Company name | Address | Zip code | Phone number |
---|---|---|---|
Stock Exchange Bank | 103 S Main St | 67022 | +1 (620) 845 - 6431 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Caldwell, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loan Without a Credit Check in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Emergency Loan in Lawrence, KS, Payday Loans in Leavenworth, KS and Online Loans in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caldwell, KS.
Advise to read before applying
Payday Loans Available in Caldwell, KS By The Following ZIP Codes:
67022
Are Payday Loans Legal In Caldwell, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Caldwell, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Caldwell, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Caldwell, KS payday loan calculator
F.A.Q.
Can I be denied a payday loan in Caldwell, Kansas for having bad credit?
No, payday loans in Caldwell, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.
Can I be charged with fraud for not being able to repay a payday loan in Caldwell, Kansas?
No, you cannot be charged with fraud for not being able to repay a payday loan in Caldwell, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.
How Many Cash Advance Companies are in Caldwell, KS?
With the help of our service, you will be able to find 1 cash advance companies in Caldwell, KS
What Cash Advance Companies in Caldwell, KS are the most popular?
You should check Stock Exchange Bank. Also, you can start your application online on our website.