Payday Loans in Piney Woods, Mississippi

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Piney Woods, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 3111B US-90, Gautier, MS 39553 +1 (228) 497 - 8400
World Finance 3042 Goodman Rd West, Horn Lake, MS 38637 +1 (901) 441 - 7853
Tower Loan 221 S Main St, Amory, MS 38821 +1 (662) 256 - 9201
Advance America 6667 US-45 ALT S, West Point, MS 39773 +1 (662) 492 - 5949
1st Franklin Financial 320 Park Plaza Dr, New Albany, MS 38652 +1 (662) 538 - 6902
Moneyman 1550 Jameson Dr, Grenada, MS 38901 +1 (662) 226 - 6562
Best Credit Corporation 2104 8th St, Meridian, MS 39301 +1 (601) 483 - 4420
Renasant Bank 221 E Washington St, Kosciusko, MS 39090 +1 (800) 680 - 1601
CMB Financial Services, Inc. 5891 US 49 40, Hattiesburg, MS 39402 +1 (601) 583 - 2622
Check 'n Go 718 Winchester Dr, West Point, MS 39773 +1 (662) 495 - 1150

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piney Woods, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Meridian, MS, Payday Loan for Olive Branch, MS, Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Bad Credit Loans in Biloxi, MS, 24-Hour Loan in Greenville, MS, Payday Loans in Gulfport, MS and Payday Loans in Hattiesburg, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piney Woods, MS.

Are Payday Loans Legal In Piney Woods, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Piney Woods, MS payday loan calculator

Understanding Payday Loans in Piney Woods, Mississippi

Life can be unpredictable and, unfortunately, financial surprises are not always welcome. When unexpected expenses arise, it’s important to know that there are options available to help you get through the tough times. One such option is a payday loan. In Piney Woods, Mississippi, these types of loans are legal and can offer a helpful solution for individuals who find themselves in need of short-term financial assistance.

What are Payday Loans?

Payday loans, also known as cash advance loans, are short-term loans where the borrower writes a post-dated check or authorizes an electronic payment for the amount borrowed plus interest and fees. The loan must be paid back in full on the borrower’s next payday, which is typically two weeks to a month away.

Payday loans are designed to offer temporary financial assistance to those who need it most. They are ideal for people who have a sudden financial emergency, such as a car repair or medical bill, and need a small amount of cash quickly.

How Do I Qualify for a Payday Loan in Piney Woods, Mississippi?

To qualify for a payday loan in Piney Woods, Mississippi, you must be at least 18 years old and have a valid government-issued ID. You will also need to provide proof of income, such as a pay stub or proof of unemployment benefits, which shows you have regular income and can repay the loan.

It’s important to note that payday lenders do not require a credit check, making them an accessible option for those with poor credit or no credit history at all.

What Are the Benefits of Payday Loans?

  • Quick and easy application process
  • No credit check required
  • Receive funds same day or next business day
  • No long-term commitment
  • May help prevent late fees and overdraft charges

Payday loans can provide immediate relief for unexpected expenses and help individuals avoid costly late fees and overdraft charges. They also offer a more accessible option for those with poor credit or no credit history at all.

What Are the Risks of Payday Loans?

  • Higher interest rates and fees compared to traditional loans
  • May trap borrowers in a cycle of debt
  • Can negatively impact credit score if not paid back on time

It’s important to note that payday loans may come with higher interest rates and fees compared to traditional loans. This means that borrowers need to carefully consider their ability to repay the loan before agreeing to the terms. Moreover, borrowers who cannot pay back the loan on time may be charged with additional fees and penalties, which can lead to a cycle of debt that is hard to break.

Interesting Facts and Statistics About Payday Loans in Piney Woods, Mississippi

  • According to the Mississippi Center for Justice, Mississippians borrow at least $2.9 billion in payday loans each year.
  • In Piney Woods, Mississippi, the average payday loan is $375.
  • The annual percentage rate (APR) for a payday loan in Mississippi can be as high as 572%, according to the Center for Responsible Lending.

These statistics highlight the high demand for payday loans in Mississippi and the importance of understanding the risks before applying for one.

Apply Now

If you are in need of short-term financial assistance, TheGuaranteedLoans can help connect you with potential lenders in Piney Woods, Mississippi. Our online application process is easy and secure, and you can receive your funds as soon as the next business day.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. This means that we do not control the terms and conditions of your loan, including interest rates and fees. It’s essential that you carefully read and understand the terms of your loan agreement before accepting it.

The Bottom Line

Payday loans can provide short-term financial assistance for unexpected expenses, but they come with risks that should be carefully considered before applying. If you decide to proceed with a payday loan, it’s important to work with a reputable lender who offers reasonable terms and conditions.

At TheGuaranteedLoans, we are committed to connecting you with trustworthy lenders who offer fair terms and competitive rates. Apply now to see if you qualify for a payday loan in Piney Woods, Mississippi.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Piney Woods, Mississippi?

The maximum amount you can borrow varies by lender and is typically determined by your income and ability to repay the loan.

Do I need to provide collateral to get a payday loan in Piney Woods, Mississippi?

No, payday loans are typically unsecured and do not require collateral.