Payday Loans in University, Mississippi

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No payday loan companies in University, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Inc 205 Main St N, Mendenhall, MS 39114 +1 (601) 847 - 5821
Community Choice Financial 24 N. Walmart Dr, Ste B, Louisville, MS 39339 +1 (662) 773 - 8611
Valley Finance 909 Central St, Water Valley, MS 38965 +1 (662) 473 - 2673
Speedy Cash 1021 MS-39 N, Meridian, MS 39301 +1 (601) 482 - 7218
AACE Financial Services 322 US-80, Clinton, MS 39056 +1 (601) 488 - 4866
Jackson Hewitt Tax Service 810 Main St, Collins, MS 39428 +1 (601) 765 - 5040
World Finance 3111 US-90, Gautier, MS 39581 +1 (228) 762 - 5141
Great American Cash Advance 523 N 18th Ave, Columbus, MS 39705 +1 (662) 241 - 6596
Tower Loan 1201, 30 US 49 S, Suite, Richland, MS 39218 +1 (601) 939 - 7002
Great American Loans 2121 Hwy 39 North, Meridian, MS 39301 +1 (601) 693 - 9828

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in University, MS, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Payday Loan Companies in Jackson, MS, Payday Loan Companies in Meridian, MS, Bad Credit Loans in Olive Branch, MS, Payday Loans in Southaven, MS and Payday Loans in Tupelo, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in University, MS.

Beautiful sights of University, MS

Payday Loans Available in University, MS By The Following ZIP Codes:

38677

Are Payday Loans Legal In University, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

University, MS payday loan calculator

Payday Loans in University, Mississippi – A Comprehensive Guide

If you’re a student living in University, Mississippi, you might be struggling to make ends meet. Whether it’s because of unexpected expenses or simply not having enough money to cover your day-to-day costs, you might be considering getting a payday loan. In this article, we’ll explore everything you need to know about payday loans in University, Mississippi, and where to find the best lenders.

What are Payday Loans?

Payday loans are short-term loans that are designed to help you bridge the gap between paychecks. Unlike traditional loans, payday loans are usually due on your next payday, which can be as soon as two weeks from the date you borrow the money. They’re a convenient way to get cash quickly, but they can also be expensive if you’re not careful.

Are Payday Loans Legal in University, Mississippi?

Yes, payday loans are legal in Mississippi, including University. Mississippi has some of the least strict payday loan laws in the United States, which means that lenders charge high interest rates and fees on loans. However, there are still some regulations that lenders must abide by. For example, the maximum loan amount is $500, and the loan term can’t be longer than 30 days.

What Are the Requirements for Getting a Payday Loan in University, Mississippi?

To get a payday loan in University, Mississippi, you’ll need to meet certain requirements. First, you must be at least 18 years old and have a valid ID. Second, you’ll need to have a source of income, such as a job, and proof of that income. Third, you’ll need to have an active checking account in your name.

How to Find the Best Payday Loan Lenders in University, Mississippi

If you’re looking for a payday loan in University, Mississippi, it’s important to find a reputable lender. Here are some tips to help you find the best lender:

  • Check online reviews to see what previous customers have to say about the lender.
  • Look for lenders that are licensed by the Mississippi Department of Banking and Consumer Finance.
  • Compare interest rates and fees from multiple lenders to ensure you’re getting the best deal.

Interesting Facts and Statistics About Payday Loans in University, Mississippi

  • Mississippi is one of the least financially literate states in the United States, which contributes to the high usage of payday loans in the state.
  • The average payday loan customer in Mississippi takes out eight loans per year, which is more than any other state.
  • The average interest rate for payday loans in Mississippi is 521%, which is one of the highest in the country.

Apply Now for a Payday Loan in University, Mississippi

If you need a payday loan in University, Mississippi, you can apply online through TheGuaranteedLoans website. We’re a connector service that will help you find potential lenders who can provide you with the cash you need. Apply now and get connected with lenders in minutes!

Please note that TheGuaranteedLoans is not a direct lender and does not provide loans. We simply facilitate the connection between borrowers and lenders. We encourage all borrowers to read and understand the terms of their loan before accepting any offers.

F.A.Q.

What is the interest rate on a payday loan in University, Mississippi?

The interest rate on a payday loan in University, Mississippi varies by lender and may be affected by factors such as your credit score, income, and ability to repay the loan. Interest rates on payday loans are generally higher than on traditional loans.

Can I have more than one payday loan at a time in University, Mississippi?

It is generally not recommended to have more than one payday loan at a time, as this can lead to financial difficulties and increased interest and fees. Some payday lenders in University, Mississippi may require you to pay off any existing payday loans before applying for a new one.