network of trusted lenders to help you find the right loan to meet your needs. When you apply through our website, we will match you with potential lenders that meet your specific conditions. You can then choose to accept or decline the loan offer.

Interesting Facts About Payday Loans in Millerville, Alabama

  • Alabama has more payday lenders per capita than any other state in the United States.
  • The average payday loan in Alabama is $300, and the average repayment period is 14 days.
  • In 2020, the average APR for payday loans in Alabama was 456%.
  • In a 2019 survey, Alabama residents rated financial stress as their most significant source of anxiety.
  • Alabama state law requires payday lenders to offer an extended payment plan of four equal installments to borrowers who are unable to pay off their loan in full by the due date.

Apply Now

If you find yourself in a financial emergency and need a payday loan, TheGuaranteedLoans.com can help. Fill out our online application today for a quick, easy, and secure way to get the cash you need. Remember, we are a connector service, not a direct lender, and we will connect you with potential lenders that meet your specific needs and conditions.

F.A.Q.

How do I qualify for a payday loan in Millerville, Alabama?

To qualify for a payday loan in Millerville, Alabama, you must be at least 18 years old, have a valid government-issued ID, and have a regular source of income. Additionally, you must have an active checking account in your name to receive the loan funds.

How do I apply for a payday loan in Millerville, Alabama?

To apply for a payday loan in Millerville, Alabama, you can visit a payday lending store in person or apply online. In either case, you will need to provide the lender with some basic personal and financial information, including your name, address, income, and checking account information.