Payday Loans in Etta, Mississippi

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No payday loan companies in Etta, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 100 N Main St, Newton, MS 39345 +1 (601) 627 - 1010
Trustmark 302 MS-28, Mize, MS 39116 +1 (601) 733 - 2281
Citizens Bank 105 N Clark Ave, Magnolia, MS 39652 +1 (601) 783 - 5311
Quick Cash 104 Mason St, Laurel, MS 39440 +1 (601) 649 - 6777
Itawamba Loans Inc 112 N Cummings St, Fulton, MS 38843 +1 (662) 862 - 2123
A-1 Payday Loans 2480 S Frontage Rd ste d, Vicksburg, MS 39180 +1 (601) 619 - 7666
Cash Depot 1756 Commerce St, Grenada, MS 38901 +1 (662) 226 - 1611
Cash Depot 310 US-51, Ridgeland, MS 39157 +1 (601) 605 - 9660
Westside Finance 270 W Beacon St # B, Philadelphia, MS 39350 +1 (601) 656 - 2851
World Finance 1060 E County Line Rd Ste 20, Ridgeland, MS 39157 +1 (601) 206 - 9559

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Etta, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Payday Loan Without a Credit Check in Biloxi, MS, Payday Loan Without a Credit Check in Greenville, MS, Same Day Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loan Companies in Jackson, MS and Emergency Loan in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Etta, MS.

Payday Loans Available in Etta, MS By The Following ZIP Codes:

38627

Are Payday Loans Legal In Etta, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Etta, MS payday loan calculator

Introduction

Etta, Mississippi is a small town in the Northern part of the state with a population of just over 500 people. While the town may be small, residents still have to deal with financial issues just like people in larger cities. This is where payday loans come in. Payday loans are a type of short-term loan that can help Etta residents cover unexpected expenses between paychecks. In this article, we’ll delve deeper into payday loans in Etta, Mississippi, and provide you with all the information you need to know before applying.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They’re a fast and easy way to get money since they don’t require a credit check, and the borrower can get approved even if they have bad or no credit.

How do payday loans work in Etta, Mississippi?

Payday loans are legal in Mississippi, and many lenders operate in Etta and the surrounding areas. To qualify for a payday loan, you must have a steady income source, be over the age of 18, and have a checking account. When you apply for a payday loan, you’ll be asked to provide your personal information, employment details, and bank details. The lender will then use this information to determine if you’re eligible for a loan and how much you can borrow.

If approved, you’ll receive the loan amount in your checking account, and the loan will be due on your next payday. The lender will usually charge a fee for the loan, which can be a flat fee or a percentage of the loan amount. It’s important to remember that payday loans are meant to be a short-term solution and should only be used for emergency expenses.

What are the benefits of payday loans?

  • Easy to qualify: Unlike traditional loans, payday loans don’t require a credit check, so people with bad or no credit can still get approved.
  • Fast: Payday loans are typically approved and funded within 24 hours, so you can get money fast when you need it most.
  • Flexible: Payday loans can be used for a variety of purposes, from paying bills to covering emergency expenses.
  • Convenient: With many lenders operating online, you can apply for a payday loan from the comfort of your own home.

What are the risks of payday loans?

  • High interest rates: Payday loans usually have high-interest rates, which can make them expensive if not paid back on time.
  • Short repayment terms: Payday loans are typically due on the borrower’s next payday, which can make it difficult to pay back the loan in such a short amount of time.
  • Debt cycle: If you’re unable to pay back the loan on time, you may be forced to take out another loan to cover the first, which can lead to a dangerous cycle of debt.
  • Scams: It’s important to be careful when choosing a lender, as there are many scams and fraudulent businesses out there.

Facts and Statistics about Payday Loans in Etta, Mississippi

According to a study by the Mississippi Center for Justice, there are over 1,100 payday lenders operating in the state of Mississippi. That’s more than the number of McDonald’s, Burger King, and Wendy’s restaurants combined!

Furthermore, the study found that payday lending is especially prevalent in Mississippi’s low-income communities, where residents are often unable to get access to traditional credit options.

Apply now!

If you’re in need of a payday loan in Etta, Mississippi, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a network of reputable lenders to help get you the money you need. Fill out our online application today, and we’ll help you find a lender that meets your needs!

Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service. We don’t make lending decisions or provide loans directly. Instead, we facilitate your connection with potential lenders and help you find the loan that’s right for you.

Conclusion

While payday loans can be a useful tool for those in need of short-term financial assistance, it’s important to be careful when using them. Make sure you understand the terms of the loan, and only borrow what you can afford to pay back. By being informed and responsible, you can use payday loans to help bridge the gap between paychecks and get the money you need when you need it most.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Etta, Mississippi?

The maximum amount you can borrow varies by lender and is typically determined by your income and ability to repay the loan.

Do I need to provide collateral to get a payday loan in Etta, Mississippi?

No, payday loans are typically unsecured and do not require collateral.