Company name | Address | Zip code | Phone number |
---|---|---|---|
First National Bank-Spearville | 401 N Main St | 67876 | +1 (620) 385 - 2636 |
Ford County State Bank | 322 S Main St | 67876 | +1 (620) 385 - 2616 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Spearville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loan for Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spearville, KS.
Advise to read before applying
Payday Loans Available in Spearville, KS By The Following ZIP Codes:
67876
Are Payday Loans Legal In Spearville, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Spearville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Spearville, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Spearville, KS payday loan calculator
F.A.Q.
Are there any alternatives to payday loans in Spearville, Kansas?
Yes, there are several alternatives to payday loans in Spearville, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.
What are the risks of taking out a payday loan in Spearville, Kansas?
Payday loans in Spearville, Kansas can be very costly, with high interest rates and fees that can quickly add up. If you are unable to repay the loan on time, you may be subject to additional fees and charges, which can make the loan even more expensive.
How Many Cash Advance Companies are in Spearville, KS?
With the help of our service, you will be able to find 2 cash advance companies in Spearville, KS
What Cash Advance Companies in Spearville, KS are the most popular?
You should check First National Bank-Spearville and Ford County State Bank. Also, you can start your application online on our website.