Payday Loans in Prescott Valley, Arizona

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Payday Loan Companies in Prescott Valley, AZ

Company nameAddressZip codePhone number
ACE Cash Express 8101 AZ-69 86314 +1 (928) 759 - 9939
ACE Cash Express 8101 E State Rte 69 Ste A 86314 +1 (928) 759 - 9939
Allied Cash Advance 3140 N Glassford Hill Rd Suite#104 86314 +1 (928) 772 - 1290
Arizona Auto Lenders 2485 N Great Western Dr # B 86314 +1 (928) 772 - 3899
ATM Arizona State Cu 7111 E Pav Way 86314 +1 (800) 627 - 3999
Chase Bank 5697 E State Rte 69 86314 +1 (928) 445 - 5691
Community Loans of Amer Inc 7760 AZ-69 86314 +1 (928) 772 - 3581
Fast Auto Loans Title Loans 7760 AZ-69 86314 +1 (928) 772 - 3581
Fast Auto Loans, Inc. 7760 AZ-69 86314 +1 (928) 772 - 3581
Max Cash Loan Center 3292 N Glassford Hill Rd c 86314 +1 (928) 772 - 3899
National Bank of Arizona 2825 N Glassford Hill Rd 86314 +1 (928) 350 - 2020
On Q Financial - Mortgages & Home loans in Prescott Valley 8168 Florentine Rd Suite A 86314 +1 (928) 589 - 1225
Presto Auto Loans 3264 N Glassford Hill Rd d 86314 +1 (928) 759 - 8665
Presto Auto Title Loans Prescott Valley 3264 N Glassford Hill Rd suite d 86314 +1 (928) 772 - 3548
Washington Federal Bank 5980 E 2nd St 86314 +1 (928) 759 - 7053

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prescott Valley, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Queen Creek, AZ, Payday Loans in San Luis, AZ, Same Day Loans in Scottsdale, AZ, Payday Loan for Sierra Vista, AZ, Payday Loan Without a Credit Check in Sun City, AZ, Payday Loan for Surprise, AZ, Payday Loan Companies in Tempe, AZ and Payday Loan for Tucson, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prescott Valley, AZ.

Beautiful sights of Prescott Valley, AZ

Payday Loans Available in Prescott Valley, AZ By The Following ZIP Codes:

86312, 86314

Are Payday Loans Legal In Prescott Valley, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Prescott Valley, AZ payday loan calculator

Payday Loans in Prescott Valley, Arizona

Are you a resident of Prescott Valley, Arizona? Looking for a way to secure some extra cash? Unfortunately, payday loans are prohibited in Arizona, so that isn’t an option. In this article, Gain insight into other financial options available to Prescott Valley, AZ residents.

Residents of Prescott Valley, Arizona, may have difficulty finding a short-term loan because the state has some of the most stringent laws on payday loans throughout the country. In addition to payday loans, the state has also illegalized auto title loans and installment loans. But just because payday loans are not an option does not mean you are without options.

Alternative Financing Options for Prescott Valley Residents

In lieu of payday loans, Prescott Valley residents have other options to consider when seeking cash assistance. The majority of financing options do not provide cash the same day you apply, however the following are some available options for people in need of financial assistance.

Credit Unions

Credit unions are a great source of financial assistance, offering both secured and unsecured loans, as well as personal financing options. While terms and conditions may vary depending on the credit union, interest rates tend to be much lower than those of payday loans.

Bank Loans

Another great option for Prescott Valley residents are bank loans. Banks provide a variety of loan options, such as personal loans and business loans. While the interest may be higher than a credit union, banks are likely to offer more lenient terms and conditions.

Online Lenders

Online lenders provide a great alternative to payday loans and can be a great source of financial assistance. To qualify for an online loan, you must have a steady income and a good credit score. While interest rates can be high, most online lenders provide flexible repayment plans, allowing you to extend the loan for longer than the initial term.

Finding the Right Financing Option

When it comes to finding the right financing option, it’s important to weigh all of your options and research carefully. Be sure to read all of the terms and conditions of a loan before signing any documents. Also, make sure you understand the repayment terms and what will be required of you to pay the loan back.

It’s also important to compare rates to make sure you are getting the best deal possible. Most lending institutions offer competitive rates, so it’s important to shop around. Additionally, if you are considering an online lender, be sure to check for any complaints or reviews about that lender before making any commitments.

F.A.Q.

What are the Alternative Financing Options in Arizona?

In Arizona, payday loans are prohibited, but there are other financing options available. Residents of Prescott Valley, Arizona, can consider credit unions, bank loans, and online lenders when looking for financial assistance.

Are There Other Types of Loans Available?

Besides payday loans, there are other types of loans available. These include personal loans, business loans, installment loans, and secured loans. Each type of loan has its own advantages and disadvantages, so it’s important to research each option carefully.

What Options are Available for People with Low Credit Scores?

If you have a low credit score, there are still options available. Credit unions and online lenders may be willing to make exceptions if you have a steady source of income or have a cosigner with a good credit score. Additionally, some banks may approve a loan even with a low credit score.

What is the Application Process for a Loan?

The application process for a loan varies depending on the type of loan you are seeking. Generally, you will need to provide financial information such as income, bank statements, and a valid form of identification. Additionally, you may be required to submit other documents such as tax returns or a credit score.

Apply Now

At TheGuaranteedLoans, we are not involved in the loan approval process, but we do connect people with lenders. If you are looking for financial assistance in Prescott Valley, Arizona, fill out the application on our website and we will connect you with a lender.

More F.A.Q.

Can I be sued for defaulting on a payday loan in Prescott Valley, Arizona?

No, you cannot be sued for defaulting on a payday loan in Prescott Valley, Arizona because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Prescott Valley, Arizona?

No, a payday loan cannot be included in a bankruptcy filing in Prescott Valley, Arizona because these loans are illegal in the state.

How Many Cash Advance Companies are in Prescott Valley, AZ?

With the help of our service, you will be able to find 15 cash advance companies in Prescott Valley, AZ

What Cash Advance Companies in Prescott Valley, AZ are the most popular?

You should check ACE Cash Express, ATM Arizona State Cu, and Allied Cash Advance. Also, you can start your application online on our website.