Payday Loans in Sharon, Mississippi

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Sharon, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Cash of Mississippi Inc 1306 University Ave, Oxford, MS 38655 +1 (662) 513 - 0541
Lendmark Financial Services LLC 103 S Frontage Rd Suite 302, Meridian, MS 39301 +1 (601) 453 - 4310
1st Heritage Credit 408 N Applegate St, Winona, MS 38967
Community Choice Financial 1573 US 49 Ste 3, Magee, MS 39111 +1 (601) 867 - 3814
Ampot Federal Credit Union 40481 Old Hwy 45, Hamilton, MS 39746 +1 (662) 343 - 8793
Tower Loan 114 Commerce St, West Point, MS 39773
Title Cash of Mississippi 701 US 49, Richland, MS 39218 +1 (601) 939 - 4719
First Heritage Credit 304 US-278 Ste A, Amory, MS 38821 +1 (662) 256 - 1411
Hope Credit Union 546 Martin Luther King Jr Blvd, Greenville, MS 38701 +1 (662) 378 - 5744
Southern Credit Corporation 1008 Market St, Port Gibson, MS 39150 +1 (601) 437 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sharon, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Biloxi, MS, Payday Loans in Greenville, MS, No Credit Check Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loans in Jackson, MS, Payday Loans in Meridian, MS, Online Loans in Olive Branch, MS and 24-Hour Loan in Southaven, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sharon, MS.

Payday Loans Available in Sharon, MS By The Following ZIP Codes:

39163

Are Payday Loans Legal In Sharon, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Sharon, MS payday loan calculator

Payday loans are a type of short-term loan that allows borrowers to access quick cash to cover unexpected expenses. In Sharon, Mississippi, payday loans are a legal option for those who find themselves in need of financial assistance between paychecks.

How do payday loans work in Sharon, Mississippi?

To obtain a payday loan in Sharon, Mississippi, borrowers must provide proof of income, photo identification, a checking account, and a post-dated check for the loan amount plus fees. The lender will then provide the borrower with cash or deposit the funds directly into their checking account. The loan must be repaid on the agreed-upon date, typically the borrower’s next payday, or the lender can cash the post-dated check.

Payday loans in Sharon, Mississippi are regulated by the Mississippi Department of Banking and Consumer Finance. Lenders are allowed to charge up to 21% interest on loans up to $400, and up to 18% interest on loans between $400 and $500. Loans cannot exceed $500, and borrowers are only allowed to have one outstanding loan at a time.

What are the pros and cons of payday loans?

Payday loans can provide quick cash for unexpected expenses, but they can also be a costly option. The high interest rates and fees associated with these loans can add up quickly, making them difficult to repay. Borrowers who are unable to repay the loan on time may find themselves trapped in a cycle of debt, as they continue to take out new loans to cover previous ones.

  • Pros:
  • Quick cash for unexpected expenses
  • Flexible eligibility requirements
  • Easy application process
  • Cons:
  • High interest rates and fees
  • Short repayment terms
  • Potential for a cycle of debt

Interesting facts about payday loans in Sharon, Mississippi

  • Mississippi has the highest poverty rate in the United States, making payday loans a popular option for those living paycheck to paycheck.
  • In 2019, Mississippi borrowers took out more than 1.8 million payday loans, totaling more than $702 million.
  • The average payday loan in Mississippi is for $375, with an average interest rate of 572%.

Apply now for a payday loan in Sharon, Mississippi

If you are in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders in Sharon, Mississippi. We offer a simple online application process and work with a network of trusted lenders to help you find the right loan for your needs. Please note that we are not a direct lender, but a connector service that will facilitate your connection with potential lenders.

Don’t let unexpected expenses derail your finances. Apply now for a payday loan in Sharon, Mississippi and get the cash you need to cover your expenses.

F.A.Q.

Can I rollover or renew my payday loan in Sharon, Mississippi?

Yes, some payday lenders in Sharon, Mississippi may allow you to rollover or renew your loan for an additional fee. However, it is important to carefully consider the potential risks and costs associated with renewing a payday loan.

Are payday loans regulated in Sharon, Mississippi?

Yes, payday lending is regulated in Sharon, Mississippi and all lenders must be licensed and adhere to state laws governing interest rates and fees.