Payday Loans in Aurora, Kansas

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No payday loan companies in Aurora, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank of Oakley 100 Center Ave, Oakley, KS 67748 +1 (785) 672 - 3251
Patriot Pawn 819 N Main St, Newton, KS 67114 +1 (316) 283 - 3983
LendNation 1703 W 6th Ave, Emporia, KS 66801 +1 (620) 343 - 2222
Wichita Federal Credit Union 455 N Main St 410, Wichita, KS 67202 +1 (316) 941 - 0600
Superstore 1213 Fleming St, Garden City, KS 67846 +1 (620) 275 - 9191
LendNation 1401 W 6th St, Lawrence, KS 66044 +1 (785) 832 - 1500
Stockgrowers State Bank 304 Missouri Ave, Alma, KS 66401 +1 (785) 765 - 3311
Bennington State Bank 104 W Washington St, Bennington, KS 67422 +1 (785) 488 - 3344
IPI Financial Services 3006 Broadway Ave, Hays, KS 67601 +1 (785) 625 - 5605
Landmark National Bank 1007 N Main St, Garden City, KS 67846 +1 (620) 275 - 2166

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Aurora, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leavenworth, KS, Payday Loan Companies in Leawood, KS, Short-term Loans in Lenexa, KS, Short-term Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Same Day Loans in Salina, KS and Payday Loans in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Aurora, KS.

Payday Loans Available in Aurora, KS By The Following ZIP Codes:

67417

Are Payday Loans Legal In Aurora, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Aurora, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Aurora, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Aurora, KS payday loan calculator

Payday Loans in Aurora, Kansas: Everything You Need to Know

If you’re a resident of Aurora, Kansas, and you’re in need of some quick cash to tide you over until your next paycheck, you may be considering a payday loan. Before you apply, it’s important to understand what payday loans are, how they work, and what the laws are in Kansas.

What are payday loans?

A payday loan is a short-term loan that is designed to help you cover unexpected expenses that arise between paychecks. These loans typically have high-interest rates and fees, and they are meant to be repaid in full when you receive your next paycheck.

How do payday loans work?

To apply for a payday loan, you’ll need to provide proof of income and a checking account. You’ll also need to write a post-dated check to the lender for the amount you’re borrowing plus fees and interest. On the due date, the lender will cash your check, or you can pay them back in cash or with your debit card.

What are the laws regarding payday loans in Kansas?

Payday loans are legal in Kansas, but there are laws in place to protect consumers. For example, lenders are not allowed to charge more than 15% of the loan amount in interest and fees. Additionally, borrowers can only take out one loan at a time with a maximum of two loans in a 30-day period. The loan term cannot exceed 30 days, and lenders are not allowed to rollover loans.

The Pros and Cons of Payday Loans

Payday loans can be a helpful option for some people, but they’re not right for everyone. Here are some pros and cons to consider:

  • Pros: Quick access to cash, easy application process, no credit check
  • Cons: High-interest rates and fees, short loan terms, can lead to a cycle of debt

How to Apply for a Payday Loan

Applying for a payday loan is simple with TheGuaranteedLoans. We are a connector service that will match you with potential lenders. To get started, visit our website and fill out our online application. You’ll need to provide some basic information, such as your name, address, and income. We’ll then connect you with a lender who can provide you with the funds you need. Remember, we are not a direct lender, and we are not responsible for the terms of your loan. Please read all loan documents carefully before signing.

Interesting Facts about Payday Loans in Aurora, Kansas

  • In Kansas, the average payday loan amount is $300.
  • An estimated 352 payday loan storefronts are operating in Kansas.
  • Payday loans in Kansas have an average annual percentage rate (APR) of 391%.

Conclusion

Payday loans can be a helpful option for some people, but they’re not right for everyone. If you’re considering a payday loan, it’s important to understand the laws in Kansas and the risks associated with these types of loans. Always read loan documents carefully, and make sure you can repay your loan on time. If you need help finding a lender, TheGuaranteedLoans is here to help. Apply now to get started!

F.A.Q.

Can I cancel a payday loan in Aurora, Kansas after I have signed the contract?

Yes, you have the right to cancel a payday loan in Aurora, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.

Are there any restrictions on how payday loan lenders in Aurora, Kansas can advertise their services?

Yes, payday loan lenders in Aurora, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.