Payday Loans in Lauderdale, Mississippi

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No payday loan companies in Lauderdale, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Tower Loan 523 Hwy 82 E, Greenville, MS 38701 +1 (662) 334 - 4589
Easy Finance 202 E Eastport St, Iuka, MS 38852 +1 (662) 423 - 5755
Republic Finance 304 Hwy 278 E, Suite B, Amory, MS 38821 +1 (662) 256 - 9116
Mississippi Land Bank 5509 US-51, Senatobia, MS 38668 +1 (662) 562 - 9664
Community Choice Financial 1602 Veterans Blvd 2, McComb, MS 39648 +1 (601) 250 - 1925
1st Heritage Credit 513 18th Ave N 3, Columbus, MS 39701 +1 (662) 570 - 1032
K Gray Financial Services 400 Jefferson St, Macon, MS 39341 +1 (662) 726 - 9333
Cash Tyme 313 S Gloster St B, Tupelo, MS 38801 +1 (662) 841 - 0777
Cash Inc 12100 US 49, Gulfport, MS 39503 +1 (228) 831 - 8000
Speedee Cash 903 Main St, Tupelo, MS 38801 +1 (662) 690 - 8004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lauderdale, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Meridian, MS, Payday Loans in Olive Branch, MS, Guaranteed Loans in Southaven, MS, Emergency Loan in Tupelo, MS, Payday Loans in Biloxi, MS, Payday Loan for Greenville, MS, Payday Loans in Gulfport, MS and No Credit Check Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lauderdale, MS.

Beautiful sights of Lauderdale, MS

Payday Loans Available in Lauderdale, MS By The Following ZIP Codes:

39335

Are Payday Loans Legal In Lauderdale, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Lauderdale, MS payday loan calculator

Payday Loans in Lauderdale, Mississippi

Are you struggling to make ends meet and need some financial assistance? If so, you may have considered taking out a payday loan. Payday loans are a quick and easy way to get cash when you need it, but they come with high-interest rates and can leave you in a cycle of debt if not used correctly. If you live in Lauderdale, Mississippi, this article will provide valuable information on payday loans and how they work in your area.

What Are Payday Loans?

Payday loans are short-term loans designed to provide you with cash until your next paycheck. They are typically used for emergency situations when you need money quickly. The loan amounts usually range from $100 to $500 and are due within two weeks or on your next payday. To qualify for a payday loan, you must have a steady source of income and a bank account.

How Do Payday Loans Work in Lauderdale, Mississippi?

In Mississippi, payday loans are legal and regulated by the Mississippi Department of Banking and Consumer Finance. The maximum loan amount is $500, and the maximum finance charge is $20 per $100 borrowed. This means if you borrow $100, you will be charged a $20 fee, and if you borrow $500, you will be charged a $100 fee. The loan term is limited to 30 days, and you cannot take out more than one payday loan at a time.

What Are the Pros and Cons of Payday Loans?

Payday loans can be a helpful resource in times of financial need, but they also come with risks. Here are some pros and cons to consider before taking out a payday loan.

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Available to people with bad credit or no credit

Cons:

  • High-interest rates and fees
  • Can lead to a cycle of debt
  • Can damage your credit score

Tips for Using Payday Loans Wisely

If you decide to take out a payday loan, it is important to use it wisely to avoid getting trapped in a cycle of debt. Here are some tips to consider:

  • Borrow only what you need
  • Read the terms and conditions carefully
  • Pay back the loan on time
  • Avoid taking out multiple loans at once

Interesting Facts about Payday Loans in Lauderdale, Mississippi

  • According to a study by the Mississippi Center for Justice, over 240,000 payday loans were taken out in Mississippi in 2019.
  • Mississippi has the highest poverty rate in the United States, which may contribute to the popularity of payday loans in the state.
  • The average payday loan in Mississippi is $375.

Apply Now

If you need a payday loan in Lauderdale, Mississippi, TheGuaranteedLoans can help. We are a connector service that works with a network of reputable lenders to match you with the best loan option for your needs. Fill out our online application to get started today. Please keep in mind that we are not a direct lender and do not make credit decisions. Our services are completely free to use.

Remember, payday loans can be a helpful resource in times of financial need, but they come with risks. Use them wisely, and always read the terms and conditions carefully before signing on the dotted line.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Lauderdale, Mississippi?

The maximum amount you can borrow varies by lender and is typically determined by your income and ability to repay the loan.

Do I need to provide collateral to get a payday loan in Lauderdale, Mississippi?

No, payday loans are typically unsecured and do not require collateral.