Payday Loans in Olney Springs, Colorado

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No payday loan companies in Olney Springs, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Vectra Bank - Longmont 2011 Ken Pratt Blvd, Longmont, CO 80501 +1 (720) 947 - 8474
Bank of the San Juans 1 N Parkway Way, Colorado City, CO 81019 +1 (866) 618 - 2675
Zions Bank Corporate Trust 1001 17th St UNIT 850, Denver, CO 80202 +1 (888) 416 - 5176
Bank of Colorado 55 Elm Ave, Eaton, CO 80615 +1 (970) 454 - 1800
Patrick Varney - Raymond James 1041 Main St, Windsor, CO 80550 +1 (970) 686 - 8482
Evolve Bank & Trust SBA Lending Center 999 18th St UNIT 1415, Denver, CO 80202 +1 (855) 259 - 0747
Advance America 1029 N Academy Blvd, Colorado Springs, CO 80909 +1 (719) 573 - 2696
Fairway Independent Mortgage Corporation, Parker Elite Group 11020 S Pikes Peak Dr Unit 320, Unit 320, Parker, CO 80138 +1 (503) 840 - 2499
Vectra Bank - Pueblo Downtown 200 W City Center Dr, Pueblo, CO 81003 +1 (719) 586 - 1101
Fairway Independent Mortgage Corporation 503 N Main St Suite 460, Suite 460, Pueblo, CO 81003 +1 (719) 470 - 2758

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Olney Springs, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Broomfield, CO, Payday Loan Without a Credit Check in Castle Rock, CO, Payday Loans in Colorado Springs, CO, Payday Loans in Commerce City, CO, Payday Loans in Denver, CO, Payday Loans in Englewood, CO, Online Loans in Fort Collins, CO and Payday Loans in Grand Junction, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Olney Springs, CO.

Beautiful sights of Olney Springs, CO

Payday Loans Available in Olney Springs, CO By The Following ZIP Codes:

81062

Are Payday Loans Legal In Olney Springs, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Olney Springs, CO payday loan calculator

Payday Loans in Olney Springs, Colorado

Life is unpredictable, and sometimes, unexpected expenses can arise. If you’re in need of quick cash, payday loans can be an option to consider. In Olney Springs, Colorado, payday loans are legal and can provide instant relief for financial hardship.

What are payday loans?

Payday loans are short-term loans that are typically repaid on the borrower’s next payday. To qualify for a payday loan, borrowers must have a steady income, an active checking account, and a valid identification. The loan amount can range from $100 to $500 or more, and the interest rate is usually higher than traditional loans.

How do payday loans work in Olney Springs, Colorado?

In Colorado, payday lenders can charge up to 20% for the first $300 borrowed, and an additional 7.5% on any additional amount over $300. The loan term can range from 6 months to 2 years, and there is no minimum loan term. Borrowers can request an extension up to twice, but the lender cannot charge any additional fees for the extension.

To apply for a payday loan in Olney Springs, Colorado, you need to:

  • Fill out an online application or visit a payday loan store in person
  • Provide proof of income, such as a recent pay stub
  • Provide personal information, such as your name, address, and social security number
  • Provide banking information, such as your checking account number and routing number

Once you’ve submitted your application, the lender will review it and notify you of their decision. If approved, you’ll receive the loan amount, minus any fees, directly deposited into your bank account. The loan will need to be repaid on your next payday, or as agreed with the lender.

Benefits of payday loans in Olney Springs, Colorado

Payday loans can provide several benefits, including:

  • Quick access to funds when you need them most
  • No credit check required
  • No collateral required
  • Funds can be used for any purpose
  • Flexible repayment options

Risks of payday loans in Olney Springs, Colorado

While payday loans can be beneficial in times of financial hardship, there are also risks to consider:

  • High-interest rates and fees
  • Short repayment terms can lead to a cycle of debt
  • Failure to repay the loan can result in additional fees, interest, and potential legal action

Interesting Facts about Payday Loans in Olney Springs, Colorado

According to a recent study, the average payday loan borrower in Colorado takes out 4 or more loans per year, with an average loan amount of $392. The study also found that 36% of borrowers used payday loans to cover necessary expenses, such as rent or utilities, while 32% used the loans to pay for unexpected expenses, such as car repairs or medical bills.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can connect you with potential lenders offering payday loans in Olney Springs, Colorado. Simply fill out our online application to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’ll facilitate your connection with potential lenders who can meet your needs.

Apply now and get the funds you need to cover your unexpected expenses.

F.A.Q.

What happens if I can't repay my payday loan in Olney Springs, Colorado?

If you are unable to repay your payday loan in Olney Springs, Colorado, the lender may take legal action to collect the debt. It is important to contact the lender as soon as possible to discuss your options.

Are there any laws to protect me as a borrower of payday loans in Olney Springs, Colorado?

Yes, in Olney Springs, Colorado there are laws in place to protect borrowers of payday loans. These include a limit on the number of loans that can be taken out at once and a requirement for lenders to provide borrowers with information about their rights and options.