Payday Loans in Sacaton, Arizona

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No payday loan companies in Sacaton, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
CASH 1 Loans 1728 W Bell Rd, Phoenix, AZ 85023 +1 (602) 298 - 0394
ACE Cash Express 1630 S Pacific Ave #105, Yuma, AZ 85365 +1 (928) 329 - 4298
Quik Cash 4055 N Oracle Rd, Tucson, AZ 85705 +1 (520) 888 - 5057
Pioneer Title Agency 220 S Curtis Ave, Willcox, AZ 85644 +1 (520) 384 - 4205
Check Advance 5287 AZ-95 A, Fort Mohave, AZ 86426 +1 (928) 788 - 3008
Allied Cash Advance 1260 Gail Gardner Way #131, Prescott, AZ 86305 +1 (928) 541 - 1708
SonAriz Financial 148 W 32nd St, Yuma, AZ 85364 +1 (928) 782 - 6900
Checkmate 29 N Val Vista Rd Ste. 101, Gilbert, AZ 85234 +1 (480) 288 - 6885
PLS Check Cashing Store 2695 W Van Buren St, Phoenix, AZ 85009 +1 (602) 288 - 1212
Bond Capital 279 S 152nd Ave, Goodyear, AZ 85338 +1 (623) 935 - 5077

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sacaton, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Phoenix, AZ, Bad Credit Loans in Prescott, AZ, Payday Loans in Prescott Valley, AZ, Payday Loans in Queen Creek, AZ, Payday Loans in San Luis, AZ, Payday Loans in Scottsdale, AZ, Online Loans in Sierra Vista, AZ and Payday Loans in Sun City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sacaton, AZ.

Beautiful sights of Sacaton, AZ

Payday Loans Available in Sacaton, AZ By The Following ZIP Codes:

85247

Are Payday Loans Legal In Sacaton, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sacaton, AZ payday loan calculator

Payday Loans in Sacaton, Arizona: A Comprehensive Guide

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. However, payday loans are prohibited in the state of Arizona, including the town of Sacaton. In this article, we will explore the reasons payday loans are illegal in Arizona, alternative loan options available in Sacaton, and important facts and statistics you need to know about payday loans in Arizona.

Why are Payday Loans Prohibited in Arizona?

In 2010, the Arizona legislature passed the Arizona Payday Loan Reform Act, which banned payday loans in the state. This was due to several factors, including the high-interest rates and fees associated with payday loans, which often led to borrowers becoming trapped in a cycle of debt.

Additionally, predatory lending practices by some payday lenders made it difficult for borrowers to pay off their loans on time, leading to late fees and additional interest charges. The Act also provided consumer protections for Arizona residents, including the requirement that lenders be licensed by the Arizona Department of Financial Institutions.

Alternative Loan Options in Sacaton

While payday loans are illegal in Arizona, there are still several alternative loan options available for residents of Sacaton. These include:

  • Personal Loans: Personal loans are unsecured installment loans that can be used for a variety of purposes, including debt consolidation, home improvements, and emergency expenses. These loans typically have fixed interest rates and repayment terms ranging from 12 to 60 months.
  • Title Loans: Title loans are secured loans that use your car as collateral. These loans are typically easier to qualify for than personal loans and can provide larger loan amounts. However, they also come with higher interest rates and the risk of losing your car if you cannot repay the loan.
  • Credit Cards: Credit cards offer a line of credit that can be used for purchases or cash advances. While they typically come with higher interest rates than personal loans, they can be a good option for short-term borrowing needs.

Interesting Facts and Statistics about Payday Loans in Sacaton, Arizona

  • Arizona residents paid over $300 million in payday loan fees in 2017.
  • The average interest rate for payday loans in Arizona is 459%, which is nearly 10 times higher than the maximum rate allowed for other loans in the state.
  • In 2016, the Office of the Comptroller of the Currency (OCC) found that payday loans produced more litigation, complaints, and enforcement actions than any other consumer financial product.

Apply Now

While TheGuaranteedLoans does not provide payday loans in Arizona, we do offer a free service that connects borrowers with potential lenders. If you are in need of a loan and would like to explore your options, please fill out our online application today. We work with a network of lenders who offer a variety of loan products, including personal loans and title loans, that may be able to meet your financial needs.

Remember, borrowing money is a serious responsibility. Before you apply for a loan, be sure to read the terms and conditions carefully and understand the full cost of the loan, including any fees and interest charges. Make sure you are able to repay the loan on time to avoid additional fees and damage to your credit score.

Conclusion

While payday loans are illegal in Arizona, there are still several alternative loan options available for residents of Sacaton. By understanding the risks and benefits of these loans, you can make an informed decision that meets your financial needs and helps you achieve your goals.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Sacaton, Arizona?

No, you cannot be arrested for not paying back an illegal payday loan in Sacaton, Arizona.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Sacaton, Arizona?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Sacaton, Arizona. If you have been harassed or threatened, you can report the lender to the Arizona State Department of Financial Services.