Payday Loans in Athens, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Athens, AL

Company nameAddressZip codePhone number
1st Franklin Financial 926 US Hwy 72 E 35611
Advance America 637 US-72 35611
Alabama Money Auto Loans 1802 US Hwy 72 E suite h 35611 +1 (256) 233 - 5333
Always Money 220 French Farms Blvd a 35611
Athens Finance 709 Hobbs St E 35611 +1 (256) 230 - 6764
Cash Connection 100 US-31 35611
Cash Express 1513 Grace Ave 35611
Cash Express 802 US Hwy 72 W 35611 +1 (256) 216 - 9015
Cash Mart 601 S Jefferson St 35611
Cash USA 800 US Hwy 72 W # M 35611
CashMaster 800 US Hwy 72 W M 35611 +1 (256) 771 - 1100
Check Into Cash 915-C Jefferson Street 35611
Check Into Cash 915 Jefferson St SE 35611 +1 (256) 232 - 9466
Discount Title Pawn 810 US Hwy 72 W C 35611
Eagle Title Loans 616 US-31 F 35611
First State Loans of Athens Inc 622 S Jefferson St 35611 +1 (256) 232 - 3800
Liberty Finance 885 US Hwy 72 W 35611
Liberty Finance 800 US Hwy 72 W J 35611 +1 (256) 232 - 6323
Liberty Tax and Loans 630-C, S Jefferson St 35611 +1 (256) 230 - 0787
Moneytree 35611
Mr. Tire Auto Service Centers +1 (740) 204 - 2670
Preferred Loan Company 1211 US-31 35611
Q C Financial Services 924 US Hwy 72 E 35611
Quick Credit 935 US-72 35611
Quick Credit 935 US Hwy 72 E Suite E 35611 +1 (256) 262 - 6858
Regional Finance 920 US Hwy 72 E 35611 +1 (256) 233 - 1381
Robins Financial Credit Union +1 (800) 241 - 2405
Security Finance 600 S Jefferson St G 35611 +1 (256) 771 - 2903
Southern Title Loan 204 US-31 35611 +1 (256) 233 - 5770
Sun Loan Company 800 US Hwy 72 W Ste I 35611 +1 (256) 771 - 7999
Title Cash 211 US-31 35611
TitleMax Title Loans 1129 S Jefferson St 35611
Tower Loan 639 US-72 35611 +1 (256) 262 - 6838
Western Finance 651 US Hwy 72 W 35611
World Finance 1003 Jefferson St SE 35611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Athens, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Atmore, AL, 24-Hour Loan in Auburn, AL, Payday Loans in Bessemer, AL, Payday Loans in Birmingham, AL, Emergency Loan in Cullman, AL, Payday Loans in Daphne, AL, Payday Loans in Decatur, AL and Payday Loan Companies in Dothan, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Athens, AL.

Payday Loans Available in Athens, AL By The Following ZIP Codes:

35613, 35611, 35614, 35612

Are Payday Loans Legal In Athens, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Athens, AL payday loan calculator

What is a Payday Loan?

A payday loan is a short-term loan that typically ranges between $100 and $1,000. These loans are designed to help provide financial assistance to those who need quick access to cash. Payday loans are usually due back on your next payday.

Are Payday Loans Legal in Athens, AL?

Yes, payday loans are legal in Athens, AL, as long as the loan amount is not more than $500 and the loan is not for more than 31 days. Payday loans are regulated by the state of Alabama and lenders must follow the regulations set by the state when offering payday loans to a borrower.

What is the Interest Rate for Payday Loans in Athens, AL?

The interest rate for payday loans in Athens, AL is generally fixed at 17.5%. This rate applies to the amount of the loan, any fees and the length of the loan term. The annual percentage rate, or APR, for payday loans in Athens, AL is typically 456% for a two-week loan.

How Do I Qualify for a Payday Loan in Athens, AL?

In order to qualify for a payday loan in Athens, AL, borrowers must meet the following criteria:

  • Must be at least 18 years of age
  • Have an active checking account
  • Have a valid government-issued ID or driver’s license
  • Provide proof of income

How Much Does a Payday Loan in Athens, AL Cost?

The cost of a payday loan in Athens, AL will vary depending on the amount of the loan, the length of the loan term, and any additional fees that may be charged by the lender. Generally, lenders charge a fee for each $100 borrowed, up to $500. The finance charge for a 14-day $100 loan is $17.65, for a 31-day $100 loan is $37.65 and for a 62-day $100 loan is $57.65.

What is TheGuaranteedLoans?

TheGuaranteedLoans is a website dedicated to helping people with their loan needs. We are not a direct lender, but rather a free service offering to connect people with lenders. We help you find the right lender for your financial needs, whatever they may be.

How Does TheGuaranteedLoans Work?

TheGuaranteedLoans makes it easy for people to get the funds they need quickly. We have a simple online application that only takes a few minutes to fill out. Once you submit your information, we will connect you with potential lenders who may be able to provide you with the loan you need. All you have to do is fill out the form and we will take care of the rest.

F.A.Q. About Payday Loans in Athens, AL

Q: What are the maximum loan amounts allowed in Athens, AL?
A: The maximum loan amount allowed in Athens, AL is $500.

Q: How long do I have to pay back my loan?
A: Generally, payday loans must be paid back within 31 days. The exact time frame will depend on the lender.

Q: What fees will I be charged for a payday loan?
A: Fees for payday loans vary depending on the lender and the amount of the loan. Generally, lenders will charge a fee for each $100 borrowed, up to $500. For example, the finance charge for a 14-day $100 loan is $17.65, for a 31-day $100 loan is $37.65 and for a 62-day $100 loan is $57.65.

Q: What happens if I can’t pay back my loan?
A: If you cannot pay back your loan on time, you should contact the lender immediately to discuss your situation. Many lenders will offer an extension if you are unable to make the payment, but they may also charge additional fees.

Apply Now

If you need a payday loan in Athens, AL, TheGuaranteedLoans can help you find the right lender for your financial needs. We will connect you with potential lenders who may be able to offer you the funds you need. All you have to do is fill out our simple online application and we will take care of the rest. So, don’t wait – get the money you need today with TheGuaranteedLoans!

More F.A.Q.

Can I renew or extend my payday loan in Athens, Alabama?

It is not explicitly stated in Athens, Alabama law whether payday loan renewals or extensions are allowed. It is best to contact your lender directly to inquire about their specific policies.

Are there any restrictions on how a payday lender can collect a debt in Athens, Alabama?

in Athens, Alabama, payday lenders are not allowed to engage in unfair or deceptive practices to collect a debt. This includes threatening or harassing behavior, as well as revealing information about the debt to third parties without your consent.

How Many Cash Advance Companies are in Athens, AL?

With the help of our service, you will be able to find 35 cash advance companies in Athens, AL

What Cash Advance Companies in Athens, AL are the most popular?

You should check Cash Express, Check Into Cash, and Liberty Finance. Also, you can start your application online on our website.