Payday Loans in Walthall, Mississippi

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Walthall, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
E-Z Cash-N-Pawn 230 MS-15, Pontotoc, MS 38863 +1 (662) 488 - 9944
CMB Financial Services Inc 1021 Mississippi 15 N, Suite C, Laurel, MS 39440 +1 (601) 426 - 9060
Payday Funding Inc 5329 North Raymond Avenue, Verona, MS 38879 +1 (662) 566 - 7155
United Credit of Forest 234 N Woodland Dr # A, Forest, MS 39074 +1 (601) 469 - 1200
Central Financial Services Inc 117 N Archusa Ave, Quitman, MS 39355 +1 (601) 776 - 6979
First State Loans 205 Norman Rd, Corinth, MS 38834 +1 (662) 287 - 2461
Advance America 1323 W Government St d, Brandon, MS 39042 +1 (601) 824 - 9037
Money Buddy 607 US-51, Ridgeland, MS 39157 +1 (601) 853 - 1858
Harbor Loans of Clinton 322 US-80 8, Clinton, MS 39056 +1 (601) 924 - 3103
Guaranty Bank and Trust Company 210 N Hayden St, Belzoni, MS 39038 +1 (662) 247 - 1454

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Walthall, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hattiesburg, MS, Payday Loans in Jackson, MS, 24-Hour Loan in Meridian, MS, Payday Loans in Olive Branch, MS, Payday Loan Without a Credit Check in Southaven, MS, Payday Loans in Tupelo, MS, Short-term Loans in Biloxi, MS and Bad Credit Loans in Greenville, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walthall, MS.

Beautiful sights of Walthall, MS

Payday Loans Available in Walthall, MS By The Following ZIP Codes:

39771

Are Payday Loans Legal In Walthall, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Walthall, MS payday loan calculator

Payday Loans in Walthall, Mississippi

Payday loans are a popular option for those in need of fast cash. Walthall, Mississippi residents have access to these loans, which are legal in the state of Mississippi. However, it is important to understand the risks and benefits that come with taking out a payday loan. In this article, we will explore everything you need to know about payday loans in Walthall, Mississippi.

What is a Payday Loan?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. The loan amount is usually a few hundred dollars, and the repayment period is usually two weeks to a month. The loan is secured against your next paycheck, which means that you do not need to have good credit to qualify for the loan.

How Do Payday Loans Work?

To apply for a payday loan, you must provide the lender with proof of income and a post-dated check or authorization for an electronic withdrawal from your bank account. If you are approved for the loan, the funds will be deposited into your bank account, and the repayment will be automatically deducted on your next payday.

While payday loans may seem like a quick and easy solution to your financial problems, they come with high fees and interest rates. In some cases, the interest rates can be as high as 400%. This means that if you borrow $500, you could end up repaying $600 or more within a month. The high interest rates and fees mean that payday loans should only be used in emergency situations and should not be used as a long-term financial solution.

Payday Loans in Walthall, Mississippi

Payday loans are legal in Mississippi, but there are laws in place to protect consumers. The maximum loan amount for a payday loan in Mississippi is $500, and the maximum term is 30 days. The fees and interest rates are capped at 22% of the amount borrowed. This means that if you borrow $100, the maximum fee and interest you can be charged is $22.

Interest Rates and Fees

As mentioned earlier, payday loans come with high fees and interest rates. In Walthall, Mississippi, the interest rates and fees are regulated by state law. Lenders can charge a maximum of 22% interest and fees on the amount borrowed. This means that if you borrow $500, the maximum fee and interest you can be charged is $110.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check required
  • Can be used for emergency situations

Risks of Payday Loans

  • High fees and interest rates
  • Can lead to a cycle of debt
  • Can impact your credit score

Apply Now

If you find yourself in need of a payday loan in Walthall, Mississippi, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs. Our online application process is fast and easy, and we will work with you to connect you with a lender that fits your financial situation.

Remember, a payday loan should only be used in an emergency situation. If you are struggling with debt or need long-term financial assistance, there are other options available to you. We encourage you to seek advice from a financial professional before taking out a payday loan.

Interesting Facts and Statistics About Payday Loans in Walthall, Mississippi

  • The average payday loan amount in Mississippi is $375.
  • Mississippi residents pay an average of $4.79 in fees for every $100 borrowed.
  • 86% of payday loan borrowers in Mississippi take out multiple loans each year.

Conclusion

Payday loans in Walthall, Mississippi are legal, but they come with high fees and interest rates. If you find yourself in need of a payday loan, it is important to understand the risks and benefits and to only use the loan in an emergency situation. TheGuaranteedLoans can help connect you with a lender that fits your financial situation, but we encourage you to seek advice from a financial professional before taking out the loan.

F.A.Q.

What is the interest rate on a payday loan in Walthall, Mississippi?

The interest rate on a payday loan in Walthall, Mississippi varies by lender and may be affected by factors such as your credit score, income, and ability to repay the loan. Interest rates on payday loans are generally higher than on traditional loans.

Can I have more than one payday loan at a time in Walthall, Mississippi?

It is generally not recommended to have more than one payday loan at a time, as this can lead to financial difficulties and increased interest and fees. Some payday lenders in Walthall, Mississippi may require you to pay off any existing payday loans before applying for a new one.