Payday Loans in Grady, Alabama

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Grady, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Check 'n Go 3123 Ross Clark Cir #6, Dothan, AL 36303 +1 (334) 370 - 9695
Athens Finance 709 Hobbs St E, Athens, AL 35611 +1 (256) 230 - 6764
World Finance 80 McFarland Blvd Ste 6, Northport, AL 35476 +1 (205) 247 - 7878
1st Franklin Financial 1696 U.S. Hwy 231, Suite A, Ozark, AL 36360
Florabama Title Loans Inc 32555 US-90, Seminole, AL 36574
Miracle Finance 550 Andrews Ave, Ozark, AL 36360 +1 (334) 774 - 0693
1st Franklin Financial 1500 Military St S, Hamilton, AL 35570 +1 (205) 921 - 9900
Advance America 2619 W Meighan Blvd, Gadsden, AL 35904
First American Cash Advance 1745 S Eufaula Ave, Eufaula, AL 36027
Custom Financial Services, Inc. 1638 Town Sq SW, Cullman, AL 35055 +1 (256) 734 - 4988

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grady, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Alabaster, AL, Payday Loans in Albertville, AL, Payday Loans in Anniston, AL, Emergency Loan in Athens, AL, No Credit Check Loans in Atmore, AL, Payday Loan Companies in Auburn, AL, Same Day Loans in Bessemer, AL and Payday Loans in Birmingham, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grady, AL.

Useful Articles

Are Payday Loans Legal In Grady, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Grady, AL payday loan calculator

Advise to read before applying

Payday Loans in Grady, Alabama: What You Need to Know

Payday loans have become a popular financial option in many parts of the United States. These loans are small, short-term loans that are designed to help individuals cover unexpected expenses or emergencies. They can be a helpful financial tool for those who need cash quickly, but they do come with risks. If you live in Grady, Alabama, and are considering a payday loan, it is important to understand the laws surrounding them and the potential risks involved.

The Legal Status of Payday Loans in Alabama

Payday loans are legal in Alabama, which means lenders are allowed to operate in the state and offer loans to consumers. However, the law does place some limitations on payday loans to protect consumers from predatory lending practices.

For example, the Alabama Small Loan Act regulates payday loans in the state and requires lenders to adhere to certain rules and regulations. Under this law, lenders are not allowed to charge more than 17.5% interest on payday loans. They are also prohibited from making more than one loan to a consumer at a time, and the loan term cannot be less than 10 days or more than 31 days.

While these regulations can help to protect consumers from predatory lending practices, it is still important to use caution when taking out a payday loan. These loans can be expensive and can trap individuals in a cycle of debt if not used responsibly.

The Risks of Payday Loans

Payday loans come with several risks that consumers should be aware of before taking one out. One of the biggest risks is the high cost of these loans. Payday loans typically come with very high interest rates and fees, which can make it difficult for borrowers to repay the loan on time.

In addition, payday loans are often marketed to individuals who are in a vulnerable financial situation. This can lead to individuals taking out loans they cannot afford to repay, which can result in a cycle of debt and financial hardship.

Finally, payday loans do not offer a long-term solution to financial problems. While they can provide quick cash in an emergency situation, they can also lead to long-term financial instability if not used responsibly.

Interesting Facts and Statistics about Payday Loans in Grady, Alabama

  • Payday loans are legal in Alabama and are offered by several lenders in Grady.
  • The maximum amount that can be borrowed through a payday loan in Alabama is $500.
  • The average APR on a payday loan in Alabama is 307%.
  • The average borrower in Alabama takes out eight payday loans per year.

Apply Now

If you are in need of cash and are considering a payday loan in Grady, Alabama, TheGuaranteedLoans can help. We are a connector service that can match you with potential lenders who may be able to offer you a loan. Our online application process is quick and easy, and we work with lenders who adhere to all state and federal regulations concerning payday loans. Fill out our online application today and get connected with a lender who can help you get the cash you need.

Please keep in mind that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply connect consumers with potential lenders who may be able to offer them a loan. Make sure to read all terms and conditions before accepting a loan offer.

F.A.Q.

What should I do if I can't repay my payday loan in Grady, Alabama?

If you are unable to repay your payday loan in Grady, Alabama, it is important to contact your lender as soon as possible to discuss your options. Depending on the lender and your individual circumstances, you may be able to negotiate a repayment plan or extend the due date of your loan. It is important to avoid defaulting on your loan, as this can have serious consequences, including damage to your credit score and potential legal action.

Are there any restrictions on the number of payday loans I can take out in Grady, Alabama?

Yes, there are restrictions on the number of payday loans that a borrower can take out in Grady, Alabama. Borrowers are only allowed to take out one payday loan at a time, and they must wait at least seven days before taking out another loan.

Look for Short-Term Loans in Other Cities:

Alabaster Anniston Atmore Auburn Birmingham Decatur Dothan Florence Foley Gadsden Hoover Huntsville Madison Mobile Montgomery Opelika Phenix City Prattville Tuscaloosa Vestavia Hills
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.