Payday Loans in Netawaka, Kansas

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No payday loan companies in Netawaka, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Paycheck Advance 7008 W 83rd St, Overland Park, KS 66204 +1 (913) 341 - 3400
Empower Retirement Great-West Financial 11500 Outlook St, Overland Park, KS 66211
GNBank 100 E Forest Ave, Girard, KS 66743 +1 (620) 724 - 8223
First State Bank & Trust 402 Plaza Dr, Perry, KS 66073 +1 (785) 597 - 5151
Waddell & Reed, Inc. - Financial Advisors 502 W 6th Ave, Emporia, KS 66801 +1 (620) 343 - 3142
Bank of Osage City 913 Market St, Osage City, KS 66523 +1 (785) 528 - 5040
United Equipment Finance Services 412 N 7th St, Fredonia, KS 66736 +1 (620) 378 - 3300
KANZA Bank Loan Office 1435 E 30th Ave Ste A, Hutchinson, KS 67502 +1 (620) 259 - 8272
Advance America 601 N Ridge Rd #117, Wichita, KS 67212 +1 (316) 729 - 1600
Bank of America with Drive-thru ATM 9550 Metcalf Ave, Overland Park, KS 66212 +1 (816) 979 - 8211

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Netawaka, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawrence, KS, Online Loans in Leavenworth, KS, Payday Loan for Leawood, KS, Same Day Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loan for Olathe, KS, Online Loans in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Netawaka, KS.

Beautiful sights of Netawaka, KS

Payday Loans Available in Netawaka, KS By The Following ZIP Codes:

66516

Are Payday Loans Legal In Netawaka, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Netawaka, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Netawaka, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Netawaka, KS payday loan calculator

Understanding Payday Loans in Netawaka, Kansas

When unexpected expenses arise, it can cause a lot of stress for individuals and families. In such cases, payday loans may provide a quick and easy solution. In this article, we will discuss payday loans in Netawaka, Kansas, their legal status, application process, fees, and repayment terms.

Are Payday Loans Legal in Kansas?

Yes, payday loans are legal in Kansas. The state has established the Kansas Statutes Annotated, which regulates this type of lending. However, there are certain limitations to these loans in Kansas.

According to the Kansas statutes, borrowers can take out up to $500 in payday loans per loan agreement. The loan must have a minimum repayment term of seven days and a maximum repayment term of 30 days. Lenders may not charge more than 15% interest on the loan amount. Additionally, borrowers may not take out more than two loans at a time, and lenders may not roll over loans or extend the repayment term.

It is important to understand these regulations to ensure that borrowers take out payday loans responsibly.

How to Apply for a Payday Loan in Netawaka, Kansas

The process of applying for a payday loan in Netawaka, Kansas is simple. Most lenders will require the following information:

  • A government-issued ID
  • A Social Security number
  • Proof of income or employment
  • A checking account

To apply for a payday loan, borrowers need to fill out an online application on TheGuaranteedLoans website. Once the application is submitted, TheGuaranteedLoans will connect the borrower with potential lenders based on their eligibility and loan terms.

It is important to note that TheGuaranteedLoans is a connector service and not a direct lender. Therefore, borrowers will need to work with the lender directly to complete the application process and receive the loan funds.

Payday Loan Fees and Repayment Terms in Netawaka, Kansas

There are various fees associated with payday loans in Netawaka, Kansas. Most lenders will charge a fee of $15 per $100 borrowed. Therefore, if a borrower takes out a $500 loan, they will need to pay a fee of $75. Additionally, lenders may charge a non-sufficient funds (NSF) fee if the borrower’s check is returned due to insufficient funds in the account.

Repayment terms for payday loans in Kansas range from seven to 30 days. Lenders will usually require borrowers to provide a post-dated check for the loan amount, including fees, or will request access to the borrower’s checking account to withdraw the funds on the due date.

It is crucial for borrowers to read and understand the loan agreement, including all fees, repayment terms, and due dates before accepting the loan.

Interesting Facts and Statistics about Payday Loans in Netawaka, Kansas

  • The average payday loan amount taken out in Kansas is $290.
  • The average APR for payday loans in Kansas is 391%.
  • In 2019, Kansas payday lenders collected $267 million in fees and interest on an estimated $1.3 billion in loans.
  • Kansas has 422 payday loan storefronts as of 2021.

Apply for a Payday Loan Now

If you are facing a financial emergency and need immediate cash, a payday loan may be a viable option. TheGuaranteedLoans can help connect you with potential lenders offering payday loans in Netawaka, Kansas. Remember, we are a connector service, and our process is quick and easy.

Simply fill out an application on our website, and we will connect you with lenders based on your eligibility and loan terms. Don’t let unexpected expenses cause you stress. Apply for a payday loan now!

F.A.Q.

Can I be sued for not repaying a payday loan in Netawaka, Kansas?

Yes, if you default on your payday loan in Netawaka, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.

Can I be charged with a crime for not repaying a payday loan in Netawaka, Kansas?

No, you cannot be charged with a crime for not repaying a payday loan in Netawaka, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.