Payday Loans in Sardis, Alabama

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No payday loan companies in Sardis, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 53 Vaughan Ln, Pell City, AL 35125
First National Bank of Baldwin 205 E 20th Ave, Gulf Shores, AL 36542 +1 (251) 968 - 6565
Always Money 4642 US-231, Wetumpka, AL 36092
Saints Automotive Service Center 31336 125th St, Princeton, Minnesota +1 (763) 389 - 9777
Approved Cash 1306 Highland Ave, Selma, AL 36703
TitleMax Title Loans 1808 Gadsden Hwy Suite 100, Birmingham, AL 35235 +1 (205) 655 - 0811
Western Finance 15397 AL-59 #2, Foley, AL 36536
Investar Bank 301 Broad St, York, AL 36925 +1 (205) 392 - 5205
Lifestyle Cash Advance 1420 McFarland Blvd #5, Northport, AL 35476
Advance America 859 Market Pl, Alexander City, AL 35010

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sardis, AL, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Mountain Brook, AL, Short-term Loans in Northport, AL, Same Day Loans in Opelika, AL, Payday Loans in Oxford, AL, No Credit Check Loans in Pelham, AL, Guaranteed Loans in Pell City, AL, Payday Loans in Phenix City, AL and Emergency Loan in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sardis, AL.

Are Payday Loans Legal In Sardis, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Sardis, AL payday loan calculator

Welcome to TheGuaranteedLoans, your one-stop-shop for payday loans, title loans, and other loan-related topics. In this article, we will discuss payday loans in Sardis, Alabama. If you’re in need of some quick cash to cover unforeseen expenses, a payday loan can be a great option, so long as you understand what you’re getting into.

What Are Payday Loans?

A payday loan is a short-term loan that typically needs to be repaid within two weeks or on your next payday. Payday loans are designed to help people who need extra cash to cover sudden expenses or emergencies. Generally, these loans are for amounts ranging from $100 to $500, and many payday lenders require borrowers to provide proof of income, such as pay stubs or bank statements. Unlike personal loans or credit cards, payday loans don’t require a credit check, making them an option for people with less-than-perfect credit.

How Do Payday Loans Work in Sardis, Alabama?

Payday loans are legal in Alabama, which means that they are also legal in Sardis. According to Alabama law, payday loans can’t exceed $500 and can’t have a term longer than 31 days. Additionally, the maximum finance charge for a 14-day $100 loan is $17.50. Alabama law also prohibits payday lenders from renewing a loan more than once, which can help to prevent borrowers from getting trapped in a cycle of debt.

When you apply for a payday loan in Sardis, you’ll need to provide proof of income and a checking account with a bank or credit union. If approved, you’ll receive the loan amount in cash or through a direct deposit to your checking account. Remember to read the terms and conditions carefully and only borrow what you can afford to pay back.

Benefits of Payday Loans in Sardis, Alabama

Payday loans can be a helpful tool for people who need fast cash to cover unexpected expenses. Some benefits include:

  • Quick and easy application process
  • No credit check required
  • Can be a useful solution for those with poor credit
  • Can be useful for emergencies or unexpected expenses

Things to Consider Before Applying for a Payday Loan

While payday loans can be helpful, there are some things that you should consider before applying, such as:

  • High-interest rates and fees
  • Short repayment terms
  • Potential to trap borrowers in a cycle of debt
  • Impact on credit score if not repaid on time

It’s important to make sure that you can afford to repay the loan on time and that you understand the full cost of borrowing. If you’re unsure if a payday loan is the right option for you, it may be worth considering other forms of credit, such as a personal loan or a credit card.

Interesting Facts and Statistics About Payday Loans in Sardis, Alabama

Did you know that the average payday loan borrower in Alabama takes out eight loans per year, with an average loan amount of $350? According to the Center for Responsible Lending, payday lenders in Alabama charge an average interest rate of 456%, which is one of the highest rates in the country!

Apply Now for a Payday Loan in Sardis, Alabama

If you’re in need of a payday loan in Sardis, Alabama, TheGuaranteedLoans is here to help. We’re a connector service that helps people like you connect with potential lenders who can provide the funds you need. Our application process is quick and easy, and we’ll work with you to find a lender that meets your needs.

Remember, TheGuaranteedLoans is not a direct lender, so we won’t be the ones providing you with a loan. Instead, we’ll simply facilitate the connection between you and potential lenders, making the process as stress-free as possible.

Don’t let unexpected expenses get you down. Apply for a payday loan in Sardis, Alabama through TheGuaranteedLoans today!

F.A.Q.

Is it legal to take out a payday loan in Sardis, Alabama?

Yes, payday loans are legal in Sardis, Alabama.

How much can I borrow with a payday loan in Sardis, Alabama?

in Sardis, Alabama, the maximum amount that you can borrow with a payday loan is $500.