Payday Loans in Minter City, Mississippi

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No payday loan companies in Minter City, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Kosciusko Check Delay 102 N Jackson St, Kosciusko, MS 39090 +1 (662) 290 - 8647
Bingo Pay Advance 2217 US-45, Columbus, MS 39705 +1 (662) 244 - 0040
Discount Cash Advance 6229 MS-305, Olive Branch, MS 38654 +1 (662) 890 - 3096
Check Now 3827 Bienville Blvd #4, Ocean Springs, MS 39564 +1 (228) 872 - 8688
Wadada Payday and Title Loan Comapny LLC 3700 Hardy St, Hattiesburg, MS 39402 +1 (601) 602 - 3294
Cash For Checks of Mendenhall 1208 Frances Ave NW, Magee, MS 39111 +1 (601) 847 - 5966
Zippy Cash 205 Eastside Dr, Newton, MS 39345 +1 (601) 683 - 0608
World Finance 1013 Hwy 72 East, Corinth, MS 38834 +1 (662) 977 - 7171
All American Check Exchange 225 Meadowbrook Rd A, Jackson, MS 39206 +1 (601) 982 - 9076
Advantage Financial Services - Columbus 429 Wilkins-Wise Rd, Columbus, MS 39705 +1 (662) 243 - 7779

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Minter City, MS, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Meridian, MS, Payday Loan for Olive Branch, MS, Payday Loans in Southaven, MS, No Credit Check Loans in Tupelo, MS, Payday Loans in Biloxi, MS, 24-Hour Loan in Greenville, MS, Payday Loan for Gulfport, MS and Payday Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Minter City, MS.

Are Payday Loans Legal In Minter City, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Minter City, MS payday loan calculator

The state of Mississippi allows for payday lenders to operate within their state lines. For those in need of a short-term loan to make ends meet, payday loans in Minter City, Mississippi, can be a helpful option. These loans are designed to provide quick cash with minimal requirements for approval. Here, we’ll take a closer look at how payday loans work in Minter City, Mississippi, and what you need to know before applying.

What Are Payday Loans?

Payday loans are a type of short-term loan designed to bridge the gap between paying bills and receiving your next paycheck. They are typically offered in smaller amounts, ranging from $500 or less, and are typically due within two weeks to a month, depending on your pay period.

Payday lenders in Minter City, Mississippi, have different requirements for approval, but usually require proof of income, identification, and a checking account. These loans also usually require a postdated check or access to your bank account for repayment purposes.

How Do Payday Loans Work in Minter City, Mississippi?

In Minter City, Mississippi, payday loans work similarly to other states where they’re legal. You can apply online or in person for a loan and provide the necessary documentation for approval. If approved, you will receive the loan amount in cash or directly deposited into your account. You’ll then be required to repay the loan in full, plus fees and interest, by the due date. Failure to do so can result in additional fees and even legal action.

It’s important to note that payday loans in Minter City, Mississippi, have high interest rates and fees, making them an expensive form of credit. If you’re unable to repay the loan on time, you may end up in a cycle of debt, continuously rolling over the loan and accruing additional fees and interest.

Is it Safe to Apply for a Payday Loan in Minter City, Mississippi?

Payday loans in Minter City, Mississippi, are legal, but that doesn’t mean they’re safe for everyone. These loans come with high-interest rates and fees, making it easy to fall into a debt cycle if you can’t repay the loan on time.

It’s important to research payday lenders before applying for a loan. Look for lenders that are licensed and regulated by the Mississippi Department of Banking and Consumer Finance to ensure compliance with state laws. Additionally, make sure you understand all terms and fees associated with the loan before signing any agreements.

The Pros of Payday Loans in Minter City, Mississippi

  • Quick approval process
  • No collateral required
  • No credit check required
  • Minimal documentation required
  • Cash can be delivered on the same day as approval

The Cons of Payday Loans in Minter City, Mississippi

  • High-interest rates and fees
  • Short repayment term
  • May lead to a cycle of debt if not repaid on time
  • No way to increase credit score

Interesting Facts and Statistics about Payday Loans in Minter City, Mississippi

  • In Mississippi, there are over 1,100 licensed payday lenders.
  • The average payday loan amount in Mississippi is $375.
  • Mississippi borrowers pay an average of 521% APR on payday loans.
  • In Mississippi, payday lenders can charge up to $20 for every $100 borrowed.

Apply Now for a Payday Loan in Minter City, Mississippi

If you’re in need of a payday loan in Minter City, Mississippi, TheGuaranteedLoans can help connect you with potential lenders. Our easy-to-use online application process takes just a few minutes to complete. Remember, we are not a direct lender, but a connector service.

To apply, simply visit our website and fill out the online application form. We’ll then search for lenders that match your needs and provide you with loan offers from potential lenders. After reviewing the offers, you can select the lender with the best terms and fees for you.

Conclusion

Payday loans can be a helpful option when you need quick cash, but they also come with high-interest rates and fees. If you’re considering a payday loan in Minter City, Mississippi, it’s important to research potential lenders and understand all terms and fees associated with the loan. Remember, payday loans should only be used as a last resort, and you should have a plan in place to repay the loan on time to avoid additional fees and interest.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Minter City, Mississippi?

Yes, if you default on a payday loan in Minter City, Mississippi, the lender may take legal action to collect the debt. This may include suing you or garnishing your wages. It is important to communicate with your lender and try to come to a repayment plan if you are unable to make your payment.

Can I get a payday loan if I have bad credit in Minter City, Mississippi?

Yes, you can get a payday loan even if you have bad credit in Minter City, Mississippi. Payday loans do not typically require a credit check, so your credit history will not be a factor in your eligibility.