Payday Loans in Littlefield, Arizona

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No payday loan companies in Littlefield, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 21 S Signal Butte Rd, Apache Junction, AZ 85120 +1 (480) 357 - 3100
Checkmate 7435 W Lower Buckeye Rd #104, Phoenix, AZ 85043 +1 (623) 478 - 0531
1 Hour Car Title Loans Flagstaff 2501 N Fourth St, Flagstaff, AZ 86004 +1 (928) 216 - 3071
Southeastern Arizona Federal Credit Union 1600 Pan American Ave, Douglas, AZ 85607 +1 (520) 364 - 8401
Arizona Auto Lenders - Cottonwood 960 S Main St, Cottonwood, AZ 86326 +1 (928) 634 - 0818
Fast Auto Loans, Inc. 25 West Warner Road, Chandler, AZ 85225 +1 (480) 726 - 2920
ACE Cash Express 238 W Western Ave, Avondale, AZ 85323 +1 (623) 882 - 8333
BBVA Bank 10923 E Baseline Rd, Mesa, AZ 85209 +1 (480) 296 - 2450
Maricopa Jewelry and Pawn 20800 N John Wayne Pkwy 109, Maricopa, AZ 85139 +1 (520) 494 - 7066
United States Postal Service 18762 AZ-188, Roosevelt, AZ 85545 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Littlefield, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apache Junction, AZ, Payday Loans in Avondale, AZ, Payday Loans in Buckeye, AZ, Payday Loans in Bullhead City, AZ, Payday Loans in Casa Grande, AZ, Payday Loans in Chandler, AZ, Same Day Loans in El Mirage, AZ and Payday Loans in Flagstaff, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Littlefield, AZ.

Beautiful sights of Littlefield, AZ

Payday Loans Available in Littlefield, AZ By The Following ZIP Codes:

86432

Are Payday Loans Legal In Littlefield, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Littlefield, AZ payday loan calculator

Understanding Payday Loans in Littlefield, Arizona

If you’re thinking about getting a payday loan in Littlefield, Arizona, we have some important news for you: payday loans are prohibited in Arizona. In 2010, the Arizona legislature enacted a law that outlawed payday loans and other short-term lending products. This law, known as Proposition 200, was designed to protect consumers from predatory lending practices that can lead to a cycle of debt and financial ruin.

While payday loans are illegal in Arizona, you may still be able to find lenders who are willing to provide these loans online. However, it’s important to remember that these lenders may be operating illegally, and you could be putting yourself at risk if you choose to work with them.

What are Payday Loans?

Payday loans are short-term loans that are meant to be repaid on your next payday. These loans are typically for small amounts of money, and they come with very high interest rates and fees. In many cases, borrowers end up paying more in interest and fees than they borrowed in the first place.

The problem with payday loans is that they can be extremely difficult to repay. If you’re already struggling to make ends meet, adding a high-interest loan to your monthly expenses can be a recipe for financial disaster. Many borrowers end up taking out another payday loan just to cover the cost of the first loan, which can lead to a cycle of debt that is difficult to break.

Why are Payday Loans Prohibited in Arizona?

The Arizona legislature passed Proposition 200 in 2010 to protect consumers from the harmful effects of payday loans. Prior to this law, payday lenders in Arizona were charging as much as 459% APR on their loans. Proposition 200 capped interest rates on loans at 36% and provided other protections for borrowers.

Since the passage of Proposition 200, payday lenders have not been able to operate legally in Arizona. However, some lenders have attempted to skirt the law by offering loans online. These lenders are operating illegally, and they are not subject to the same regulations and protections that legitimate lenders are.

Alternatives to Payday Loans

If you need money quickly and you’re considering a payday loan, there are several alternatives that you should consider first. These alternatives include:

  • Credit cards
  • Personal loans from a bank or credit union
  • Trade-Aid Loans from non-profit organizations
  • Payment Plans offered by various companies
  • Borrowing money from family and friends

Each of these options has its own pros and cons, and it’s important to do your research before deciding which one is right for you. You may also want to consider talking to a financial advisor or credit counselor to get personalized advice about your financial situation.

Facts and Statistics about Payday Loans in Littlefield, Arizona

  • In 2010, the Arizona legislature passed Proposition 200, which outlawed payday loans and other short-term lending products in the state.
  • Before the passage of Proposition 200, payday lenders in Arizona were charging as much as 459% APR on their loans.
  • Payday lenders are not able to operate legally in Arizona, but some continue to offer loans online, putting borrowers at risk.
  • Arizona is one of 17 states that have prohibited payday loans.

Apply Now

If you need help finding a loan that’s right for you, TheGuaranteedLoans can help. We are a connector service that can put you in touch with potential lenders who can provide you with the financing you need. It’s important to remember that we are not a direct lender, but we can help you find the right lender for your needs.

When you apply through TheGuaranteedLoans, you’ll have access to a network of lenders who are committed to providing fair, transparent loans that won’t put you at risk of financial ruin. We work with lenders who offer a variety of loan products, including personal loans, installments loans, and lines of credit.

Applying for a loan through TheGuaranteedLoans is easy and secure. Simply fill out our online application form, and we’ll connect you with potential lenders who can provide you with the financing you need. Best of all, our service is completely free to use, and you’re under no obligation to accept any loan offers that you receive.

Conclusion

While payday loans may seem like a quick and easy solution if you need cash fast, they can be a trap that leads to financial disaster. If you’re considering a payday loan in Littlefield, Arizona, it’s important to remember that these loans are illegal in the state, and you could be putting yourself at risk if you work with an online lender who claims to offer them.

Instead of taking out a payday loan, consider exploring alternative options for borrowing money. And if you need help finding the right loan for your needs, TheGuaranteedLoans is here to help. Apply now, and let us help you get the financing you need to achieve your financial goals.

F.A.Q.

What are the alternatives to payday loans in Littlefield, Arizona?

Consumers in Littlefield, Arizona can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Littlefield, Arizona?

Payday loans are prohibited in Littlefield, Arizona due to their high interest rates and fees, which can trap consumers in a cycle of debt.