Payday Loans in Dennis, Mississippi

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dennis, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
First Federal Finance Inc 969 Memorial Blvd, Picayune, MS 39466 +1 (601) 798 - 6001
Express Check Advance 210 MS-12 h, Starkville, MS 39759 +1 (662) 320 - 6777
Community Choice Financial 169 E 3rd St, Forest, MS 39074 +1 (601) 469 - 2857
Magnolia State Bank 28 MS-528, Bay Springs, MS 39422 +1 (601) 764 - 2265
Advance America 6667 US-45 ALT S, West Point, MS 39773 +1 (662) 492 - 5949
First Choice 112 Idlewild Rd, Columbus, MS 39702 +1 (662) 328 - 4444
LoanMaster 3452 Market St, Pascagoula, MS 39567 +1 (228) 769 - 9087
Express Check Advance 200 Interchange Dr, Fulton, MS 38843 +1 (662) 862 - 5336
Cadence Bank - Philadelphia Main Branch 535 Main St, Philadelphia, MS 39350 +1 (601) 656 - 1626
Community Choice Financial 510 W Marion Ave, Crystal Springs, MS 39059 +1 (601) 892 - 9000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dennis, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Biloxi, MS, Same Day Loans in Greenville, MS, Bad Credit Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Emergency Loan in Jackson, MS, No Credit Check Loans in Meridian, MS, Online Loans in Olive Branch, MS and Payday Loans in Southaven, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dennis, MS.

Are Payday Loans Legal In Dennis, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Dennis, MS payday loan calculator

The Ins and Outs of Payday Loans in Dennis, Mississippi

What are Payday Loans?

Payday loans are a type of short-term loan that allow borrowers to access a small amount of money, usually up to $500, to cover unexpected expenses or bridge the gap between paychecks. Payday loans are usually due on the borrower’s next payday and often come with high fees and interest rates.

Are Payday Loans Legal in Mississippi?

Yes, payday loans are legal in Mississippi. The state has regulations in place to protect borrowers from predatory lending practices, including limits on loan amounts and fees.

How do Payday Loans Work in Dennis, Mississippi?

In Dennis, Mississippi, borrowers can apply for payday loans either online or in person at a local lender’s physical location. To qualify for a payday loan, borrowers must provide proof of income and a valid ID. Once approved, the lender will provide the borrower with a loan amount and will typically require the loan to be repaid on the borrower’s next payday. The borrower will be responsible for paying back the loan amount plus any fees and interest charges.

What are the Pros and Cons of Payday Loans?

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be used to cover unexpected expenses

Cons:

  • High fees and interest rates
  • Can lead to a cycle of debt
  • Can negatively impact credit score

Interesting Facts and Statistics

According to the Mississippi Center for Justice, Mississippi has the highest concentration of payday lenders per capita in the United States. In 2018, Mississippians took out over 200,000 payday loans totaling more than $87 million.

Apply Now

If you are in need of a payday loan in Dennis, Mississippi, TheGuaranteedLoans can help connect you with potential lenders. Remember that TheGuaranteedLoans is a connector service, not a direct lender, and any loan offers received will come from a third-party lender. To get started, simply fill out our online application, providing your personal and financial information. We will then search our network of lenders to find potential matches for your loan request.

The Bottom Line

Payday loans can be a helpful financial tool for those in need of quick cash, but they come with high fees and interest rates that can lead to a cycle of debt. Borrowers considering a payday loan should weigh the pros and cons carefully and consider alternative options such as a personal loan or credit card. If you do decide to apply for a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay.

F.A.Q.

Is it mandatory for payday lenders to provide information on alternative forms of credit in Dennis, Mississippi?

Yes, payday lenders in Dennis, Mississippi are required to provide information on alternative forms of credit to borrowers. This is to ensure that borrowers have access to other options for borrowing money, and to prevent them from taking out multiple payday loans.

Are there any protections for borrowers of payday loans in Dennis, Mississippi?

Yes, there are protections for borrowers of payday loans in Dennis, Mississippi. These include the requirement for lenders to disclose the terms and conditions of the loan, the prohibition on rollovers and renewals, and the maximum interest rate and fees that can be charged. Borrowers also have the right to dispute any incorrect information on their credit reports.