Payday Loans in Calder, Idaho

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No payday loan companies in Calder, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Weiser 651 E Liberty St, Weiser, ID 83672 +1 (208) 414 - 0003
Moneytree 690 West Quinn Road Suites C & D, Pocatello, ID 83202 +1 (208) 637 - 2274
Fairway Independent Mortgage Corporation 5660 E Franklin Rd Suite 120, Suite 120, Nampa, ID 83687 +1 (208) 803 - 0285
Loanmax Title Loans 8990 W Fairview Ave, Boise, ID 83704 +1 (208) 323 - 5688
Karye Rae Fairway Independent Mortgage Corporation Loan Officer 3959 E Overland Rd, Meridian, ID 83642 +1 (208) 957 - 7325
Snowy River Dental Danton Bradshaw, DDS 304 S Main St, Bellevue, ID 83313 +1 (208) 788 - 2006
Idaho Central Credit Union Rexburg Innovation Center 175 W 2nd S Ste 104, Rexburg, ID 83440 +1 (208) 478 - 3300
U.S. Bank Branch 104 Main St, Cottonwood, ID 83522 +1 (208) 962 - 3292
Quik Cash 809 21st St, Lewiston, ID 83501 +1 (208) 746 - 0826
Northwest Title Loans 158 Thain Rd, Lewiston, ID 83501 +1 (208) 946 - 5710

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calder, ID, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Caldwell, ID, Payday Loans in Idaho Falls, ID, Same Day Loans in Lewiston, ID, Short-term Loans in Meridian, ID, Payday Loans in Nampa, ID, Payday Loans in Pocatello, ID, Quick Loan in Post Falls, ID and Payday Loan Without a Credit Check in Twin Falls, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calder, ID.

Are Payday Loans Legal In Calder, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Calder, ID payday loan calculator

Payday Loans in Calder, Idaho: What You Need to Know

Life can be unpredictable, and unexpected expenses can hit you hard. If you need quick cash to cover an emergency expense, a payday loan may be the solution you need. In Calder, Idaho, payday loans are a legal and accessible option for those who need them.

What is a Payday Loan?

A payday loan is a short-term loan that allows you to get cash quickly when you need it. These loans are typically due on your next payday and are intended to help you cover unexpected expenses or bridge the gap until your next paycheck.

Payday loans are known for their easy and fast application process. Compared to traditional loans, payday loans don’t require collateral or a credit check. However, they come with high-interest rates and fees, which can add up quickly if you’re not careful.

How Do Payday Loans Work in Calder, Idaho?

In Calder, Idaho, payday loans are legal, subject to specific regulations set forth by the state. To qualify for a payday loan, you must meet the following requirements:

  • Be at least 18 years old
  • Have a valid ID or driver’s license
  • Have proof of steady income
  • Have an active checking account

The amount you can borrow varies depending on your income and the lender you choose. In Idaho, the maximum amount you can borrow with a payday loan is $1,000 or 25% of your gross monthly income, whichever is less.

When you apply for a payday loan, you’ll need to provide your personal and financial information to the lender. If you’re approved, you’ll receive the cash you need, minus the fees and interest. The repayment terms vary by lender but typically range from 14 to 30 days.

What Are the Risks of Payday Loans?

While payday loans can be a helpful resource in an emergency, they come with unique risks that you should be aware of.

One of the biggest risks of payday loans is the high-interest rates and fees. In Idaho, the interest rate for payday loans is capped at 500% APR, which can make it difficult to pay back the loan on time. If you can’t repay the loan on time, you may be subject to late fees and additional charges, which can quickly add up and result in more debt.

Another risk of payday loans is the cycle of debt they can create. Because payday loans are due on your next payday, they can be difficult to pay back if you’re already struggling with debt or living paycheck to paycheck. If you’re unable to pay back the loan on time, you may be tempted to take out another payday loan to cover the first one, leading to a cycle of debt that’s difficult to break.

Interesting Facts About Payday Loans in Calder, Idaho

Did you know that:

  • Idaho is one of 27 states where payday lending is legal
  • The average interest rate for payday loans in Idaho is 582% APR
  • In Idaho, the average payday loan borrower takes out eight loans per year
  • The total payday loan debt in Idaho is $28 million

Apply Now

If you’re in need of quick cash to cover an emergency expense, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can offer you a payday loan that fits your needs and budget. To get started, simply complete our online application form, and we’ll match you with a lender who can help you.

Remember, payday loans come with high-interest rates and fees, so be sure to borrow responsibly and only borrow what you can afford to repay. With TheGuaranteedLoans, you can get the cash you need quickly and easily, without any hassle.

In Conclusion

If you need cash quickly to cover an unexpected expense, a payday loan may be a viable option for you. However, it’s essential to understand the risks and ensure that you’re borrowing responsibly. With TheGuaranteedLoans, you can get the help you need to cover your emergency expenses without adding more stress to your life.

F.A.Q.

Can I get a payday loan if I am unemployed in Calder, Idaho?

No, to qualify for a payday loan in Calder, Idaho, borrowers must have a regular source of income.

Can I get a payday loan if I receive Social Security or disability benefits in Calder, Idaho?

Yes, in most cases, Social Security or disability benefits can be used as a regular source of income to qualify for a payday loan in Calder, Idaho.

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