Payday Loans in Amado, Arizona

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No payday loan companies in Amado, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Today Window Rock, AZ 86515 +1 (505) 371 - 5754
Checkmate 29 N Val Vista Rd Ste. 101, Gilbert, AZ 85234 +1 (480) 288 - 6885
Money Mart 1326 W University Dr, Tempe, AZ 85281 +1 (480) 894 - 8446
TitleMax Title Loans 822 E Fry Blvd, Sierra Vista, AZ 85635 +1 (520) 458 - 5160
Can-Tell Enterprises 701 Stockton Hill Rd Suite M, Kingman, AZ 86401 +1 (928) 718 - 1525
U.S. Bank Branch 3325 N Hunt Hwy, Florence, AZ 85132 +1 (520) 723 - 0543
ACE Cash Express 1578 AZ-89, Chino Valley, AZ 86323 +1 (928) 636 - 5545
Bay Equity Home Loans 202 W 5th St 2325, Safford, AZ 85546 +1 (928) 322 - 9343
Auto Title Loans USA 16165 N 83rd Ave #200-H, Peoria, AZ 85382 +1 (602) 428 - 6922
OneAZ Credit Union 20 E Roadrunner Dr Suite C, Sedona, AZ 86336 +1 (844) 663 - 2928

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Amado, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Phoenix, AZ, Same Day Loans in Prescott, AZ, Payday Loans in Prescott Valley, AZ, Payday Loans in Queen Creek, AZ, Payday Loans in San Luis, AZ, Same Day Loans in Scottsdale, AZ, Emergency Loan in Sierra Vista, AZ and 24-Hour Loan in Sun City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Amado, AZ.

Beautiful sights of Amado, AZ

Payday Loans Available in Amado, AZ By The Following ZIP Codes:

85645

Are Payday Loans Legal In Amado, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Amado, AZ payday loan calculator

Payday Loans in Amado, Arizona: Everything You Need to Know

Payday loans are a type of short-term loan that are often advertised to people who need an emergency cash advance before their next paycheck. However, in Arizona, payday loans are prohibited by state law. Despite this, many people are still in search of payday loans in Amado, Arizona.

In this article, we will go over everything you need to know about payday loans, why they are not legal in Arizona, and what alternatives are available to you if you need emergency cash in Amado.

What are payday loans?

Payday loans are a type of short-term loan that are marketed as a quick and easy way to get cash before your next paycheck. Typically, these loans are for small amounts – usually between $100 and $500 – and are due in full on your next payday.

The application process for payday loans is often simple and can be done entirely online. However, lenders will typically require borrowers to provide proof of income and a checking account. Once approved, the loan is typically deposited into the borrower’s bank account within a few business days.

Why are payday loans illegal in Arizona?

In 2010, Arizona passed a law that made payday lending illegal in the state. The law remains in effect today and has been upheld by the Arizona Supreme Court.

Lawmakers in Arizona passed this law in response to concerns about the high interest rates charged by payday lenders, which can often exceed 400% APR. Critics of payday loans argue that they trap borrowers in cycles of debt, causing them to take out loan after loan to pay off the interest on their previous loans.

Due to the high interest rates and predatory lending practices associated with payday loans, many states have passed laws regulating or outright banning these types of loans.

What alternatives are available to borrowers in Amado?

If you find yourself in need of emergency cash in Amado, there are several alternatives to payday loans that you can consider:

  • Personal loans: Personal loans can offer larger loan amounts and lower interest rates than payday loans. These loans can be offered by banks, credit unions, or online lenders. However, personal loans often require a credit check and may take longer to process than payday loans.
  • Credit cards: If you have a credit card, you may be able to use it to cover emergency expenses. Keep in mind, however, that credit cards often have high interest rates and fees, so be sure to pay off the balance as soon as possible to avoid accruing debt.
  • Family and friends: If you have a good relationship with friends or family members, they may be willing to lend you money in an emergency situation. Be sure to establish clear terms for repayment and stick to them.
  • Credit counseling: If you are struggling with debt, credit counseling services can help you develop a plan to pay off your debts and improve your credit score.

Interesting Facts and Statistics about Payday Loans in Amado, Arizona

  • Arizona is one of 17 states that have banned payday loans.
  • According to a study by the Center for Responsible Lending, the average payday loan borrower in Arizona takes out 10 payday loans per year.
  • The same study found that the average APR for payday loans in Arizona was 204%, with some lenders charging rates as high as 459%.
  • Despite being illegal in Arizona, many payday lenders have found ways to exploit loopholes in the law to continue operating in the state.

Apply Now for a Personal Loan in Amado

While payday loans may not be an option in Amado, there are still plenty of alternative loan options available to you. If you need emergency cash, fill out an application on our website today to be connected with potential lenders.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders who can offer personal loans with flexible terms and competitive interest rates.

We understand that financial emergencies can be stressful. That’s why our application process is quick, easy, and secure. Apply now to get the cash you need to cover your expenses and get back on track.

F.A.Q.

Can a payday loan company garnish my wages in Amado, Arizona?

No, a payday loan company cannot garnish your wages in Amado, Arizona because these loans are illegal in the state.

Can a payday loan company repossess my property in Amado, Arizona?

No, a payday loan company cannot repossess your property in Amado, Arizona because these loans are illegal in the state.