Payday Loans in Toxey, Alabama

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No payday loan companies in Toxey, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Alabama Ag Credit 921 US-80 W, Demopolis, AL 36732 +1 (334) 289 - 0137
Advance America 7345 US Hwy. 431 #C, Albertville, AL 35950
State Bank & Trust Co 401 S Commerce St, Geneva, AL 36340 +1 (334) 684 - 2247
Title Cash 700 US-31, Hartselle, AL 35640
1st Franklin Financial 3000 Pepperell Pkwy Suite 6, Opelika, AL 36801
TitleMax Title Loans 3916 US-280 Ste C, Alexander City, AL 35010
Community Credit of Leeds, Inc. 1437 Ashville Rd, Leeds, AL 35094 +1 (205) 699 - 2877
TitleBucks Title Loans 111 W Fairview Ave, Montgomery, AL 36105 +1 (334) 551 - 0540
Local Finance & Tax Services 301 N 12th St suite a-2, Gadsden, AL 35901 +1 (256) 467 - 4907
Regional Finance 1930 Edwards Lake Rd Suite 120, Birmingham, AL 35235 +1 (205) 655 - 5414

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Toxey, AL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Prichard, AL, Payday Loans in Sylacauga, AL, 24-Hour Loan in Talladega, AL, 24-Hour Loan in Troy, AL, Bad Credit Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Emergency Loan in Valley, AL and Payday Loan Companies in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Toxey, AL.

Payday Loans Available in Toxey, AL By The Following ZIP Codes:

36921

Are Payday Loans Legal In Toxey, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Toxey, AL payday loan calculator

Payday Loans in Toxey, Alabama

If you’re in a tight financial spot and need a cash infusion to make it to your next paycheck, a payday loan may be the answer. In Alabama, payday loans are legal, and many lenders in Toxey are happy to provide this service to those in need.

Payday loans are small, short-term loans that are typically due on your next payday. They’re designed to help you bridge the gap between paychecks when unexpected expenses or emergencies arise.

How to apply for a payday loan
To apply for a payday loan in Toxey, Alabama, you’ll need to provide some basic information, including your name, address, and employment details. You’ll also need to provide proof of income and a valid ID.

Many lenders in Toxey offer online applications to make the process easier and more convenient. All you need to do is fill out the application, and you’ll receive a decision in minutes.

What are the requirements for a payday loan?
In Alabama, the requirements for a payday loan are quite simple. You must be a resident of the state, have a valid ID, and be at least 18 years old. You also need to provide proof of income, such as a pay stub or bank statement.

How much can I borrow?
In Toxey, Alabama, you can typically borrow up to $500 with a payday loan. The actual amount you’re able to borrow will depend on your income and other factors.

What are the fees?
The fees for a payday loan in Toxey, Alabama are regulated by the state. Lenders can charge up to 17.5% of the loan amount as a finance charge. This means that if you borrow $100, you could pay up to $17.50 in fees.

What if I can’t repay my loan on time?
If you’re unable to repay your loan on time, you may be able to renew or extend it. However, this can come with additional fees and interest charges.

It’s important to carefully consider your options and make sure you understand the terms and conditions of your loan before agreeing to anything.

Interesting facts and statistics about payday loans in Toxey, Alabama
– According to a report by the Center for Responsible Lending, the average payday loan borrower in Alabama takes out 8 loans per year, with an average loan amount of $346.
– The same report found that payday loans in Alabama have an annual percentage rate (APR) of 456%, which is one of the highest in the country.
– In 2019, the Alabama Senate passed a bill that would have capped the APR for payday loans at 36%. However, the bill did not make it through the House of Representatives.

Apply Now
If you’re in need of a payday loan in Toxey, Alabama, TheGuaranteedLoans can help. We’re a connector service that works with a network of lenders to help you find the right loan for your situation.

Our application process is simple and straightforward. We’ll ask you for some basic information, and we’ll match you with potential lenders who can provide the money you need.

Remember, we’re not a direct lender, and we don’t make any lending decisions. We’re simply here to help you connect with potential lenders and find the right loan for your needs.

So if you’re in a financial bind and need some extra cash to make it through, apply for a payday loan with TheGuaranteedLoans today.

F.A.Q.

What are payday loans in Toxey, Alabama?

Payday loans in Toxey, Alabama are short-term, high-interest loans that are designed to be repaid on the borrower's next payday. These loans are often used to cover unexpected expenses or to bridge the gap between paychecks.

How do payday loans in Toxey, Alabama work?

To take out a payday loan in Toxey, Alabama, a borrower typically writes a check for the amount of the loan plus a fee, which the lender holds until the borrower's next payday. On that date, the borrower has the option to either repay the loan in full, including the fee, or roll the loan over for another term by paying only the fee.