Payday Loans in Arivaca, Arizona

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No payday loan companies in Arivaca, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Washington Federal Bank 6720 N Scottsdale Rd Ste 111, Scottsdale, AZ 85253 +1 (480) 374 - 6800
Tio Rico Te Ayuda Loan Centers 2428 N 16th St, Phoenix, AZ 85006 +1 (602) 252 - 4177
Don Dinero Financial 1818 E Southern Ave 18b, Mesa, AZ 85204 +1 (480) 964 - 6466
Jonathan Gentile - Raymond James 3514 N Power Rd STE 126, Mesa, AZ 85215 +1 (480) 307 - 9909
Check Into Cash 1664 E Florence Blvd Ste 12, Casa Grande, AZ 85122 +1 (520) 421 - 9835
Arizona Central Credit Union 2150 W Ina Rd, Tucson, AZ 85741 +1 (520) 277 - 6002
BBVA Bank 13024 W Indian School Rd, Litchfield Park, AZ 85340 +1 (623) 547 - 2440
1 Stop Title Loans 11435 W Buckeye Rd, Avondale, AZ 85323 +1 (623) 907 - 1447
Wimpey's Pawn 308 London Bridge Rd B, Lake Havasu City, AZ 86403 +1 (928) 854 - 2257
Long Mortgage Company 900 E River Rd 110, Tucson, AZ 85718 +1 (520) 918 - 2411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Arivaca, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Surprise, AZ, Payday Loan Companies in Tempe, AZ, Payday Loan Without a Credit Check in Tucson, AZ, Payday Loans in Yuma, AZ, Payday Loans in Apache Junction, AZ, Payday Loans in Avondale, AZ, Payday Loan Without a Credit Check in Buckeye, AZ and Bad Credit Loans in Bullhead City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Arivaca, AZ.

Beautiful sights of Arivaca, AZ

Payday Loans Available in Arivaca, AZ By The Following ZIP Codes:

85601

Are Payday Loans Legal In Arivaca, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Arivaca, AZ payday loan calculator

Understanding Payday Loans in Arivaca, Arizona – What You Need to Know

Payday loans are a type of short-term loans designed to help an individual cover unexpected expenses or bills until their next paycheck. These loans are typically easy to apply for, may have lenient credit requirements, and provide cash quickly. However, the interest rates on these loans can be extremely high, which has led some states to implement strict regulations around payday lending. Arizona, for example, has banned payday loans entirely in the state, including the small town of Arivaca.

Payday Loans in Arivaca, Arizona are Prohibited

It is important to note that while payday loans can be an option for those in need of quick cash, they are illegal in the state of Arizona. This includes Arivaca, a small town located near the Arizona-Mexico border. The state has strict laws in place to protect its residents from the predatory lending practices commonly associated with payday loans. Payday lending, including online lenders, is prohibited in Arizona under the Arizona Revised Statutes (A.R.S.) § 6-601 et seq. The payday lending companies are not authorized to operate, neither from the storefront nor online.

Alternatives to Payday Loans

While payday loans may not be available in Arivaca, there are still options available for those in need of financial assistance. Below are a few alternative options to consider:

  • Personal Loans: A personal loan may be a viable option for those needing quick cash. Personal loans typically have lower interest rates and are able to offer higher borrowing limits.
  • Installment Loans: An installment loan allows you to borrow a specific amount of money and pay it back over time with fixed payments, often at lower interest rates than payday loans.
  • Credit Cards: While not a traditional loan, a credit card can be a good option for those who need to make a purchase but don’t have the cash on hand. Credit cards can also help build credit when used responsibly.

Interesting Facts and Statistics

According to a recent study by the Consumer Federation of America, payday loans typically carry an average interest rate of 391%. This means that a borrower who takes out a $500 loan would end up owing $575 in just two weeks. Additionally, the study found that the majority of payday loan borrowers end up renewing or rolling over their loans, incurring additional fees and interest charges.

Apply Now

At TheGuaranteedLoans, we are a connector service that can help you find a lender for personal loans or installment loans. While payday loans are illegal in Arivaca, there are still other loan options available. Fill out our online application today and we’ll guide you through the process of finding a lender that fits your financial needs.

F.A.Q.

Can a payday loan company file a lawsuit against me in Arivaca, Arizona?

No, a payday loan company cannot file a lawsuit against you in Arivaca, Arizona because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Arivaca, Arizona?

Yes, there are federal laws that apply to payday loans in Arivaca, Arizona, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.