Payday Loans in Irwin, Idaho

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No payday loan companies in Irwin, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Pacifica Lending 25 Wall St 156, Nampa, ID 83651 +1 (208) 268 - 5225
Advantage Plus Federal Credit Union 2133 E Center St, Pocatello, ID 83201 +1 (208) 232 - 7711
Quik Cash 1259 E 17th St, Idaho Falls, ID 83404 +1 (208) 523 - 6666
Quick Loan 204 N Whitley Dr, Fruitland, ID 83619 +1 (208) 452 - 4050
Wells Fargo Bank 100 S Main St, Hailey, ID 83333 +1 (208) 578 - 1880
U.S. Bank Branch 672 Washington St, Montpelier, ID 83254 +1 (208) 847 - 0410
Title Cash of Idaho 256 Blue Lakes Blvd N, Twin Falls, ID 83301 +1 (208) 732 - 6011
D.L. Evans Bank 318 S Oneida St, Rupert, ID 83350 +1 (208) 436 - 2265
208 Title Loans 1550 N Main St, Meridian, ID 83642 +1 (208) 955 - 1011
Check n Go 732 Caldwell Blvd Ste B, Nampa, ID 83651 +1 (208) 463 - 8900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Irwin, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Twin Falls, ID, Bad Credit Loans in Boise, ID, Payday Loans in Caldwell, ID, Payday Loans in Idaho Falls, ID, Payday Loans in Lewiston, ID, Payday Loans in Meridian, ID, Payday Loans in Nampa, ID and Guaranteed Loans in Pocatello, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Irwin, ID.

Beautiful sights of Irwin, ID

Payday Loans Available in Irwin, ID By The Following ZIP Codes:

83428

Are Payday Loans Legal In Irwin, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Irwin, ID payday loan calculator

Payday Loans in Irwin, Idaho: Everything You Need to Know

Payday loans are short-term, high-interest loans that are designed to help people cover unexpected expenses until their next payday. While payday loans are legal in Idaho, it’s important to understand the risks and benefits associated with them before you apply.

How Do Payday Loans Work?

Payday loans are typically for small amounts of money, often ranging from $100-$500. To apply for a payday loan, you will need to provide proof of employment, income, and a valid ID.

The process of applying and receiving a payday loan is usually quick, and you can often get the money you need on the same day that you apply. However, the interest rates on payday loans are often much higher than other types of loans, making them a more expensive borrowing option.

Benefits of Payday Loans

  • Quick access to funds
  • No credit check required
  • Can be used to cover unexpected expenses

Risks of Payday Loans

  • High interest rates
  • Short repayment terms
  • Risk of falling into a cycle of debt

Payday Loans in Irwin, Idaho

In Idaho, payday loans are legal and regulated by the Idaho Department of Finance. While the state does not have any specific laws regarding payday loans, lenders are required to follow certain regulations and disclosure requirements.

It’s important to be cautious when applying for a payday loan in Irwin, Idaho, and to make sure you understand the terms and conditions of the loan before you agree to it. Many lenders offer high-interest loans that can be difficult to pay back, so be sure to shop around and compare rates.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses can happen to anyone. That’s why we offer a quick and easy way to connect with potential lenders who may be able to offer you the funds you need.

As a connector service, not a direct lender, our goal is to help you find a lender who can provide you with the loan terms that work best for your situation. Simply fill out our online application form and we’ll match you with potential lenders who can meet your needs.

Interesting Facts and Statistics about Payday Loans in Irwin, Idaho

  • In 2019, the average payday loan amount in Idaho was $475.
  • As of 2020, there were over 200 licensed payday lenders in Idaho.
  • According to a study by the Pew Charitable Trusts, the average payday loan borrower in Idaho takes out eight loans per year.

F.A.Q.

How much can I borrow with a payday loan in Irwin, Idaho?

The maximum amount that can be borrowed with a payday loan in Irwin, Idaho is $1,000.

Are there any restrictions on how payday loan funds can be used in Irwin, Idaho?

Yes, payday loan funds in Irwin, Idaho can only be used for emergency expenses and cannot be used for luxury items or non-essential expenses.

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