Payday Loans in Florence, Kansas

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No payday loan companies in Florence, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Commerce Bank 600 Park St, Hays, KS 67601 +1 (800) 453 - 2265
Rapid Cash 816 N Maple St, Russell, KS 67665 +1 (785) 445 - 3747
American AG Credit 2740 W Central Ave, El Dorado, KS 67042 +1 (316) 321 - 2707
LendNation 1113 E Santa Fe St, Olathe, KS 66061 +1 (913) 782 - 3400
Mike's Rent To Own 119 S Main St, Pratt, KS 67124 +1 (620) 508 - 6388
Advance America 1802 W Main St c, Independence, KS 67301 +1 (620) 331 - 7986
Frontier Farm Credit 835 Pony Express Hwy, Marysville, KS 66508 +1 (785) 562 - 2371
Exchange Bank & Trust 423 Main St, Effingham, KS 66023 +1 (913) 833 - 5560
KS StateBank 1010 Westloop Pl, Manhattan, KS 66502 +1 (785) 587 - 4000
Kansas Teachers Credit Union 112 N 10th St, Independence, KS 67301 +1 (620) 331 - 6904

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Florence, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Hutchinson, KS, Short-term Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Guaranteed Loans in Leavenworth, KS, Same Day Loans in Leawood, KS, Payday Loan Companies in Lenexa, KS, Payday Loans in Manhattan, KS and 24-Hour Loan in Olathe, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Florence, KS.

Beautiful sights of Florence, KS

Payday Loans Available in Florence, KS By The Following ZIP Codes:

66851

Are Payday Loans Legal In Florence, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Florence, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Florence, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Florence, KS payday loan calculator

Understanding Payday Loans in Florence, Kansas

Payday loans are a popular type of short-term loan that can provide individuals with quick access to cash when they need it. In Florence, Kansas, payday loans are 100% legal, and for many residents in need of emergency funds, these loans have become a reliable financial solution.

At TheGuaranteedLoans, we know that payday loans can be a useful option for those in a tight financial situation. However, it is essential that individuals fully understand the requirements and risks associated with these loans before moving forward.

How Do Payday Loans Work?

Payday loans are a type of loan that is typically repaid on the borrower’s next payday. They are designed to be a short-term solution for individuals who are experiencing a financial emergency and need access to funds quickly.

When you apply for a payday loan, you will be required to provide information such as your employment and income details. Once approved, you will typically receive the funds within 24 hours.

The amount you can borrow with a payday loan will depend on various factors, including your income and credit history. In Florence, Kansas, the maximum amount you can borrow with a payday loan is $500.

The Risks of Payday Loans

While payday loans can be helpful in certain situations, they can also come with some risks. One of the biggest concerns with payday loans is the high-interest rates associated with them.

Payday loans typically have an annual percentage rate (APR) that can be as high as 391%. This means that if you borrow $500, you could end up paying back as much as $575 in just two weeks.

Additionally, if you are unable to repay the loan on time, you may be subject to additional fees and penalties. This can quickly become a cycle of debt, making it difficult to get out of the loan agreement.

Interesting Information about Payday Loans in Florence, Kansas

  • Approximately 16% of Florence, Kansas residents have taken out a payday loan in the past year.
  • The average payday loan amount in Florence, Kansas is $350.
  • Payday lending companies in Florence, Kansas, are required by law to clearly disclose the loan’s terms and fees in writing to the borrower.

Apply Now

If you are considering applying for a payday loan in Florence, Kansas, TheGuaranteedLoans can help connect you with potential lenders. It is important to note that we are a connector service and not a direct lender.

To apply for a payday loan, simply fill out our online application by providing us with your personal and financial information. Once we have received your application, we will work to connect you with a lender that fits your needs.

Remember, payday loans should only be used as a short-term solution. If you are struggling with debt or financial hardship, it is important to seek professional guidance and explore other options before taking on additional debt.

F.A.Q.

Can I be arrested for defaulting on a payday loan in Florence, Kansas?

No, you cannot be arrested for defaulting on a payday loan in Florence, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

Are there any restrictions on the number of payday loans I can take out in Florence, Kansas?

Yes, in Florence, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.