Payday Loans in Granville, Vermont

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No payday loan companies in Granville, VT. Consider companies in other cities:

Company nameAddressZip codePhone number
People's United Bank 6 Main St Suite 1, Springfield, VT 05156 +1 (802) 885 - 2175
Community Bank, N.A. 371 Main St North, Enosburg Falls, VT 05450 +1 (802) 933 - 4386
Davis & Hodgdon Associates CPAs 33 Blair Park Rd 201, Williston, VT 05495 +1 (802) 878 - 1963
Mark Severance - CMG Financial Mortgage Loan Officer NMLS 85384 4 San Remo Dr, South Burlington, VT 05403 +1 (802) 343 - 1983
Nancy Maston Tax Services 108 S Main St, Rochester, VT 05767 +1 (802) 767 - 3212
Community National Bank 316 N Main St, Barre, VT 05641 +1 (802) 476 - 6565
KeyBank 185 Main St, Brattleboro, VT 05301 +1 (802) 257 - 7747
Community National Bank 23 U.S. Route, 105 E Brighton Rd, Island Pond, VT 05846 +1 (802) 723 - 4356
KeyBank 1127 North Ave Ste 46, Burlington, VT 05408 +1 (802) 863 - 3500
Members Advantage Community Credit Union 265 S Main St, Barre, VT 05641 +1 (802) 479 - 9411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Granville, VT, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Burlington, VT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Granville, VT.

Beautiful sights of Granville, VT

Payday Loans Available in Granville, VT By The Following ZIP Codes:

05747

Are Payday Loans Legal In Granville, Vermont?

Payday Lending is Prohibited in Vermont

Vermont Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Granville, VT payday loan calculator

Payday loans have become a popular financial option for individuals who need quick cash to cover emergency expenses. However, in Granville, Vermont, payday loans are prohibited by state law.

What are payday loans?

Payday loans are short-term loans designed to help people cover unexpected expenses until their next paycheck arrives. These loans usually have high interest rates and fees, making them a costly form of borrowing. Borrowers typically provide a post-dated check or access to their bank account as collateral for the loan.

Payday loans in Granville, Vermont

As mentioned earlier, payday loans are prohibited in Vermont under the state’s lending laws. This means that businesses are not allowed to offer payday loans in the state, including Granville.

Why are payday loans prohibited in Vermont?

The state of Vermont has taken a strong stance against payday lending due to the high interest rates and fees associated with these loans. Payday loans typically come with annual interest rates reaching up to 600% or more. This can cause borrowers to be trapped in a cycle of debt, unable to pay off their loan in full and becoming stuck with increasing interest payments.

Furthermore, payday lenders often target low-income individuals who are already struggling financially, making them vulnerable to predatory lending practices. The state of Vermont seeks to protect its citizens from these harmful lending practices.

Apply Now

Although payday loans are prohibited in Vermont, there are still many other borrowing options available for individuals in need of emergency cash. At TheGuaranteedLoans, we understand that finding a lender who can meet your financial needs can be challenging, especially if you have a low credit score or limited financial history. That’s why we pride ourselves in connecting our customers with lenders who offer a range of loan options for all credit types.

Our simple online application takes only a few minutes to fill out and once submitted, we’ll match you with a lender who’s right for you. Remember, we are not a direct lender, but rather a connector service that facilitates the connection between borrowers and potential lenders.

Interesting facts about payday loans

  • The average interest rate on a payday loan in the United States is 391%.
  • Payday lenders generate an estimated $9 billion in fees annually.
  • Most payday loan borrowers end up rolling over their loan, meaning they extend the loan term and pay additional fees for failing to pay the loan back on time.
  • Payday loans are most common in states with the highest poverty rates.

Conclusion

Payday loans are a costly form of borrowing that have been prohibited in Vermont due to their harmful lending practices. While payday loans are not available in Granville, there are still a variety of borrowing options for individuals in need of emergency cash. At TheGuaranteedLoans, we’re here to help connect you with a lender who can meet your financial needs. Apply now, and let us help you find the right loan for you.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Granville, Vermont?

No, because payday loans are illegal in Granville, Vermont, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Granville, Vermont?

Yes, the state of Vermont has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

Look for Short-Term Loans in Other Cities: