Payday Loans in Letohatchee, Alabama

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No payday loan companies in Letohatchee, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Cash 811 W Bypass # C, Andalusia, AL 36420
Covington Credit 37 Buck Creek Plaza #400, Alabaster, AL 35007
Covington Credit 505 US Highway 80 West, Suite E, Demopolis, AL 36732
Covington Credit 1558 Montgomery Hwy, Dothan, AL 36303 +1 (334) 794 - 0313
Regions Bank 24651 US-31, Jemison, AL 35085 +1 (205) 990 - 5200
Credit Central 1406 S Eufaula Ave, Eufaula, AL 36027 +1 (334) 616 - 7565
F S Check Cashing And Pawn. 1133 Main St D, Roanoke, AL 36274
Security Finance 7 Village Square, Clanton, AL 35045 +1 (205) 280 - 7373
Ameris Bank 204 Kirkland St, Abbeville, AL 36310 +1 (334) 585 - 2265
Cash Express 1406 S Eufaula Ave, Eufaula, AL 36027 +1 (334) 616 - 7222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Letohatchee, AL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Mountain Brook, AL, Payday Loans in Northport, AL, 24-Hour Loan in Opelika, AL, Payday Loan for Oxford, AL, Payday Loans in Pelham, AL, Emergency Loan in Pell City, AL, Payday Loans in Phenix City, AL and Payday Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Letohatchee, AL.

Useful Articles

Are Payday Loans Legal In Letohatchee, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Letohatchee, AL payday loan calculator

Advise to read before applying

Are you strapped for cash? Do you need money to cover unexpected expenses? If so, a Payday loan may be the solution you need. These types of loans are short-term, unsecured loans designed to help people make ends meet between paychecks.

How Payday Loans Work in Letohatchee, Alabama

In Alabama, Payday loans are legal according to the Alabama Banking Department. In Letohatchee, you can find lenders offering this type of loan either in storefronts or online.

The way payday loans work is simple. You write a postdated check for the amount you wish to borrow, including fees and interest, and the lender issues you the cash. The loan is due on your next payday, which is typically within two weeks.

The interest rates on these loans are often high, so it’s important to weigh the pros and cons before applying. If you’re unable to repay the loan on time, the lender may offer you a rollover or renewal option. However, this will result in additional fees and interest, and may lead to a cycle of debt that is hard to break.

Applying for a Payday Loan in Letohatchee, Alabama

If you decide that a payday loan is the right option for you, the application process is relatively simple. You’ll need to provide personal information such as your name, address, and employment status. You may also need to provide bank account information so that the lender can deposit the funds directly into your account.

Keep in mind that TheGuaranteedLoans is a connector service and not a direct lender. We facilitate connections between borrowers and potential lenders, making the loan application process as simple and fast as possible.

Benefits and Drawbacks of Payday Loans

  • Benefits: Payday loans can be a lifeline for people in need of cash quickly. They don’t require collateral, which means you don’t have to put any personal property on the line.
  • Drawbacks: Payday loans come with high fees and interest rates. Additionally, if you’re unable to repay the loan on time, you may end up in a cycle of debt that’s hard to break.

Interesting facts about Payday Loans in Letohatchee, Alabama:

  • In 2020, there were over 1 million payday loans issued in Alabama
  • The average payday loan amount in Alabama is $350
  • The maximum payday loan amount in Alabama is $500

Apply Now

If you’re in need of a payday loan, TheGuaranteedLoans can help. Fill out our online application today to get connected with a lender who can provide you with the funds you need.

Remember, payday loans should only be used as a last resort. If you’re unable to repay the loan on time, it’s important to seek help from a financial counselor or debt relief agency to avoid falling into a cycle of debt.

F.A.Q.

What is the maximum APR for payday loans in Letohatchee, Alabama?

The maximum APR for payday loans in Letohatchee, Alabama is 456%.

What are the fees associated with payday loans in Letohatchee, Alabama?

The fees associated with payday loans in Letohatchee, Alabama are determined by the amount of the loan and the length of the loan term. Typically, the fee is a flat rate that is a certain percentage of the loan amount, such as $15 per $100 borrowed.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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