Payday Loans in Monteview, Idaho

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No payday loan companies in Monteview, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Xpress Cash 655 S 4th E #400, Preston, ID 83263 +1 (208) 852 - 9100
D.L. Evans Bank 242 Main St, Kimberly, ID 83341 +1 (208) 423 - 6200
U.S. Bank ATM - Wallace 528 Cedar St, Wallace, ID 83873 +1 (800) 872 - 2657
Affiliated Home Loans, Inc. NMLS 380333 655 S 4th E 101, Preston, ID 83263 +1 (208) 252 - 5010
Check n Go 740 N Cecil Rd Ste 114, Post Falls, ID 83854 +1 (208) 773 - 6228
Security Finance 10530 W Fairview Ave, Boise, ID 83704 +1 (208) 378 - 0231
Washington Federal Bank 645 Main St, Gooding, ID 83330 +1 (208) 934 - 8446
J. Neel and company 717 N Main St, Bellevue, ID 83313 +1 (208) 788 - 6515
Idaho County Title Co., Inc. 319 W Main St, Grangeville, ID 83530 +1 (208) 983 - 2662
Check Savers LLC 475 Yellowstone Ave, Pocatello, ID 83201 +1 (208) 637 - 0100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monteview, ID, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Post Falls, ID, Bad Credit Loans in Twin Falls, ID, 24-Hour Loan in Boise, ID, Payday Loans in Caldwell, ID, Payday Loans in Idaho Falls, ID, Payday Loans in Lewiston, ID, Payday Loans in Meridian, ID and No Credit Check Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monteview, ID.

Are Payday Loans Legal In Monteview, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Monteview, ID payday loan calculator

Payday Loans in Monteview, Idaho: A Comprehensive Guide

When an unexpected financial emergency strikes, many people turn to payday loans for quick and easy access to cash. In Monteview, Idaho, payday loans are legal and can provide a lifeline to those in need of immediate cash. However, before taking out a payday loan, it’s important to understand what they are, how they work, and the regulations surrounding them.

What is a payday loan?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. These loans are designed to provide quick access to cash for those who are in a financial bind. Payday loans are often easier to get than other types of loans and can be done entirely online, making them a convenient option for many.

How do payday loans work?

To get a payday loan in Monteview, Idaho, borrowers need to provide some basic information such as their name, address, and income. Once the lender verifies this information, they will typically approve the loan and transfer the funds directly to the borrower’s bank account. The loan amount plus fees and interest are due on the borrower’s next payday.

What are the regulations surrounding payday loans in Monteview, Idaho?

In Idaho, payday loans are legal, but the state does have regulations in place to protect borrowers. The maximum loan amount is $1,000 or 25% of the borrower’s gross monthly income, whichever is less. The maximum term for a payday loan is 91 days, and lenders are not allowed to charge more than 25% interest on the loan amount. Additionally, lenders must provide borrowers with a written agreement that outlines the fees and interest associated with the loan.

What are the pros and cons of payday loans?

Pros:

  • Easy access to cash
  • No credit check required
  • Can be done entirely online

Cons:

  • High interest rates
  • Short repayment terms
  • Potential for debt cycle

While payday loans can provide a quick solution to financial hardships, they come with high interest rates and short repayment terms. As a result, borrowers can find themselves in a cycle of debt if they are unable to repay the loan on time. It’s important to carefully consider the pros and cons before taking out a payday loan.

What are some interesting facts or statistics about payday loans in Monteview, Idaho?

  • According to the Idaho Department of Finance, there were 38,480 payday loans issued in Idaho in 2020.
  • The average payday loan amount was $363 in 2020.
  • Payday loans are legal in 37 states, including Idaho.

Apply Now

If you’re in need of a payday loan in Monteview, Idaho, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we’ll help you find the best loan option for your needs. Remember, we are a connector service, not a direct lender, and we’ll only provide your information to lenders who meet our strict criteria.

So why wait? Fill out our online application now and get the cash you need to take control of your finances today.

F.A.Q.

How long does it take to receive funds from a payday loan in Monteview, Idaho?

The amount of time it takes to receive funds from a payday loan in Monteview, Idaho varies depending on the lender, but most borrowers receive their funds within a few business days.

Can I renew or extend my payday loan in Monteview, Idaho?

Yes, payday loans in Monteview, Idaho can be renewed or extended, but borrowers should be aware that this can result in additional fees and interest charges.

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