Payday Loans in Palmer, Alaska

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Payday Loan Companies in Palmer, AK

Company nameAddressZip codePhone number
Alaska USA Federal Credit Union 901 Evergreen Ave 99645 +1 (907) 745 - 4317
Alaska USA Federal Credit Union 901 E Palmer-Wasilla Hwy 99645 +1 (800) 525 - 9094
ARRC 248 E Dahlia Ave 99645 +1 (907) 745 - 3390
First National Bank Alaska Palmer Branch 303 W. Evergreen Avenue 99645 +1 (907) 746 - 8900
First National Bank Alaska Palmer Branch 303 W Evergreen Ave 99645 +1 (907) 746 - 8900
Matanuska Valley Federal Credit Union 664 W Evergreen Ave 99645 +1 (907) 745 - 4891
Matanuska Valley Federal Credit Union 1020 S Bailey St 99645 +1 (907) 745 - 4891
Rem Data Services Inc 326 W Evergreen Ave 99645 +1 (907) 745 - 3757

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palmer, AK, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Salcha, AK, Payday Loans in Seward, AK, Payday Loans in Sitka, AK, Payday Loans in Soldotna, AK, Quick Loan in Sterling, AK, No Credit Check Loans in Teller, AK, Payday Loans in Two Rivers, AK and Payday Loans in Wainwright, AK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palmer, AK.

Beautiful sights of Palmer, AK

Payday Loans Available in Palmer, AK By The Following ZIP Codes:

99646, 99645

Are Payday Loans Legal In Palmer, Alaska?

Loan Rates and Fees, Laws and Regulations in Alaska.

Alaska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)435
Maximum Loan Amount$500
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed2
Finance Charges15% of the amount advanced

Palmer, AK payday loan calculator

What Is a Payday Loan?

Payday loans are short-term loans designed to help bridge the gap between paydays. Typically, payday loans are due to be paid back on the borrower’s next payday. In most cases, a payday loan will provide the borrower with quick financial relief, allowing them to pay for an unexpected expense or cash flow shortage.

Are Payday Loans Legal in Palmer, Alaska?

Yes, payday loans are legal in the State of Alaska. According to Alaska Statute 06.20.030, it is legal for lenders to issue payday loans in Alaska. It is important to note, however, that lenders issuing payday loans in the state must be registered with the state’s Division of Banking and Finance.

Are There Any Limitations on Payday Loans in Alaska?

Yes. Under Alaska Statute 06.20.070, lenders are limited in how much they can charge borrowers for payday loans. The maximum loan amount is $500, and lenders can charge no more than 15% in interest. The minimum term of a payday loan is 14 days, and the maximum term is thirty days.

How Do I Find a Payday Loan in Palmer, Alaska?

When searching for a payday loan in Palmer, Alaska, it is important to make sure you are dealing with a lender that is registered and compliant with state regulations. It is also important to shop around for the best interest rate and terms. You can find a list of registered payday lenders in Alaska on the Division of Banking and Finance website. You may also want to consider searching online for payday loan lenders that are available in your area.

What Do I Need to Apply for a Payday Loan in Palmer, Alaska?

When applying for a payday loan in Palmer, Alaska, you will need to provide the lender with some basic personal and financial information. This will include proof of identity, proof of income, bank account information, and contact information. It is important to make sure you have all the required documents before you apply so that your application can be processed quickly and efficiently.

What Happens if I Don’t Repay My Payday Loan?

If you are unable to repay your payday loan, it is important to contact your lender immediately. The lender may be willing to work with you to extend the terms of your loan. If the loan is not repaid by the agreed upon date, the lender may send your loan to a collections agency. This could have negative consequences on your credit score.

Apply Now

For those in Palmer, Alaska looking for a payday loan, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders from the Division of Banking and Finance. Simply fill out our online application, and we will match you with lenders ready to provide you with a payday loan.

Frequently Asked Questions

Q. What is a payday loan?
A. A payday loan is a short-term loan designed to help bridge the gap between paydays. Typically, payday loans are due to be paid back on the borrower’s next payday.

Q. Are payday loans legal in Palmer, Alaska?
A. Yes, payday loans are legal in the State of Alaska. According to Alaska Statute 06.20.030, it is legal for lenders to issue payday loans in Alaska.

Q. How do I find a payday loan in Palmer, Alaska?
A. When searching for a payday loan in Palmer, Alaska, it is important to make sure you are dealing with a lender that is registered and compliant with state regulations. You can find a list of registered payday lenders in Alaska on the Division of Banking and Finance website. You may also want to consider searching online for payday loan lenders that are available in your area.

Q. What happens if I don’t repay my payday loan?
A. If you are unable to repay your payday loan, it is important to contact your lender immediately. The lender may be willing to work with you to extend the terms of your loan. If the loan is not repaid by the agreed upon date, the lender may send your loan to a collections agency. This could have negative consequences on your credit score.

More F.A.Q.

Can I get a payday loan in Palmer, Alaska if I am unemployed?

Yes, you can get a payday loan in Palmer, Alaska if you are unemployed. However, you will need to provide proof of income from another source, such as unemployment benefits, to the lender in order to qualify for the loan.

Can I get a payday loan in Palmer, Alaska if I have filed for bankruptcy?

Yes, you can get a payday loan in Palmer, Alaska if you have filed for bankruptcy. However, the lender may require you to provide additional information or documentation to prove your ability to repay the loan.

How Many Cash Advance Companies are in Palmer, AK?

With the help of our service, you will be able to find 8 cash advance companies in Palmer, AK

What Cash Advance Companies in Palmer, AK are the most popular?

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