Payday Loans in Sargents, Colorado

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No payday loan companies in Sargents, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
AAMCO Transmissions & Total Car Care 432 Garden of the Gods Rd, Colorado Springs, CO 80907 +1 (719) 599 - 8843
Bryan Dean American Family Insurance 925 S Niagara St, Denver, CO 80224 +1 (720) 339 - 8705
Sterling Federal Credit Union 822 W Main St, Sterling, CO 80751 +1 (970) 522 - 0111
First State Bank of Colorado 564 Main St, Delta, CO 81416 +1 (970) 874 - 5322
TBK Bank - Loan Production Office 915 Main Ave, Durango, CO 81301 +1 (970) 247 - 3020
KeyBank 2361 Clover Basin Dr, Longmont, CO 80503 +1 (303) 845 - 2000
Check Into Cash 1515 Main St Unit 3, Longmont, CO 80501 +1 (303) 485 - 0537
Community Banks of Colorado 100 Main St, Grand Junction, CO 81501 +1 (970) 263 - 8800
FirstBank 2014 Grand Ave, Glenwood Springs, CO 81601 +1 (970) 947 - 0300
First United Bank 740 17th St, Denver, CO 80202 +1 (303) 524 - 3712

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sargents, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Parker, CO, Payday Loan for Pueblo, CO, Payday Loan Without a Credit Check in Westminster, CO, Payday Loans in Wheat Ridge, CO, Payday Loans in Arvada, CO, Payday Loans in Aurora, CO, Payday Loans in Boulder, CO and Payday Loans in Brighton, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sargents, CO.

Are Payday Loans Legal In Sargents, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Sargents, CO payday loan calculator

Payday Loans in Sargents, Colorado: What You Need to Know

Payday loans are a hot topic in Sargents, Colorado, and for good reason. In these tough economic times, many people find themselves struggling financially. Payday loans offer a quick fix for those who need cash fast, but they can also be a double-edged sword. It’s important to understand the ins and outs of payday loans before you decide whether or not to take one out.

What Is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are usually for small amounts, often ranging from $100 to $1000. The loan is secured against your next paycheck, which means that the lender will deduct the loan amount plus any fees directly from your bank account when your next paycheck arrives.

Payday loans are known for their high-interest rates and short repayment terms. Because of this, they are often thought of as a last resort for those who need cash quickly. These loans are designed to be repaid in full within a few weeks, making them a convenient option for those who need cash fast but cannot wait until their next paycheck.

Are Payday Loans Legal in Colorado?

The short answer is yes. Payday loans are legal in Colorado. However, the state has put in place several regulations to protect borrowers from predatory lending practices. For example, the state has set a maximum loan amount of $500, and lenders are prohibited from charging more than 20% in interest and fees.

If you are considering taking out a payday loan in Colorado, it’s important to be aware of the state’s regulations. Make sure that you are working with a reputable lender and that you fully understand the terms of your loan before signing on the dotted line.

Pros and Cons of Payday Loans in Sargents, Colorado

Like any financial decision, taking out a payday loan in Sargents, Colorado comes with its pros and cons. Here are some of the most important things to consider:

  • Pros:
    • Quick and easy application process
    • No credit check required
    • Funds available within a few days or even hours
  • Cons:
    • High-interest rates and fees
    • Short repayment terms
    • Potential for debt trap cycle

Interesting Facts and Statistics about Payday Loans in Sargents, Colorado

  • According to the Colorado Attorney General’s office, over 35,000 borrowers took out payday loans in the state in 2019.
  • The average payday loan in Colorado is around $392, with an average interest rate of 129%.
  • The state of Colorado has capped interest rates and fees on payday loans at 36%.
  • Over 75% of payday loans in Colorado are taken out by borrowers who take out four or more loans per year.
  • The average length of a payday loan term in Colorado is 97 days.

Apply Now

If you are considering a payday loan in Sargents, Colorado, TheGuaranteedLoans can help. Our online application process is quick and easy, and we work with a network of lenders to find the right loan for your needs. Remember, we are a connector service, not a direct lender. We will facilitate your connection with potential lenders who may be able to help you get the cash you need. Apply now and let us help you get back on your feet financially.

Before you apply, make sure that you fully understand the terms of your loan and the state’s regulations surrounding payday loans. Make an informed decision and choose a lender that you trust.

Final Thoughts

Payday loans can be a helpful tool for those who need cash quickly, but they are not without their risks. Make sure that you fully understand the terms of your loan and the risks involved before you decide to take one out. And remember, TheGuaranteedLoans is here to help connect you with potential lenders who may be able to meet your needs. Apply now and take the first step towards financial stability.

F.A.Q.

What happens if I can't repay my payday loan in Sargents, Colorado?

If you are unable to repay your payday loan in Sargents, Colorado, the lender may take legal action to collect the debt. It is important to contact the lender as soon as possible to discuss your options.

Are there any laws to protect me as a borrower of payday loans in Sargents, Colorado?

Yes, in Sargents, Colorado there are laws in place to protect borrowers of payday loans. These include a limit on the number of loans that can be taken out at once and a requirement for lenders to provide borrowers with information about their rights and options.