Payday Loans in Milton, Kansas

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No payday loan companies in Milton, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodson County Title 203 S State St, Yates Center, KS 66783 +1 (620) 625 - 2555
Check `n Go 800 Tuttle Creek Blvd, Manhattan, KS 66502 +1 (785) 537 - 6012
Blue Valley Insurance Agencies Inc. 519 Broadway St, Marysville, KS 66508 +1 (785) 562 - 4310
Farmers State Bank 110 W State St, Phillipsburg, KS 67661 +1 (785) 543 - 5199
Commerce Bank - Kansas State Student Union 918 N 17th St, Manhattan, KS 66506 +1 (785) 537 - 1234
Central National Bank ATM 231 E Main St, Marion, KS 66861 +1 (888) 262 - 5456
Fast Payday Loans 2560 S Seneca St, Wichita, KS 67217 +1 (316) 267 - 2187
Alden State Bank 201 Pioneer St, Alden, KS 67512 +1 (620) 534 - 2135
Commerce Bank 456 N Main St, Wichita, KS 67202 +1 (316) 261 - 3600
Community National Bank & Trust 2815 W Central Ave, El Dorado, KS 67042 +1 (316) 320 - 2800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Milton, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, 24-Hour Loan in Kansas City, KS, Payday Loans in Lawrence, KS, Online Loans in Leavenworth, KS, Payday Loans in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Milton, KS.

Are Payday Loans Legal In Milton, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Milton, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Milton, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Milton, KS payday loan calculator

Payday Loans in Milton, Kansas: Everything You Need to Know

Payday loans are a type of short-term loan that is designed to meet unexpected expenses. These types of loans are typically small, high-interest loans that are designed to be repaid within a few weeks or months. While payday loans can be a valuable tool for those who need short-term financial assistance, they can also be costly and potentially lead to a cycle of debt. If you’re considering a payday loan in Milton, Kansas, here’s everything you need to know.

How Payday Loans Work in Milton, Kansas

In the state of Kansas, payday loans are legal and regulated by the Kansas Office of the State Bank Commissioner. This means that lenders who provide payday loans in the state must be licensed and follow specific rules and regulations, including limiting the amount of interest that can be charged on loans.

To apply for a payday loan in Milton, Kansas, you’ll need to meet certain eligibility requirements, including:

  • Being at least 18 years old
  • Having a valid ID or driver’s license
  • Having proof of income
  • Having a checking account

If you meet these requirements, you can apply for a payday loan at a lender’s physical location or online. Most payday loan applications take just a few minutes to complete, and approval is typically granted within hours or days.

The Pros and Cons of Payday Loans in Milton, Kansas

Like any financial product, payday loans in Milton, Kansas have both advantages and disadvantages. Some of the pros of payday loans include:

  • They are easy to apply for and obtain
  • They can be obtained quickly, with funds often available within hours or days
  • They can be a valuable tool for those who need short-term financial assistance

However, there are also some cons to payday loans, including:

  • They can be expensive, with high-interest rates and fees
  • They can be difficult to repay, potentially leading to a cycle of debt
  • They can be a temporary fix for a long-term financial problem

Interesting Facts and Statistics About Payday Loans in Milton, Kansas

  • According to a report by the Kansas Economic Progress Council, payday loans are commonly used by low-to-moderate income Kansans who have limited access to credit.
  • The maximum amount that can be borrowed in Kansas is $500, and lenders may charge up to 15% interest on loans.
  • According to the same report, the average APR for payday loans in Kansas is 391%.
  • In 2019, the state of Kansas passed legislation that would limit the number of payday loans a borrower could take out in a year, in an effort to protect consumers from falling into a cycle of debt.

Apply Now for a Payday Loan in Milton, Kansas

If you’re considering applying for a payday loan in Milton, Kansas, TheGuaranteedLoans can help. We’re a connector service that facilitates connections between borrowers and potential lenders. Our quick and easy application process takes just a few minutes to complete, and we’ll match you with lenders who can provide the funds you need.

It’s important to remember that TheGuaranteedLoans is not a direct lender, and we do not provide loans ourselves. Instead, we make it easy for borrowers to connect with lenders who can help them meet their financial needs. Fill out our online application today to get started.

In Conclusion

Payday loans can be a valuable tool for those who need short-term financial assistance in Milton, Kansas. However, they can also be expensive and potentially lead to a cycle of debt. If you’re considering a payday loan, it’s important to carefully consider the pros and cons and ensure that you’re able to repay the loan on time. If you need assistance finding a lender, TheGuaranteedLoans can help. Fill out our online application today to get started.

F.A.Q.

How do I repay a payday loan in Milton, Kansas?

Payday loans in Milton, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.

Are payday loans in Milton, Kansas regulated?

Yes, payday loans in Milton, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.