Payday Loans in Rimrock, Arizona

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No payday loan companies in Rimrock, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Jackson Hewitt Tax Service 600 AZ-260 Suite 3, Payson, AZ 85541 +1 (928) 468 - 0902
LaVaughn Mosley, Mortgage Loan Officer NMLS1565422 2840 E Skyline Dr 180, Tucson, AZ 85718 +1 (520) 304 - 7160
Check Into Cash 1510 W McDowell Rd #1, Phoenix, AZ 85007 +1 (602) 253 - 6806
Advantage Financial Corporation 2697 N Rio De Flag Dr, Flagstaff, AZ 86004 +1 (928) 522 - 0222
Don Dinero Financial 1818 E Southern Ave 18b, Mesa, AZ 85204 +1 (480) 964 - 6466
BMO Harris Bank 2828 N Litchfield Rd, Goodyear, AZ 85395 +1 (623) 547 - 4500
Best Title Loans AZ 60 E Rio Salado Pkwy, Tempe, AZ 85281 +1 (480) 535 - 5681
Credit Union West 1672 E Cottonwood St C, Cottonwood, AZ 86326 +1 (928) 778 - 7156
AmTrust Bank, a division of New York Community Bank 7000 AZ-179 A116, Sedona, AZ 86351 +1 (928) 284 - 9066
Quik Cash 1300 S 4th Ave, Yuma, AZ 85364 +1 (928) 782 - 0709

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rimrock, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Surprise, AZ, Payday Loans in Tempe, AZ, Payday Loans in Tucson, AZ, Payday Loans in Yuma, AZ, Payday Loans in Apache Junction, AZ, Payday Loans in Avondale, AZ, Payday Loans in Buckeye, AZ and Payday Loans in Bullhead City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rimrock, AZ.

Beautiful sights of Rimrock, AZ

Payday Loans Available in Rimrock, AZ By The Following ZIP Codes:

00000

Are Payday Loans Legal In Rimrock, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rimrock, AZ payday loan calculator

Understanding Payday Loans in Rimrock, Arizona

Payday loans are a type of short-term loan that are typically used to cover an unexpected expense or emergency. In Arizona, however, payday loans are prohibited under state law. This means that if you’re in Rimrock and in need of quick cash, a payday loan may not be a viable option.

What are Payday Loans?

Payday loans are usually small-dollar loans that come with high fees and interest rates. The borrower writes a post-dated check for the amount they borrow plus these fees and interest charges, which is then cashed on their next payday, hence the term “payday loan”. These loans are often marketed as a quick solution for those who need cash fast, but they can easily trap borrowers in cycles of debt and high interest rates.

Payday Loans in Arizona

Payday loans are prohibited by state law in Arizona, including in Rimrock. According to Arizona Revised Statutes Section 6-632, “A lender may not make a payday loan to a consumer in Arizona who has an outstanding payday loan from any lender.”

Arizona’s payday loan law was implemented in 2010 to protect consumers from predatory lending practices. While payday loans were once legal in the state, the law now prohibits lenders from charging interest or fees exceeding 36% per year. The law also limits the length of payday loans to 24 days, and borrowers are not allowed to take out new loans to pay off old ones.

Alternatives to Payday Loans in Rimrock, Arizona

If you’re in need of quick cash in Rimrock, Arizona, there are a few alternatives you could consider:

  • Credit Card Cash Advances: If you have a credit card, you may be able to withdraw cash from an ATM or bank using your card. Keep in mind that credit card cash advances often come with high interest rates and fees.
  • Personal Loans: Personal loans are another option for those who need to borrow money quickly. They typically come with lower interest rates than payday loans, but the approval process may take longer and require good credit.
  • Friends and Family: Consider asking friends or family members for a loan if you’re in a tight spot. Make sure to set clear terms and repayment schedules to avoid any awkwardness or misunderstandings.

Interesting Facts and Statistics about Payday Loans in Rimrock, Arizona

  • According to a report by the Center for Responsible Lending, payday loans in Arizona carry an average APR of 204%.
  • The same report found that the majority of payday loan borrowers in Arizona are women, and nearly half are borrowers of color.
  • Arizona voters rejected a proposition in 2008 that would have allowed payday lenders to continue operating in the state with no restrictions on interest rates or fees.

Apply Now with TheGuaranteedLoans

While payday loans are not an option in Rimrock, Arizona, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. Our online application process is quick and easy, and we work with a network of trusted lenders to provide personalized loan options to our customers.

Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service. We do not make credit decisions or loan approvals, but instead facilitate your connection with a potential lender who can provide the loan that best meets your needs.

To apply for a loan, simply fill out our online application form on our website. We’ll ask you for some basic personal and financial information, including your income, employment history, and credit score. Once you’ve submitted your application, we’ll work to connect you with a lender who can help you get the cash you need, on terms that work for you.

Conclusion

Payday loans are not an option for those in Rimrock, Arizona, due to state law. However, there are several alternatives to consider if you need quick cash, including credit card cash advances, personal loans, and borrowing from friends and family. Remember to always read the terms and conditions of any loan agreement carefully, and to borrow only what you can afford to repay. And if you’re in need of a loan, TheGuaranteedLoans is always here to help connect you with potential lenders who can meet your specific needs.

F.A.Q.

Are there any alternatives to payday loans in Rimrock, Arizona?

Yes, there are several alternatives to payday loans in Rimrock, Arizona, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Rimrock, Arizona but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Arizona, regardless of where the lender is located.